Loans

Yes, your car can be repossessed if the title loan is in collections. Actually, this is one of the most common ways for a defaulted title loan to be settled.

I am assuming at this point you are in default on your student loans?

I suggest you call your student loan servicer and try to get your loan in a forebearence due to economic hardship.

Another option is to call the William D. Ford Company and see if they can assist you in consolidating your loans, which would take them out of default and then defer payments until you are able to pay on them.

Financial aid is a program that offers money to students based on income. The Cal Grant is part of financial aid and you qualify for this grant by filling out your FASFA for the school you are planning to attend.

You can still go back to school but will not qualify for financial aid until you have taken enough credits to cover the previous financial aid you received.

For example: If you received financial aid for 12 credits, you need to take 12 credits in the next semester to qualify for financial aid again.

if u av a gud credit card u can then do it in a day.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

no

Yes.

The total value of the house minus the outstanding amount of the loan is referred to as "home equity".

A secured loan is where there is a physical item that can be claimed if the loan is not paid - a house, a car, jewelry, etc. An unsecured loan is where there is nothing for a bank to take to get its money back if you default, such as education loans, credit cards and similar loans.

No. Only the lender can make changes to the parties responsible for paying the loan. If the co-signer is paying the loan because the primary isn't paying, that's exactly what they signed on for by co-signing.

No. Only the lender can make changes to the parties responsible for paying the loan. If the co-signer is paying the loan because the primary isn't paying, that's exactly what they signed on for by co-signing.

No. Only the lender can make changes to the parties responsible for paying the loan. If the co-signer is paying the loan because the primary isn't paying, that's exactly what they signed on for by co-signing.

No. Only the lender can make changes to the parties responsible for paying the loan. If the co-signer is paying the loan because the primary isn't paying, that's exactly what they signed on for by co-signing.

hell if me and you know thats what im trying to find out

I hate to come across as rude as my input is essentially a word of advice. The/My answer firstly depends on the situation/variables surrounding your life currently. If you recently purchased and want a lower interest rate, it's prob going to cost you more to do this than it would be worth, unless of course you don't care because you're rich and can afford the current mortgage (which is unlikely because you wouldn't be asking this question.). Essentially, you can do this today IF that loan hasn't already been sold to another bank. Why are you soliciting advice from, "answers.com" and not your bank? I mean this is akin to, "The tortoise and the Hair.".

If you're in a financial crunch and need cash fast remember the process can take 2 months, but you've had to have paid off all your other old debts prior to and required by current lender in order for your home loan to close - Your new chosen lender may cut you a deal by using the same "current" info for processing and not need to do all that research again (always get your plats/encumbrances, etc. from the underwriter/title company - recorded info.) which is the cost associated with a closing (research/record).

If you are a current student, or student loans are still in 'deferment', or 'grace period', there are some avenues open to you by using your good credit AND new COLLATERAL (the house) to refinance/debt consolidation of your many student loans issued from various lenders at different times during your college career... of 1, 2 , 300K w/no associated fees and no further questions, but you know that already. . .

Good luck and don't sell your soul by making an irrational decision. Whatever you do think forward and make sure IF you need a bankruptcy down the road that it (debt) ALL goes with the judgement and you can keep your shirt (basic needs; clothes/personal effects, home, car) when all is said/done and you start over clean.

-peace-

usn comm

You could quitclaim your interest in the property to the co-owner, but you are obligated to pay the mortgage. In that case you would no longer have any ownership interest in the property but you would be fully responsible for paying the mortgage until it is paid off. If the co-borrower failed to pay the lender would seek payment from you. You should consult with an attorney who can review the situation and explain your options, responsibilities and the consequences of executing a quitclaim deed.

See related question.

Probably Experian, but it doesn't really matter. the top 3 exchange info. so it will appear on all of them eventually anyway.

Yes, you are legally bound to pay the difference is what the lender sells the car for and the balance on the loan.

Only if it's substantiated to prove the same value

There are many personal loan providers in the market such as: HDFC, SBI, Bajaj Finserv, ICICI Bank, Standard Chartered etc.. It is essential to choose the Best Bank or financial institution by Comparing Documents, Interest Rates, process, Eligibility online. Online market places like Credit Nation play very important role here. They help you comparing all the personal loan offers available on the basis of maximum eligibility, EMI and processing fees. They provide you a transparent home loan system and convenient home loan process.

No. Wages may only be garnished by government entities in the state of Oklahoma. However, if the payday loan company took the time to obtain a judgement against the debtor, that judgement may be enforced through garnishing (but through the courts, not by the payday loan providers).

One can, however, have multiple government agencies garnishing wages at the same time.

Deferment or Foreberance

If the the loan co takes you to court and obtains a judgment against you, yes, they will garnish your wages.

1/2 = 0.5

2/3= 0.67

2/5= 0.4

Therefore 2/5 is the least.

You have the option to get a mortgage insurance for the length of your mortgage contract, or you can choose 10 years, 15 years, 20 years, 40 years, etc.