Trees

Tree roots typically grow very wide and shallow. How wide do tree roots grow? Most people say tree roots grow to the dripline. In fact, tree roots grow much farther than the dripline, typically 2 to 3 times the distance, sometimes further. All of the roots are important to the tree. Do not cut the roots. If in doubt, hire a Certified Arborist to consult on your project BEFORE getting started. Trees do not heal; they can only compartmentalize decay. So, do not expect to have someone wave a magic wand and sprinkle some chemicals to fix your problem or "save" your tree. Learn more at http:/www.treedeath.com

CHRIS FRANCIS

Negligence

However, there is an "if" to that question as with many insurance issues. If the tree was normally healthy and the wind blew it down is the first area to consider.

1- Your insurance company would not pay for damages to the neighbor simply because you have no legal liability to the neighbor for the act of nature that caused the loss. Your first-party insurance is specific to you and your property, not his.

If the tree was obviously dead and you had prior notice from obvious observation or actual notice from the neighbor (usually by certified mail) of the dangers, you would have had a duty owed to the neighbor to abate that danger or hazard. Your failure to abate the danger would be the causal relationship to his damage.

2- In the above case, the insurance carrier would possibly pay for the damage to the neighbor out of the liability portion of your policy. The reason for this is the verbiage: "we will pay all sums you are legally liable to pay" in the liability section of the policy.

Disclaimer: This is general in nature and should not be used in any specific case or tort. Each carrier and each jurisdiction may have varying opinions in this area.

3. Furthermore, if your own insurer paid the claim resulting from the fall of a neighbor's tree, the payment would be subject to the policy deductible. The deductible is the amount set forth in the policy that you have agreed to pay toward the repair of a covered loss. In return for its payment, the insurer would succeed to whatever rights that you had to recover its payment, which is a process called subrogation. You are not a party to that action (unless you choose to be in order to recover your deductible), but you are likely to be a witness at any trial that is held.

Most paper banknotes (including US$) are printed on cotton paper.

Australian notes are a polypropylene polymer.

The term is "Evergreen" and refers to plants that retain their leaves throughout the winter months - for examples conifers (Pine, spruce, cedar etc.).

As opposed to deciduous plants that shed their leaves during autumn (fall) and winter - for example: Oak, Ash, Poplar, Maple

Plants which loose their leaves in the fall/ autumn are called deciduous.

Leaf fall is triggered by a number of factors:

• Decrease in average daylight hours

• Decrease in average temperature

• and in some instances decrease in the level of available moisture.

At this point enzymes are released into the plant and stop the production of chlorophyll (the green photosynthetic pigment in leaves and stems). Some species of plants absorb what nutrients are left in the leaves back into the trunk or stem of the plant, in most cases other pigments such Beta-Carotene and Xanthophyll are left behind in the leaves (enhancing the colour effect)

An abscission layer forms between the petiole and the stem, this is basically a layer of callus cells so that the leaf does not leave an open wound when if falls, the abscission layer also facilitates the breaking away of the leaf from the stem.

Leaves fall when the abscission layer breaks - disturbed by the wind or under their own weight.

There are a number of reasons why deciduous plants drop their leaves:

• Fall is normally the onset of cold winters, in most cases if the foliage remained behind on the tree it would simply be damaged by snow, frost or wind. Ice crystals can begin to form in the cells at a temperature of about 4 degrees C, these grow and puncture/ rupture the cells killing them; this is the reason for the cold related phenomon known as "black frost"

• Some winter climates have snow, this means that there is in actual fact very little usable water available to the plant (ground water is frozen and snow does not melt readily and provide sufficient water for the plant to survive).

• Trees with large surface areas in storm frequented areas are regularly damaged by high winds, shedding leaves increase the aerodynamics of the plant and is a survival mechanism.

• The leaves which are shed collect around the base of the plants and are normally covered by snow, this assists in creating a bit of a buffer zone and possibly preventing root damage (like a blanket).

• After winter the fallen leaves decompose and release what nutrients and minerals they have stored inside them back into the soil - which the plant then reabsorbs.

most sources and studies show that it grows from about 15-30 inches in length. the thorns are 1-5 inches in length. :)

:) :) :)