Loans

Pay down high credit balances below 50% of the available credit and down to zero if possible.

Report on time payments on at least one but multiple trade lines if possible. (on time is not more than 30 days late)

Pay off any derogatory credit - collections, judgments

Provide documentation to the three credit bureaus to update any incorrect information. ex. proof that a collection is paid in full if it is reporting a balance on the credit bureau

Use credit - you need to use it to build and maintain your score

obtain a healthy mix of credit - installment and revolving lines of credit

Don't know There are other requirements for a loan besides your credit score. How much debt do you currently owe, How much do you make a year and how long have you had your job? Are you buying a house or renting and how long have you lived there? Do you own anything, have any money in a saving account, any assets? Are you married, and if so does your spouse work, do you have any dependents?

As a former car salesperson I have seen as high as 25% on a car loan. I've been told they can go as high as 29%. I'll give you some tips though. First, get pre-approved! Often times you can get pre-approved through a lender for less interest than you can through the dealership. Why? Because they actually make money by "bumping" the rate. For instance, the bank approves you for 16%, but the dealership tells you that it's really 19%. They get money back from the banks by getting you to agree to the higher interest rate! Pre-approval prevents this from happening. Second, pick a car that you can trade out of in 18 months. Why? Because paying 15% to 20% on a car loan for 5 or 6 years is ridiculous! This car is meant to get your credit back on track. Every time you pay off a large debt it raises your score by 20 or more points. PLUS, having an 18 month history of good behavior will qualify you for a lower interest rate on another car. Third, don't load up on extras from the dealer. Get a basic warranty and GAP. Maybe the etch insurance. Nothing else! You're going to trade in the car anyway (don't tell them that though). So, bottom line - get pre-approved, pick a car that's around $12,000 or less for the firs time out. This way you won't be too upside down on the loan (if at all), and don't load up on extra stuff and you'll be alright!

Incompetence, maybe?

Additional damage can occur unless the house is undeniably completely lost.

Yes.

Lending is the monetary help which is provided by some financial intitution to the needy persons or organisations.

At the time of closeing.

In the US, a student loan collection company that is garnishing your wages will already have a court judgment against you. You can get out of the judgment and garnishment by consolidating your loans. Click the link at the bottom of this text box to get help with the consolidation of your loans.

If you're in the US and have a credit score of 640+ I would highly recommend checking out Prosper. You can get anywhere from $2k-$25k and it's typically super fast. I've used them a number of times.

http://www.autoprofitincome.com/prosper

Hey, if you have done your research and absolutely HAVE to have a pay day loan, then there are a number of places you can go to. Those stores are EVERYWHERE!! Do yourself a favor and research the stores, their history, reputation and rates they charge. You can go to a site like yellow pages or paydayfinder.com to find a center near you. Those sites have just about every store around and will show you maps and such. Good luck in your search.

Yes. You may be able to borrow up to the "cost of attendance", which can include living and transportation expenses.

There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans.html

In some states they sure can. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.

No, both parties on a joint mortgage do not need to file bankruptcy. They can file a joint bankruptcy or a single bankruptcy.

REO- Real Estate Owned or Bank owned, which means the real estate property is no longer mortgaged~ as a result of forfeiture or foreclosure.

No

Payday loans can be very effective for someone who needs cash in a hurry or in an emergency situation. With a payday loan you can get the funds you need within 24 hours in most cases.

But please understand, payday loans are not ment to be a long term thing and it's in your best interest to pay them back within the terms you secured the loan under, in order to avoid additional fees.

Payday Loans are very effective it gives you within 24 hours approval in that case the persons cover the expenses in case of an emergency. when there is no other money available to cover bills and expenses that need to be paid before the next paycheck is received. Payday Loans are short term loans with high interest rates used to get immediate cash.

Payday loans are effective only if you want to get out of financial problems on temporary basis.

FHA loans is a Full Documentation loan, and all income will need to be verified.

Yes!

Yes it's possible.

Sure, in fact most people do not need a cosigner to get an auto loan. The entire process is based on your credit rating, financial situation, and your income. If they are requiring you to have a cosigner, then your credit rating must be very bad or you are buying more car than you can really afford. Purchase what you can really afford and no more. Never, ever, purchase a car that requires more than 20% of you take home pay in total car payments. That is payments on all cars you own, not just the one car. Otherwise you may end up in big trouble and have the vehicle repossessed, thus ruining your credit ever farther. Live by the 20% rule and you will be in good shape.

REPURCHASE RATE IS ALSO KNOWN AS REPO RATE

Whenever the banks have any shortage of funds they can borrow it from RBI. Repo rate is the rate at which our banks borrow rupees from RBI. A reduction in the repo rate will help banks to get money at a cheaper rate. When the repo rate increases borrowing from RBI becomes more expensive.

Neutrality act