What is the average monthly phone bill for one person?
I would say if you want a bundled plan with local and long distance calling, you will normally pay $50-60 per month. If you have broadband internet you can get home phone service with Free Long Distance for as low as $14.95 per month.
What are the characteristics of a bank confirmation letter?
Letter contains management's authorisation to disclose the necessary information
Auditors examine evidencecavialable to support management explanations
Letters are snet by thethe auditor and customenrs are requested to repky directly to the auditor
The auditor selects the items for which they will request confirmation. If your organization has a valid reason to object to any of these selections, discuss this with your auditor before the confirmation process continues.
The auditor designs the confirmation requests and tailors them to specific audit objectives. The auditor will consider the type of request, prior experience, the nature of the information being confirmed, and the intended respondent of the confirmation letter.
The auditor communicates the confirmation request to the third party by sending out the audit confirmation letter. There are two types of confirmation letters: positive requests (asking the third party if they agree or disagree with the stated information, or to fill in the blanks) and negative requests (where the third party only has to reply if they disagree with the stated information).
The auditor obtains the response (if any) from the third party. If the third party fails to respond or responds with conflicting information, the auditor may ask your staff for clarification or pursue alternative confirmation procedures.
The auditor evaluates the information they received, including the reliability of that information and how it relates to the organization’s finances.
In general, audit evidence is most reliable when it is obtained from independent parties outside of the organization. That’s why audit confirmation letters are such a critical part of the audit process. If you have any questions or concerns regarding the audit confirmations, don’t hesitate to reach out to your audit firm.
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What happens to unused HSA funds?
It depends on the company, but most will take unused HSA and roll it over for you to use in the future or they will roll it into an IRA for you.
What are the vital factors banks managers will consider befor gianting credit facilities?
Bank Managers would always consider the following:
1. Viability of the investment (actual or expected turnover)
2. Economic value of the collateral to secure the credit facility.
3. Security risks of the investment
4. Possibility of negative effect from government policies in the near future for investment that can be affected by political reasons.
5. Your current net worth and ability to pay back.
6. History of financial performance of the investment
What banks offer flexible spending accounts?
Flexible spending account is one of the benefits offered by US Bank catering for one's healthcare payment. It is one way of reaping tax savings and helping individuals come up with smarter decisions to stay healthy.
Where does one learn more about the benefits of having a flexible spending account?
You can find out about the benefits of having a flexible spending account anywhere on the Internet. You can get good information on FinancialPlan. They tell you all the things about saving and budgeting.
What is the name for the amount you save when you buy an item at a discounted price?
The name of the amount of money you save when you buy an item at a discounted price is called the difference of the original price. To find the difference, you simply subtract the discount price from the original price and that total is the amount of money you saved, the difference.
Can you appeal a forfeiture of your health care flexible spending account?
Sorry But you cant without a japenese drivers license. ;P
You can appeal only if you disagree with what the plan allowed as expenses. In other words, if you submitted claims on time but the reason you had forfieture is that they did not count them, you can appeal the reasons. Otherwise it may be very hard to appeal. Don;t forget to claim the forfeiture on your taxes - that might help lessen the bite a little.
How can you check your savings account balance through internet?
First you request for an internet banking login id. The bank would send you your login id along with a temporary password. Once you login to the banks website for the first time, it will prompt you to change the password. Once you are done, then you can use this login id and password combination to logon to the banks website and view details of your bank account anytime.
Should you have a flexible spending account?
For most people a Flexible Spending Account makes a lot of sense, as long as you are fully aware of what the eligible expenses are and sure that you will spend out what you choose to put aside over the plan year. That said, there are some tax situations that make it not favorable to have an FSA - usually at lower incomes. What you might want to do is have the person who did your taxes - or do it yourself if you used software - plug in the before and after effects of having an FSA on last year's return. Again, for most they are advantageous if you will spend out the money you choose to put aside, but it can't hurt to check.
How does one pay Credit card bill from other country?
If you have a credit card bill from another country, you will need to do one of the following three things:
(1 - least expensive) Have a bank account in that country and write a check to the bank in the currency of that country
(2 - somewhat expensive) Go to your bank and have that bank create a foreign check in the currency of the country where the credit card is located and you send that check to the bank
(3 - relatively expensive) Go to your bank and have that bank wire funds to the credit card company that you owe, allowing your bank or the receiving bank to manage the currency exchange.
Banco de oro swift code sm cebu branch?
hi its bnorphmm - you can see here also http://www.theswiftcodes.com/philippines/ - good luck & best wishes
If I borrow 20000 for 5 years what is the payment?
That would depend on the interest rate you got at the time of negotiating the loan. You don't say what the loan is for, but if it is for a car, try and negotiate your own loan with a bank, rather than go through the auto place's financing company. You'll get a better deal.
How do you convert number to words in Indian currency of crystal report?
Here is the code to convert number to word format in java as per the Indian number system through user input. It works up to 999999999.
import java.util.*;
public class NumtoWord
{
public static void main(String[] args)
{
String a;
Scanner s = new Scanner(System.in);
System.out.print("Enter a Number : ");
a = s.next();
int b = a.length();
String str[] = {"1","One","2","Two","3","Three","4","Four","5","Five","6","Six",
"7","Seven","8","Eight","9","Nine","10","Ten","11","Eleven","12","Twelve","13",
"Thirteen","14","Forteen","15","Fifteen","16","Sixteen","17","Seventeen",
"18","Eighteen","19","Nineteen","20","Twenty","30","Thirty","40","Fourty",
"50","Fifty","60","Sixty","70","Seventy","80","Eighty","90","Ninty","100",
"Hundred"};
System.out.println("");
if (b==9)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s3= a.substring(2,3);
String s4= a.substring(3,4);
String s5= a.substring(4,5);
String s6= a.substring(5,6);
String s7= a.substring(6,7);
String s8= a.substring(7,8);
String s9= a.substring(8,9);
String s10= a.substring(0,2);
String s11= a.substring(2,4);
String s12= a.substring(4,6);
String s14= a.substring(7,9);
{
if (s10.equals("00"))
System.out.print("");
else if (s1.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print("\n" + str[r+1] + " Crore ");
}
else
{
{
for (int i=0;i<=40;i++)
if (str[i].equals(s1))
System.out.print("\n" + str[i+37] + " ");
}
{
if(s2.equals("0"))
{
System.out.print("Crore ");
}
else
for (int j=0;j<=40;j++)
{
if (str[j].equals(s2))
System.out.print(str[j+1] + " Crore ");
}
}
}
}
{
if (s11.equals("00"))
System.out.print("");
else if (s3.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s11))
System.out.print(str[r+1] + " Lacks ");
}
else
{
{
for (int k=0;k<=38;k++)
if (str[k].equals(s3))
System.out.print(str[k+37] + " ");
}
{
if(s4.equals("0"))
{
System.out.print("Lacks ");
}
else
for (int l=0;l<=38;l++)
{
if (str[l].equals(s4))
System.out.print(str[l+1] + " Lacks ");
}
}
}
}
{
if (s12.equals("00"))
System.out.print("");
else if (s5.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s12))
System.out.print(str[r+1] + " Thousand ");
}
else
{
{
for (int m=0;m<=38;m++)
if (str[m].equals(s5))
System.out.print(str[m+37] + " ");
}
{
if(s6.equals("0"))
{
System.out.print("Thousand ");
}
else
for (int n=0;n<=38;n++)
{
if (str[n].equals(s6))
System.out.print(str[n+1] + " Thousand ");
}
}
}
}
{
for (int o=0;o<=40;o++)
if (str[o].equals(s7))
System.out.print(str[o+1] + " Hundred ");
}
{
if (s14.equals("00"))
System.out.print("");
else if (s8.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s14))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s8))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s9))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==8)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s3= a.substring(2,3);
String s4= a.substring(3,4);
String s5= a.substring(4,5);
String s6= a.substring(5,6);
String s7= a.substring(6,7);
String s8= a.substring(7,8);
String s10= a.substring(1,3);
String s11= a.substring(3,5);
String s12= a.substring(6,8);
{
if (s1.equals("0"))
System.out.print("");
else
for (int i=0;i<=40;i++)
if (str[i].equals(s1))
System.out.print("\n" + str[i+1] + " Crore ");
}
{
if (s10.equals("00"))
System.out.print("");
else if (s2.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print(str[r+1] + " Lacks ");
}
else
{
{
for (int k=0;k<=38;k++)
if (str[k].equals(s2))
System.out.print(str[k+37] + " ");
}
{
if(s3.equals("0"))
{
System.out.print("Lacks ");
}
else
for (int l=0;l<=38;l++)
{
if (str[l].equals(s3))
System.out.print(str[l+1] + " Lacks ");
}
}
}
}
{
if (s11.equals("00"))
System.out.print("");
else if (s4.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s11))
System.out.print(str[r+1] + " Thousand ");
}
else
{
{
for (int m=0;m<=38;m++)
if (str[m].equals(s4))
System.out.print(str[m+37] + " ");
}
{
if(s5.equals("0"))
{
System.out.print("Thousand ");
}
else
for (int n=0;n<=38;n++)
{
if (str[n].equals(s5))
System.out.print(str[n+1] + " Thousand ");
}
}
}
}
{
for (int o=0;o<=40;o++)
if (str[o].equals(s6))
System.out.print(str[o+1] + " Hundred ");
}
{
if (s12.equals("00"))
System.out.print("");
else if (s7.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s12))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s7))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s8))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==7)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s3= a.substring(2,3);
String s4= a.substring(3,4);
String s5= a.substring(4,5);
String s6= a.substring(5,6);
String s7= a.substring(6,7);
String s10= a.substring(0,2);
String s11= a.substring(2,4);
String s12= a.substring(5,7);
{
if (s10.equals("00"))
System.out.print("");
else if (s1.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print(str[r+1] + " Lacks ");
}
else
{
{
for (int k=0;k<=38;k++)
if (str[k].equals(s1))
System.out.print(str[k+37] + " ");
}
{
if(s2.equals("0"))
{
System.out.print("Lacks ");
}
else
for (int l=0;l<=38;l++)
{
if (str[l].equals(s2))
System.out.print(str[l+1] + " Lacks ");
}
}
}
}
{
if (s11.equals("00"))
System.out.print("");
else if (s3.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s11))
System.out.print(str[r+1] + " Thousand ");
}
else
{
{
for (int m=0;m<=38;m++)
if (str[m].equals(s3))
System.out.print(str[m+37] + " ");
}
{
if(s4.equals("0"))
{
System.out.print("Thousand ");
}
else
for (int n=0;n<=38;n++)
{
if (str[n].equals(s4))
System.out.print(str[n+1] + " Thousand ");
}
}
}
}
{
for (int o=0;o<=40;o++)
if (str[o].equals(s5))
System.out.print(str[o+1] + " Hundred ");
}
{
if (s12.equals("00"))
System.out.print("");
else if (s6.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s12))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s6))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s7))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==6)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s3= a.substring(2,3);
String s4= a.substring(3,4);
String s5= a.substring(4,5);
String s6= a.substring(5,6);
String s10= a.substring(1,3);
String s11= a.substring(4,6);
{
if(s1.equals("0"))
System.out.print("");
else
{
for (int j=0;j<=40;j++)
if (str[j].equals(s1))
System.out.print(str[j+1] + " Lacks ");
}
}
{
if (s10.equals("00"))
System.out.print("");
else if (s2.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print(str[r+1] + " Thousand ");
}
else
{
{
for (int m=0;m<=40;m++)
if (str[m].equals(s2))
System.out.print(str[m+37] + " ");
}
{
if(s3.equals("0"))
{
System.out.print("Thousand ");
}
else
for (int n=0;n<=38;n++)
{
if (str[n].equals(s3))
System.out.print(str[n+1] + " Thousand ");
}
}
}
}
{
if(s4.equals("0"))
System.out.print("");
else
{
for (int o=0;o<=40;o++)
if (str[o].equals(s4))
System.out.print(str[o+1] + " Hundred ");
}
}
{
if (s11.equals("00"))
System.out.print("");
else if (s5.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s11))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s5))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s6))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==5)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s3= a.substring(2,3);
String s4= a.substring(3,4);
String s5= a.substring(4,5);
String s10= a.substring(0,2);
String s11= a.substring(3,5);
{
if (s10.equals("00"))
System.out.print("");
else if (s1.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print(str[r+1] + " Thousand ");
}
else
{
{
for (int m=0;m<=38;m++)
if (str[m].equals(s1))
System.out.print(str[m+37] + " ");
}
{
if(s2.equals("0"))
{
System.out.print("Thousand ");
}
else
for (int n=0;n<=38;n++)
{
if (str[n].equals(s2))
System.out.print(str[n+1] + " Thousand ");
}
}
}
}
{
for (int o=0;o<=40;o++)
if (str[o].equals(s3))
System.out.print(str[o+1] + " Hundred ");
}
{
if (s11.equals("00"))
System.out.print("");
else if (s4.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s11))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s4))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s5))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==4)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s3= a.substring(2,3);
String s4= a.substring(3,4);
String s10= a.substring(2,4);
{
if(s1.equals("0"))
System.out.print("");
else
{
for (int j=0;j<=40;j++)
if (str[j].equals(s1))
System.out.print(str[j+1] + " Thousand ");
}
}
{
if(s2.equals("0"))
System.out.print("");
else
{
for (int o=0;o<=40;o++)
if (str[o].equals(s2))
System.out.print(str[o+1] + " Hundred ");
}
}
{
if (s10.equals("00"))
System.out.print("");
else if (s3.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s3))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s4))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==3)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s3= a.substring(2,3);
String s10= a.substring(1,3);
{
if(s1.equals("0"))
System.out.print("");
else
{
for (int o=0;o<=40;o++)
if (str[o].equals(s1))
System.out.print(str[o+1] + " Hundred ");
}
}
{
if (s10.equals("00"))
System.out.print("");
else if (s2.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s2))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s3))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==2)
{
String s1= a.substring(0,1);
String s2= a.substring(1,2);
String s10= a.substring(0,2);
{
if (s10.equals("00"))
System.out.print("");
else if (s1.equals("1"))
{
for (int r=0;r<=40;r++)
if (str[r].equals(s10))
System.out.print(str[r+1]);
System.out.print("\n");
}
else
{
for (int p=0;p<=40;p++)
if (str[p].equals(s1))
System.out.print(str[p+37]);
for (int q=0;q<=40;q++)
{
if (str[q].equals(s2))
System.out.print(" " + str[q+1]);
}
}
System.out.print("\n");
}
}
else if (b==1)
{
String s1= a.substring(0,1);
for (int q=0;q<=40;q++)
if (str[q].equals(s1))
System.out.print(" " + str[q+1]);
}
System.out.println("\n");
}
}
// By Abhishek Singh (abhishek_singh_rajawat@yahoo.co.in).
How long does it take for bonds to reach full maturity?
Different bonds have different maturity dates. Additionally, there are different type of bonds, some provide interest based on the face value, and some provide the face value upon maturity.