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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

How car insurance works?

You can receive quotes from multiple agents and pick the policy that best fits your needs and budget. Make sure you get adequate coverage for your vehicle and area.

Can a car be registered in one state- bec your license is in that state bec you recently moved -and insured in another state because you dont take your car to the city with you?

This is what I am trying to ask...

I recently moved to the city. I had to get a dc license because my license was about to expire and it just happened. I don't plan on moving from the city any time soon so it was a good idea to jst have a dc license. The thing is, I do not drive my car ANYWHERE. In fact, I don't have it with me. It is in my parents garage....never being used. I don't want to get rid of it because its a great car and I may want to use it every once in a while, but it will never be parked in the city.

Now, I think, because I got a dc license, I have to switch my tags to dc tags....meaning i have to register my car in dc. That's no problem. But, since the car will tech be in MD...can i keep the MD insurance? The insurance TRIPLES if i get dc insurance because it thinks it will be in dc with me....and there are a lot of cars and small accidents. Its nuts. I don't want to triple my insurance for a car that i will NEVER drive.

Any help would be greatly appreciated!

Can a insurance company raise your premiums for a minor accident that was not your fault and no claim made. Just informed insurance company because i thought that was the right thing to do?

Yes, some insurers have rules that even if there was an accident with no payout or no claim made, your premiums will be affected. So once you report the incident to your insurer, they will consider it a claim against your future premiums. However, there are some companies out there that will not hold the incident against you, so would recommend you shop around for the best rate based on your situation.

What kind of auto insurance must you have?

any and all insurance that you can afford you should probably buy. you can never tell what might happen. any and all insurance that you can afford you should probably buy. you can never tell what might happen.

Can a minor in the state of Florida have their own auto insurance policies or do they have to be placed on their parents' insurance?

In the state of Florida a minor cannot have an auto insurance policy unless a parent signs for it. Usually if said minor lives with their parents they are usually just put on their parent's policy

Who is the motorcycle guy in the progressive commercials?

His name is John Jenkinson, a family friend, in lots of commercials these days. He was also a Fear Factor winner.

New residents must have a valid license before how many days?

how many days must a new resident to california have a valid license?

What if your 18 yr old son is on your insurance and will have 1 point on his license for speeding will this increase your auto insurance rate?

Unfortunately, the fact that your son falls into the vaunted 16 to 24 age group that insurance companies already look at as being high risk and was cited for speeding does not work in your favor. You will need to talk to your insurance agent about what kind of rate hikes you will see and whether or not you there is a way to lower your risk and thus lower your rates in the near future.

If you buy the car can it be registered in someone elses name?

No. Whoever's name is on the title is going to be on the registration and insurance also. You can pay for the car and title it in somebody elses name, but at that point you've given them a free car, because you have no legal rights to the vehicle at all.

What if a car owner dies?

The car goes into the estate. The estate may sell the car to cover debt and costs. They may also transfer title to the appropriate party.

How much is it to insure a 17 year old on a mini?

Its hard to tell you because it depends on a lot of factors

Can someone be a first driver on my car and you the second driver?

yes they have two steering wheels and two foot pedals for each driver, they use them in some drivers-ed vehicles

How much does it cost an insurance company to hold a car in storage per day in the UK?

my car has been held in storage since the 12th of march due to an accident which was'nt my fault,i have since cancelled my claim,but before my car is released back to me i will have to pay a fee for its storage and return to my property,and i was wondering how much it costs per day for storage,as the insurance company have failed to give me any prices. thanks for reading this.

Who is covered under auto insurance?

Covered PersonsAuto Insurance covers the Named Insured(s) as defined by the policy. It may provide property coverage as well as medical coverages. It will almost always provide Liability coverage. Some policy forms extend coverage to other permitted drivers while some policies will not.

For example a Named Driver policy extends no coverage for other drivers at all. It all depends on the type of policy you buy. Insurance is not for cars it is for the protection of the people who own and drive them.

Your Insurance Agent can usually explain coverages and recommend the right policy for you.

Happy Motoring.

If you witness an auto accident must you stop and help?

You do not have to, but if someone was in dire need of your help, would't you help? I would.

How many points is a DWAI in NY state?

None. Received one back in october. With your sentencing comes many different terms, but unless you receive an extra ticket on top of it you get no points for a dwai

Subaru Wrx sti insurance?

This question can not be answered because of many variables, to include:

Age

Sex

Marital Status

Education level

Credit history

Driving record

Employer

Location of the parked/garaged vehicle

Annual driving distance

Group affiliations (ie, professional or alumni groups)

The range can vary greatly - I pay $124/mo for two turbocharged Subarus with great coverage, whereas others have cited $500+/mo for the bare minimum. Many insurance carriers offer online quote tools, so using them would give a more specific answer than asking here.

Can you drive a vehicle that hasn't got insurance?

Depends on which country. In Canada for example, no. Since insurance is given by vehicle. In the USA, yes, since a person is insured.

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