Liability Insurance

It's Progressive.

In many states you will find that police officers will not issue a citation in minor accidents. The police will show up and assess the situation and record the accident on a report. Your insurance company will ultimately decide who is at fault and they may use the police report in their investigation. Usually if there are 2 vehicles involved than each insurance company will send an adjuster out to interview both parties. The adjusters will then work together to assign fault. If it is clear who was at fault than the insurance companies may not even send out adjusters. In this case they may just interview both parties over the phone and get repair quotes for the vehicles. In either case though, the police report is only a tool used by insurance companies and is not the final word as far as liability insurance goes.

If the property in question is not paid off and there is still a mortgage to be paid, the mortgage company requires that the purchaser have full insurance coverage on the property. They do not want to lose their investment to a careless fire! If the property is paid for and there is a different person living in the house and paying rent, usually the property owner requires the renter to carry full coverage insurance on the house. I hope this is helpful and answers your question.

I am looking for the phone number for colonial county mutual - the policy# 78g103794 Can you help?

You can get individual medical coverage from several different companies. I write policies for individuals with BlueCross Blueshield of Florida. If you live in Florida, see my profile link below, or speak to a BlueCross BlueShield agent in your state.

The President

Contractor's general liability insurance is, essentially, "malpractice" insurance for general contractors. That is, it provides indemnity for a party who has sustained compensable injuries for the negligent act or omission of a general contractor.

Like other liability insurance, this type provides a defense to the insured when liability (fault) is contested. That is, part of the insuring agreement provides that the insurer will hire and pay an attorney to defend the insured, investigate the claim, and pay related costs. Generally, these attorney fees and costs are paid in addition to the indemnity benefit. However, some policies provide that they reduce available indemnity benefits,

16910

general bonding

The easiest and perhaps best way to deal with a home insurance adjuster is to call in a Public Adjuster and let him maximise your settlement and take care of the details of what can be a very stressful situaton. Public Adjusters usually charge about 10% of the total settlement, but they know the details of your insurance policy and the hidden ways to ask for and get money from your insurance company.

An insurance carrier is the company that holds and supports the policy that you purchase from them. It is the company that issues and upholds the risk associated with an insurance policy. There are many insurance carriers with wide rages of polices and coverages.

A claims job is employment wherein a claims adjuster investigates, evaluates and negotiates insurance claims (losses). The jobs are offered by insurance and independent adjusting companies.

Most states have some licensing requirements and other qualifications to work as a claims adjuster.

The state of Florida requires that an applicant qualify for the license by either taking the state licensing exam, or by completing a designation course such as the ACA (Accredited Claims Adjuster) Designation through the University of Central Florida. The designation excuses the applicant from the state test.

If you so happen to hit a parked car you should not leave. You should remain present until the owner of the car shows up. You should then explain to him what happened and cover all of the costs of damage. If you leave the scene im sure you will feel guilty and the person whose car you hit would be left very upset.

Anyway hoped this helped.

Have a great day!

The purpose of the 40 hour Accredited Claims Adjuster Designation is to fulfill the pre-licensing requirement for the All Lines Claims Adjuster license for the state of Florida. The designation exempts the student from the state exam. Subjects covered include Auto, Homeowner Insurance, Workers Compensation, Florida Statutes and many others.

Depending on your business, this provides coverage for the work performed once it has been completed. For example, a mason who builds a wall, which soon after falls down due to faulty workmanship would be covered under this category. Any damage or injury caused because of this would be protected here. This, however, is NOT a warranty, meaning it does not cover the wall; just the damage or injury caused because of it falling on other people or other property.

The State of Florida authorized adjuster licensing by designation in 2003. The first approved designation was the ACA or Accredited Claims Adjuster designation. The ACA Designation offered by the University of Central Florida, in partnership with Florida Insurance University, is used by over 250 insurance and adjusting companies. The program has qualified more than 1 out of 3 licensed adjusters for the Florida license.

There are other designations that have been approved since 2003, however it is significant that the Florida Department of Financial Services, Florida Department of Transportation and companies such as Allstate,, State Farm, Progressive Insurance and Liberty Mutural Insurance all rely on the UCF program for licensing.

When considering a licensing designation program be sure to ask the provider who the program trains.

No, the coverage would only apply for losses as a result of a fire.

Without liability insurance, should there be any accident on the property, the association will be liable to pay for defending the claim, and potentially the claim for damages.

Often the trade-off between liability insurance premiums and the hourly rate for defense attorneys indicate the it's less expensive to pay the liability insurance premiums.


Your governing documents will help you define your requirement as an association insofar as carrying liability insurance is concerned. Usually, carrying it is mandatory.

Anyone who does work for a general contractor and is not a direct employee of that contractor is a sub-contractor. Regardless of who sets the price. The subcontractors work within the contract set between the general contractor and homeowner. Hence sub-contractor.

The Florida All Lines License is the highest level of licensing for a Florida Claims Adjuster. There are three types of All Lines licenses:

1. The 6-20 Company license is available to insurance company employees; 2. The 5-20 Independent license is available to anyone not a direct insurance company employee; 3. The 3-20 Public Adjuster license (represents property owners against insurance companies)

The 6-20 and 5-20 licenses are available through the Accredited Claims Adjuster designation offered by the University of Central Florida/Florida Insurance University. The designation excuses or exempts the applicant from the state licensing exam.

The 3-20 license requires passing the state licensing test and posting a $50,000 surety bond. As of January 2009, additional requirements regarding an apprenticeship and new continuing education will take effect.

Yes you can do defensive driving for any speeding ticket or sitation. It doesnt matter how fast you were going or what you did you can take defensive driving once ever 6 months Yes you can do defensive driving for any speeding ticket or sitation. It doesnt matter how fast you were going or what you did you can take defensive driving once ever 6 months

I think this is Nick Name for some Famous Person

There is no "average cost" as the cost depends on a wide variety of factors including the number of participants, length of the program, activities, staffing, and loss history.

There are many other pieces of information that are taken into account such as where the school is located and even which company is providing the existing insurance.

For more information about the basics of camp insurance (or insurance for organizations that work with children), the American Camp Association has a great primer.

You should also contact a licensed insurance broker for quotes. A broker can shop a variety of markets for you and find the most comprehensive coverage for your budget. Be sure, however, that the broker has experience in this niche market, as it will allow him/her to know the nuances of your business.

In all events, be certain to deal with an insurance and a broker that.which is licensed to transact insurance business in your state. This information can be obtained through the state insurance regulator.

sometimes an insurer will offer the insured a lower premium if the insured agrees not to seek compensation for amount under lets say 200 euro.