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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
How many people die in auto accidents?
40,000 people die yearly in auto accidents in the US. On average about 89 people are killed daily in auto accidents.
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They have to pay for your repairs themselves
How much would car insurance be for a 17 year old?
I have my car listed as recreational and i pay 55 a month. I'm 16 and have a 97 trans am with a v8
Will your car insurance cover your daughter if she has an accident?
Car insurance is designed to cover your vehicle should you need to allow someone to use it. There may be some difficulties with coverage if it is being primarily driven by someone who isn't rated on the policy.
How do you use supplement in a sentence?
He supplements his income by working nights. (verb)
They take vitamin supplements. (noun)
Pregnant and nursing mothers should usually take an iodine supplement. (noun)
Utility trailer that is 6.5' X 12' ft from the front of the trailer where do you place the axle?
2/3rds of the way back from the ball.
When is it best to drop collision and comp auto ins?
When you own the car free and clear and know you will be able to repair or replace the car without insurance if there is a loss, or when you know you don't really need the car or the value of it if you no longer have it or the use of it due to a loss. Note also that you can drop Collision but still carry Comprehensive, and if you hit an animal, that would normally fall under Comprehensive rather than Collision. Since Collision is normally much more expensive than Comprehensive, this is worth considering if you're a safe driver and not likely to have an at fault collision. With this option it's even more important to carry Uninsured/Underinsured Motorists coverage.
How many collisions are there in a car crash?
That would depend on how many vehicles are involved. If only two vehicles are involved, and they both stop after the crash, then there is one collision
That's not what is meant. There is ALWAYS more than one collision when a car crashes. There are THREE (3) collisions in every crash. The car itself hitting the other car; your body hitting the dash or other part of the car depending on where you're sitting; and finally the collision that is inside the body, your organs and bones hitting against the inside of your body.
What is Car insurance paid in full?
Usually when your buying car insurance you have the option to make monthly payments, or pay in full -if you pay in full, you pay the full amount for the year. This way there are not payments to be made until 12 months later when you have to renew your insurance....
Do I have to pay the deductible on a hit and run in a parking lot?
Without another party for the insurance co. to assess liability to, yes you will. Should be your collision deductible, but it also should not affect your rates when you next renew.
If you receive a check from insurance company to replace roof can you do the repairs yourself?
It is a question of honesty..... If you told the insurance company you were going to do it yourself and their check is for materials and some of your time then this would be OK. However, if your claim quote was for a builder to make the repairs, then their check is for this work and you should tell the insurance company that you intend to do the work yourself or you will be defrauding them.
You must also remember that if you do the work yourself and the roof is damaged again they will probably refuse to pay (unless you are a qualified builder) on the basis that your initial repairs may have been inadequate.
The fact that you asked this question indicates that you are basically an honest person - stick with the honesty and don't try and make money out of an insurance claim - it is not what insurance is for.
While acceleration does play a part in your insurance costs - insurance companies use much more sophisticated factors. One of the largest considerations which is trending right now in the insurance industry is the size and weight of the vehicle. When you combine that with the speed or acceleration a vehicle is capable of it provides a much better rating for potential damage for a given vehicle. Hope this helps!
You dont need insurance coverage yourself as long as the owner of the car you are driving has insurance on the vehicle.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Is it by law the person you hit has the right to choose where to get their car fixed?
I don't think there is an actual law. I just think it is recognised that as the owner of the vehicle and the sufferer of the loss, they have the right to choose where the car is repaired - so they have comfort in knowing the repairer is reputable.
Can auto insurance agent charge you a cancellation fee?
Go here............... http://www.ukmoneypot.co.uk/car-insurance-cancellation-fees-how-they-can-get-you.htm
Where can you buy transformer stickers?
from your local walmart or Disney store.... if they don't have it check online.... dosent cost that much :*)))
What kind of customer would want collision coverage for his or her auto insurance?
Someone concerned about damage to his or her own car. This is because collision coverage pays the cost of repair to one's own car, and to that extent, it is referred to as "first-party coverage". The payment made by the insurer is generally subject to a deductible, which is the dollar amount that the insured has agreed to pay toward the cost of repair.
When a vehicle is financed or leased, the lender or the lessor will invariably require the customer to maintain collision coverage on the vehicle so as to preserve the value of the collateral. If the customer does not demonstrate that he/she/it has, there is generally a process by which the lender/lessor can obtain "forced-placed" coverage and have the premium added to the customer's loan/lease account.
Benajmin Franklin was resposible for the first fire company and fire insurance company.
Do Americans need to purchase insurance to drive in Canada?
If you are insured with AAA in California and driving a vehicle you own that is insured on your policy,AAA will extend the coverage to that car while you are driving in Canada.You need to bring your evidence of insurance with you along with a Canada Non-resident inter-province(IP) liability card. These Canada IP cards are provided at your local AAA office,at no charge,I might add!If your not insured with AAA well you should be!
Difference between uninsured motorist and underinsured motorist coverage?
This is actually ONE coverage, serving two different purposes. You will often see this expressed on a declarations page as UM/UIM. Uninsured motorist coverage is self explanatory. YOUR uninsured motorist coverage on YOUR policy will pay for damages to your insured automobile when an 'at fault' vehicle does not have any insurance coverage to pay for your damages. UIM is UnderInsured Motorist coverage and would be available when the damages to -your vehicle exceed the amount of coverage in effect on the at fault party's liability coverage. This is an important coverage to have; very few state minimum liability limits are adequate anymore to offer full protection to owners. Rising auto costs and auto parts costs, plus the lower threshold to declare a total loss make higher UIM limits a sound decision.
Where Can you get insurance without a license?
Your Local Farmers Insurance Agent.
They offer Bristol West Insurance policies that will insure you with a temporary suspension, expired license as well as someone with a Mexico ID.
