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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
Can a mortgage company in Oklahoma come after a spouse if not on the loan?
Generally, no. However, it may have the right to take the property covered by the mortgage by foreclosure in the case of a default. If the lender is trying to collect from you and you did not sign the note and mortgage then you should contact an attorney who can review your situation and explain your rights and responsibilities.
See related question.
Generally, no. However, it may have the right to take the property covered by the mortgage by foreclosure in the case of a default. If the lender is trying to collect from you and you did not sign the note and mortgage then you should contact an attorney who can review your situation and explain your rights and responsibilities.
See related question.
Generally, no. However, it may have the right to take the property covered by the mortgage by foreclosure in the case of a default. If the lender is trying to collect from you and you did not sign the note and mortgage then you should contact an attorney who can review your situation and explain your rights and responsibilities.
See related question.
Generally, no. However, it may have the right to take the property covered by the mortgage by foreclosure in the case of a default. If the lender is trying to collect from you and you did not sign the note and mortgage then you should contact an attorney who can review your situation and explain your rights and responsibilities.
See related question.
You have the right to receive one free credit report per year from each of the three major reporting companies: Equifax, Experian andTransUnion. Order all three and review them yourself for any discrepancies or missing info.
Can car be repo after balance is charged off at end of loan?
Absolutely, and in most cases it will be!
What is the lowest that interest rates have ever been?
umm idk because my D1ck rates are pretty high so maybe over 9000%
How do you refinance a property that is worth less than the mortgage?
You need to speak with your lender.
You need to speak with your lender.
You need to speak with your lender.
You need to speak with your lender.
What is the procedure for bank undertake a property for non repay loan in India?
First the bank remain about the amount repay to their customer, secondly the bank remain the last date for repaying loan to the customer, thirdly the tell to customer like if not repaying will in court and last but not least the bank post a letter like they have applied in court for repaying the loan.
then they can follow the courts procedure.
Do cosignners on auto loans get reported to credit bureaus when loan is first approved?
Unfortunately, this question does not have a simple answer. When a cosigner applies for a car loan, it is reported to the credit bureau as a credit inquiry, whether the car is purchased or not.
If the deal is approved, it is still not reported until the paperwork has been completed and submitted back to the lender. Usually, when someone buys a car they are submitted to 3-4 credit agencies in an effort to find the best fit for that customer.
Obviously, only one lender is going to get the contract, so nothing else will show on your credit report until the paperwork has been completed and submitted. Usually it takes a few weeks for the loan to show up on your credit bureau.
Does that help?
--Connie, ConsolidatedCredit.org
Take a copy of your deed. Go the the county courthouse. Go to the tax assessor's office. Add her name.
How do you get the martial home in your name after divorce and your not on the mortgage?
This would be handled in divorce court. Ask your lawyer. That's what they're for. Using a site such as this is not recommended. You're discussing thousands of dollars.
What precautions should be taken by banks while giving loans and advance to its customers?
First of all a detailed interview should be taken of the borrower. Ask them about their name,age,profession, salary slip/IT Returns, residence , bank a/c details etc and ask them to produce original documents that proves their identity. Note down all the details on a paper and take xerox copies of all the documents which will help you on your independent inquiry. Ask the customer to come back after two to three days. Meanwhile there are lot of sites available on the internet that helps you to verify the genuineness of the details given by the borrower. If you are satisfy with the genuineness then go for spot verification( obviously without informing the borrower). On your spot verification be bold to ask to neighbors their fellow workers, boss etc about the five "C" of the borrower.If everything goes well go ahead and if at all any of the documents are found fake drop the loan application like a hot potato.
Are you still liable to pay if the vehicle is repossessed?
You are still responsible for the balance of the contract, in addition to repossession, collection, and legal fees. Added to this can be transportation costs, storage costs, auction fees. The car should be sold and the sale amount deducted from your contract balance. What ever is left is called a deficiency balance and your are still liable for it. Keep in mind that most repossessed vehicles are sold at a substantial loss (much less than for what is owed) and the additional fees can result in a higher balance than the original payout on the vehicle.
When does National American University disburse financial aid?
Normally, after 3 weeks of school. They have to make sure that you comply with the attendance policy. However, the first quarter that you attend NAU, it might take a little longer.
How Do you discharge a mortgage?
If you are the mortgagor, you pay the mortgage off and request a discharge from the record owner of the mortgage if the original mortgage was assigned. The discharge must be recorded in the land records.
If you are the mortgagee you can draft a release listing the names of the mortgagors, the date of the mortgage and the recording information and a statement that the mortgage has been satisfied in full. It should be signed by the mortgagees, acknowledged and recorded in the land records. You can also obtain a mortgage discharge at an office supply store, online or visit the land records office and get an example of a recorded mortgage discharge to use as a model.
If you are the mortgagor, you pay the mortgage off and request a discharge from the record owner of the mortgage if the original mortgage was assigned. The discharge must be recorded in the land records.
If you are the mortgagee you can draft a release listing the names of the mortgagors, the date of the mortgage and the recording information and a statement that the mortgage has been satisfied in full. It should be signed by the mortgagees, acknowledged and recorded in the land records. You can also obtain a mortgage discharge at an office supply store, online or visit the land records office and get an example of a recorded mortgage discharge to use as a model.
If you are the mortgagor, you pay the mortgage off and request a discharge from the record owner of the mortgage if the original mortgage was assigned. The discharge must be recorded in the land records.
If you are the mortgagee you can draft a release listing the names of the mortgagors, the date of the mortgage and the recording information and a statement that the mortgage has been satisfied in full. It should be signed by the mortgagees, acknowledged and recorded in the land records. You can also obtain a mortgage discharge at an office supply store, online or visit the land records office and get an example of a recorded mortgage discharge to use as a model.
If you are the mortgagor, you pay the mortgage off and request a discharge from the record owner of the mortgage if the original mortgage was assigned. The discharge must be recorded in the land records.
If you are the mortgagee you can draft a release listing the names of the mortgagors, the date of the mortgage and the recording information and a statement that the mortgage has been satisfied in full. It should be signed by the mortgagees, acknowledged and recorded in the land records. You can also obtain a mortgage discharge at an office supply store, online or visit the land records office and get an example of a recorded mortgage discharge to use as a model.
Can someone use your vehicle as collateral on a loan without you signing the loan?
Not Legally
UnlessYou are marriedIt sounds like your name was on the deed, you mortgaged the property then you conveyed it to your spouse thinking to effect a change in ownership free of the mortgage. You can't do that.
A conveyance to defraud your creditor will be "undone" by the court. Also, if you did transfer ownership subsequent to granting a mortgage the transfer is subject to that mortgage. Your bankruptcy won't simply wipe out your mortgage and make the property free and clear since you transferred it to your spouse. In addition, the bank can demand payment in full under the "due on transfer" clause in the mortgage. You have a tangled web and you should consult with an attorney who specializes in bankruptcy.
It sounds like your name was on the deed, you mortgaged the property then you conveyed it to your spouse thinking to effect a change in ownership free of the mortgage. You can't do that.
A conveyance to defraud your creditor will be "undone" by the court. Also, if you did transfer ownership subsequent to granting a mortgage the transfer is subject to that mortgage. Your bankruptcy won't simply wipe out your mortgage and make the property free and clear since you transferred it to your spouse. In addition, the bank can demand payment in full under the "due on transfer" clause in the mortgage. You have a tangled web and you should consult with an attorney who specializes in bankruptcy.
It sounds like your name was on the deed, you mortgaged the property then you conveyed it to your spouse thinking to effect a change in ownership free of the mortgage. You can't do that.
A conveyance to defraud your creditor will be "undone" by the court. Also, if you did transfer ownership subsequent to granting a mortgage the transfer is subject to that mortgage. Your bankruptcy won't simply wipe out your mortgage and make the property free and clear since you transferred it to your spouse. In addition, the bank can demand payment in full under the "due on transfer" clause in the mortgage. You have a tangled web and you should consult with an attorney who specializes in bankruptcy.
It sounds like your name was on the deed, you mortgaged the property then you conveyed it to your spouse thinking to effect a change in ownership free of the mortgage. You can't do that.
A conveyance to defraud your creditor will be "undone" by the court. Also, if you did transfer ownership subsequent to granting a mortgage the transfer is subject to that mortgage. Your bankruptcy won't simply wipe out your mortgage and make the property free and clear since you transferred it to your spouse. In addition, the bank can demand payment in full under the "due on transfer" clause in the mortgage. You have a tangled web and you should consult with an attorney who specializes in bankruptcy.
What does it mean when a second mortgage goes to a collection agency?
It means the creditor wants its money and will pursue you in order that you pay that loan.
It means the creditor wants its money and will pursue you in order that you pay that loan.
It means the creditor wants its money and will pursue you in order that you pay that loan.
It means the creditor wants its money and will pursue you in order that you pay that loan.
There should be an assignment on record in the land records. The foreclosure must be done by the mortgage holder of record.If the mortgage was assigned by a written and recorded assignment the foreclosure must be done by the assignee.
There should be an assignment on record in the land records. The foreclosure must be done by the mortgage holder of record.If the mortgage was assigned by a written and recorded assignment the foreclosure must be done by the assignee.
There should be an assignment on record in the land records. The foreclosure must be done by the mortgage holder of record.If the mortgage was assigned by a written and recorded assignment the foreclosure must be done by the assignee.
There should be an assignment on record in the land records. The foreclosure must be done by the mortgage holder of record.If the mortgage was assigned by a written and recorded assignment the foreclosure must be done by the assignee.
