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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

500 Questions

Does homeowners or comprehensive insurance cover damage to an auto from grandchildren throwing rocks?

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Asked by Wiki User

Typically, homeowners insurance expressly excludes auto-related losses. Therefore, the auto comprehensive coverage should apply.

Is there a supplement that is close to steroids?

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Asked by Wiki User

If you want to take supplements taht are close to steroids than why not just take steroids there probably isn't much difference

If you want to take supplements taht are close to steroids than why not just take steroids there probably isn't much difference

If you want to take supplements taht are close to steroids than why not just take steroids there probably isn't much difference

cause u cant just walk in to a store and buy steroids

Why are you interested in a position with our organization?

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You might take a position with a particular company because you have skills that you believe would benefit the company. You might also take that position because you believe that you would enjoy the work.

You want to full out an application form for the JDF online now?

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wat is the matter with the jdf application form online

What kind of animal is in the commercials for Geico car insurance?

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"Fifteen Minutes could save you Fifteen percent or more by switching to Geico" are the famous words from the little Geco mascot of Geico insurance. They have become one in one.

Why do apples have pips?

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Seeds are the way apples produce more apples.

How do turtles protect itself?

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if they are being attacked by predators, they will just hide out in their shell

How can you find a car insurance provider for a car?

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Asked by Wiki User

howdo i find the insurance provider for a person in was in an accident with n now can not get in contact with

Which insurance company is best for insuring electronics?

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Asked by Wiki User

Home owners/renter insurance can help with insuring electronics. A warranty can help insure electronics from any damages encountered. For example, Apple offers the Apple-Care insurance to insure any of their Apple products.

How old does a car have to be to be considered a classic?

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It has to be about 30 years old or so. Classic boats can be very expensive unless it isn't fixed up. If it isn't fixed up then it can be considered a project rather than a boat.

Names of sports cars?

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Corvette, Ferrari, Lamborghini are a few names.

Are teens covered under their parents auto insurance?

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Asked by Wiki User

You have the option to add your teen to your auto insurance policy, or you can buy a "stand alone" policy from an agency that specializes in providing insurance for teens. Companies that provide car insurance for teens only place certain restrictions and requirements on teens' driving habits, such as attending driving school and not driving after dark, which allows them to keep rates down.

How do insurance companies define sports cars?

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Asked by Wiki User

Insurance Definition of Sports Car

They usually go by horsepower, stock and aftermarket modifications (i.e. turbo or superchargers), etc. They will usually know if you have a sports car or not. You can also have a car classified as rare or collectable that might be a sports car. If a car has two doors its almost always classified as a sports car no matter what. Also if the car is equipped with a manual transmission its also most likely a sports car. It also depends how on the replacement cost of the auto and location.

Insuring sports cars has always been a niche market, so it more often than not pays to do your homework and contact the specialist companies rather than the general insurers. If you have a classic sports car in mind, there are a specialist companies for these vehicles too.

More Information:

  • I drive a '94 T-Bird. Some companies say it's a sports car (with the V6? Yeah right), some luxury (almost passes as that), and some just as a plain old car.
  • I have a Firebird, 2 doors, manual and it's still not considered a sports car.
  • I have a 2 door 2004 Dodge Stratus SXT that is only a 4-cylinder but rated a 19 which is a sports car rating with high premiums.

Is a child under their parents insurance when they get their learners permit?

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Asked by Wiki User

Yes. Each state handles insurance differently so you might want to just make sure with someone in your state. The easiest way to explain car insurance to prersons without any insurnace trainin is this. Insurance follows the car. If you insure the car then who ever drives the car the damage is insured. Now if someone steals your car or uses your car without permission that is a different story. The insurance will pay to fix your car but will not pay for any damage caused by the unauthozied user of the car. The insurance company should be advised that your have a young son or daughter who is starting to drive to have their named added as a driver to your policy.

Insurance companies like to know who the primary driver is for each vehicle you own. They also like to know how the car is used and how many miles it is driven each day for work or school. The rate you pay is based on who the driver is, what the car is, and how it is used. If the driver is risk ( lots of tickets and very young) if the car is expensive and sporty (corvette) and it is used to commute into New York City each morning you will pay a lot of money to insure that car. If the driver is a 40 year old man with no tickets living out in the country and the car is a old pickup truck and he uses it to go from the farm to the grocery store once a week the insurance will be inexpensive.

Make sure you call your agent and get the child's name added to the list of drivers who may be driving the cars you have on your policy.

Where can you get the cheapest auto insurance for a 17 year old in Wa State?

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Asked by Wiki User

I seam to think that NationWide has the best deals I witched from geico and we saved a whole lot

my friend witched from allstate to geigo and he saved a whole lot 2 hope this helps (:

Does having a sports car increase your insurance?

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Asked by Wiki User

The color of the car has nothing to do with how much your auto insurance costs, but it being a sports car does increase the cost. Other factors that may affect the cost of your auto insurance are age, male or female (if under 30), married or single, driving record, and distance to and from work, to name a few.

Who is responsible when a baseball hits a parked car?

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Asked by Wiki User

This really depends, if it's an organized team, they may have coverage. Otherwise, your comprehensive or other than collision coverage would take care of it. You may be responsible for a deductible. I would say, contact the parks department or the team directly as a first option, then contact your insurance company.

How much would it cost for a 16 year-old to obtain auto insurance through State Farm?

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Asked by Wiki User

It is relevant to your state insurance and other conditions. Contact your agent! Most states do not allow minors to enter into contractural agreements - including insurance policies. Therefore, most insurance companies require a parent or legal guardian to obatin the insurance on behalf of the minor and sign all corresponding paperwork.

Will a speeding ticket in Wyoming affect your auto insurance rates in Colorado?

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Asked by Wiki User

Don't assume that your South Dakota insurance company will ever know about the ticket even if it does become part of your South Dakota record. Also, 1 ticket does not necessarily mean an automatic increase in premium. More than likely the ticket will not show up on your record. Drive safe.

Will insurance cover damage to your basketball hoop after a tree fell on it?

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Asked by Wiki User

It depends. If it was your basketball hoop that fell on someone else's car, yes. The insurance company should cover damages to someone else's vehicle while it was on your property if an "act of God" caused damage. If it's your vehicle on your property or even if you're renting the property, sorry. you're out of luck.

Do you have to add your child to your car insurance?

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Asked by Wiki User

Double check with your insurance agent, but I think you can. I believe you can add ANY licensed driver to your policy, although it may cost more. (Businesses, for example, frequently insure a lot of different people as drivers.) In some states you can also get an insurance policy that will cover anyone who drives your car, as long as they have a license. It just costs extra.

How long can you insure your child on your auto insurance policy?

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Asked by Wiki User

Keep the Kid on your policy for nowI am an agent in Texas and I insure 50 year old babies on 70 year old momies policies. What we look for is place of residency. If they live together, or at least share the same mailing address, then we can insure them together.

One of the problems I get upset about with insurance companies is they will insure a 21 year old "kid" for $200 per month on momies policy(just for example). They graduate from college, get a job and move away from home then all of a sudden, this same kid must pay more for insurance because they are an independent household. That does not generally make the kid a more dangerious driver . . . they ought to get a reward for getting a job and moving out on their own.

Is there Liability for hitting skateboarder?

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Asked by Wiki User

Yes, liability pays for damage you cause to other people, regardless if those people are pedestrians or passengers in another vehicle. If the skateboarder has car insurance then there is also a good chance that the skater carries a coverage on his own insurance called medical payments. This is coverage on your car insurance that can be used for your own injuries as a pedestrian.