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Loans

Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.

13,117 Questions

Which bank should I apply for housing loans?

My suggestion is Hdfc bank. They give good services. I really like their customer services. They make you understand everything very clearly. So go for hdfc bank.

Does hdfc bank provide Construction Loans for builders?

Yes they provide Construction Loans for builders. One of my friend is builder , he recently took a construction loan for his new project.

American Buyers Credit Company?

I have shares in this company back 1953. As of this date 10/01/2023, are these shares worth anything?

cdpeachey

What is the qualification to apply for a loan?

Generally, your ability to repay the loan must be demonstrated.

What is interest in term of finance?

Have you been reject loan by the Big Banks and other Financial Institutions? Are you in need of finance for Business? Personal? Commercial Projects, Mortgage or Real Estate Financing? We are a Private Money Lender offering loan to all investors and borrowers Worldwide regardless of location with a good repayment schedule and flexible terms and conditions.

- Do not need to leverage any assets to acquire capital

- 0% interest rates for the first 6-12 months

- Funds can be used same as cash.

- Quick approval process

- Stated income only. No income verification

David Herley

David Herley Finance Home

Direct: 321-323-1809

Email: loans@dherleyfinancehome.net

Why are there two mortgage rates?

Often, a mortgage rate depends on the person's credit. If the credit rating is good, then they usually get a lower interest rate. But if their credit is not good or if they have not yet established a credit history, then they often pay a higher rate.

How does fixed rate loan work?

Interest remains the same over life of loan

Will a bank give you a school loan even if you have bad credit?

No, most banks will not give a person a school loan if they have bad credit. The person may qualify for other programs if turned down.

Can i get a payday loan with my child social security disability check without a prepaid debit card?

No, you will not be able to get a payday loan on a child's social security disability check with or without a debit card.

What happens if you fail to make required premium payments?

Usually, Insurance Companies gives its insurers an extra of 10-15 days to if they neglect to pay the premium before the due date. Further, if you even delay it further, then you may loose your insurance. You can resurrect it by paying a large amount to the insurance companies.

What does it mean if someone has to co sign a loan with you?

To cosign a loan is to guarantee payment if the borrower fails to pay.

What does pay back time mean?

Payback time refers to the period required for an investment to generate enough cash flow to recover its initial cost. It is a key metric used in financial analysis to assess the risk and profitability of an investment. A shorter payback time is generally preferred, as it indicates a quicker return on investment. This concept is commonly used in business and personal finance to evaluate projects or purchases.

When a person died by naturally then what happen car loan?

Until the car is paid for, the company that made the loan still has a financial interest in that car for the amount that is still owed. If that amount is not paid, the holder of the loan has the right to repossess and sell the car. If that does not generate sufficent funds to pay the loan balance, they may make a claim against the estate of the debtor.

What is borrower's slip?

A borrowers slip form can be used for many things. It's a form showing that you are borrowing something. It can be used in equipment checkouts, for monetary means, etc.

Husband-and-wife buy a house together the wife's name is not put on the deed until the second mortgage but the second mortgage is now paid off do we still share the deed of trust?

If a husband and wife buy a house together and the wife's name is not put on the deed until the second mortgage, yes, the deed is still shared after the second mortgage is paid off.

Why can't you get a personal loan from a bank?

You can. You just have to meet the requirements. If you don't have a regular income, plus sufficient proof of integrity and intent and ability to repay, plus collateral, plus whatever else the bank requires, then you're not meeting their terms, and they (usually) won't want the risk.

What is the symbol for THL Credit Senior Loan Fund in the NYSE?

The symbol for THL Credit Senior Loan Fund in the NYSE is: TSLF.

What is home loan interest rate of Metro bank Philippines?

Hi ..,

Metro bank offers Metro bank Housing Loan at a low 6.00% p.a. interest rate of plenty lock-in period options. In case of early settlement within three years, a penalty (up to 5%) will be charged on your unpaid loan amount.

What is the approximate principal and interest payment on a loan of 118000 at 9.25 percent for 30 years having an interest rate factor of 8.23?

To calculate the monthly payment for a loan of $118,000 at an interest rate of 9.25% over 30 years, you can use the interest rate factor. Multiplying the loan amount by the interest rate factor gives: $118,000 * 0.00823 = approximately $970.14. Thus, the approximate monthly principal and interest payment would be around $970.14.

Where can you get a loan with a credit score of 578 and no job?

Unfortunately, 578 is a really low credit score and will make it very difficult to qualify for a loan. Most places also require that you have held a job for at least three months in order for you to borrow. If you have the title to your car you may be able to get a loan that way. However, be careful as you will have an inflated interest rate and may be required to pay weekly on the loan.

Your best bet may be to try to find employment first and then going into your bank requesting a secure credit card or loan. This will typically require money upfront (varies by institution but is typically no less than $100) which they will hold for a given amount of time until you have established a solid payment history.

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