Investment Banking

Hire purchase(frequently abbreviated to HP) is the legal term for a contract, in cases where a buyer cannot afford to pay the asked price for an item of property as a lump sum but can afford to pay a percentage as a deposit, a hire-purchase contract allows the buyer to hire the goods for a monthly rent. When a sum equal to the original full price plus interest has been paid in equal installments, the buyer may then exercise an option to buy the goods at a predetermined price (usually a nominal sum) or return the goods to the owner.

Account which are opened in the books of head office and branches, related to branches are called branch accounts. The main objective of these accounts is to know the working ability and profit and loss of branches. They also includes the final accounts related to them, by which their financial condition is known.

Repo is like a repurchase agreement.The rate at which RBI sells securities to bank. But, bank rate is the rate by which RBI lends money to commercial banks. Annu Prakash

In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth. In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or appreciate and be sold at a higher price.

As a bridge to the future career in Finance sector - asset manager. i-Banking is the best industry that one can obtain necessary skill sets for corporate finance such as M&A, IPO, etc.

The wood carving was certainly done after purchase. The Stevens 1915 Favorite was a very popular boy's rifle of the time, and are regularly seen on the market today under $200. The after-market modifications take your rifle out of the collector market. sales@countrygunsmith.net

You have to remember all the large investment banks have now either been absorbed by bank holding companies, filed for bankruptcy, and have reorganized into bank holding companies.

The biggest problem in the past has been over leveraging investments, and running the risk of becoming illiquid and this still is a concern for current "pure" investment banks.

For the big ones that have either merged into or become bank holding companies, their depositors are insured by FDIC. This means the are mandated to not exceed a maximum leveraging ratio, so future liquidity concerns are much smaller. Though this seems good, the maximum leverage is a double edged sword. They used to offer investors very high levels of interest, which they can no longer do. So the biggest threat to the old big investing companies comes mainly from competition of other financial intermediaries.

Normally any bill that has over 50% still intact can be used. But you cannot use it for vending machines, self checkouts, and etc. If you want to trade in a crappy note for a new one, you need evidence that the missing parts are completely destroyed.

The Federal Reserve is the central banking system of the United States. It was created in the year 1913. Ben Bernanke is the chairman of the Federal Reserve. He has been the chairman since 2006. Before him, Alan Greenspan was the chairman of the Federal Reserve.

The Government of the United States owns the Federal Reserve.

Risk, efficiency and expected returns.

explain how markets function and discuss what can case markets to fail?

Cerberus was a mythological creature. a Dog like monster with three heads whom lived in the underworld.

It could be.

But for public corporations, the primary fiduciary duty is to maximize shareholders equity. And, that's done through a number of ways. Profit maximization is one way it can be done... but profits are the result of Revenue - Cost of Goods... and then there's other operating and financing functions before the numbers filter down to the bottom line of retained earnings and shareholders value.

For example, cash flows or financing operations could be more important that simply maximizing profits.

A debenture is basically an unsecured loan to a corporation. Often there is a provision to exchange this debt for corporate stock. Non-convertible debentures do not have this provision.

Non Convertible Debentures are relatively safer than stocks. In case the company winds up, claims of NCD holders will be superior to those holding other unsecured assets of the company such as stocks etc. In fact NCDs can be considered to be safer than Company Fixed Deposits as well.

Companies make capital investments to earn a return. This is like individuals wanting to make money when they invest in stocks and bonds.

debit cash / bank
debit loss (if any)
debit accumulated depreciation
credit fixed asset
credit profit (if any)

The word 'regulatory' means restricting according to rules or principles.

Regulatory is the regulating agency, committee, or department of a given industry or societal sector.

Liquid CDs offer consumers the opportunity to withdraw money from the CD without incurring a penalty. The interest rate should be higher than the bank's money market rate, but would usually be lower than a traditional CD of the same term and minimum. Just as with any CD, the terms and conditions are set by the individual banks and can vary widely.

Stocks! With more workers than ever depending on 401(k)s and other self-directed plans for their retirement, investors have a lot at stake when it comes to optimizing their portfolio. The conventional wisdom is that stocks offer the best chance to maximize returns over the long term, but every significant dip in the market seems to bring fresh doubts.

If you'd like to learn strategies of investment or more information on stocks, see the related links section below.

Investment banking firms, such as Goldman Sachs and First Boston, primarily provide institutional customers with services related to underwriting new securities issues, and mergers and acquisitions.

ISA is the abbreviation for 'Individual Savings Account'. It is an account in which you earn interest on the amount deposited, like a normal bank account, with the important difference that the interest is not taxed.

This type of account was created by the government to encourage people to save more. There is a limit of £7,200 that can be invested in an ISA per year, to stop you dodging tax on all the interest on your savings. Only half (£3600) of this can be cash, the other half must be stocks and/or shares.

Although ISA interest rates tend to be lower than normal high-interest saving account rates, the after-tax interest will be higher with the ISA if the saver is in a higher tax band. If you don't pay tax (earnings under the threshold or if you are a full-time student), then there is no benefit to an ISA over a normal savings account.

the assets will loose their assets vavues because of wear and tear use of goods

20 to 25 dolers an hour 20 to 25 dolers an hour

Trade Debtors or Sundary debtors or accounts receivable is the person(s) to whom you sold goods on credit and agreed to receive payment in future.