Loans

The one-action rule that makes California a non-recourse state only applies to real estate mortgage loans. While some motorhome owners reside in their vehicles and may even claim them as a residence for tax purposes, they are not real property and the loans against them are not mortgage loans.

The loan you would have for a motorhome is either going to be a traditional vehicle loan or a specialty vehicle loan, and is therefore subject to the laws governing those loan types. Generally speaking a lender may pursue the borrower for any deficiency.

If you have not fully paid for the car, it is not yours. The loan papers allow you to use the car until it is paid for; without the agreement you have nothing.

It increases it, for you are now more credible with someone's money, or you have more credit.

Answer

Too many inquiries can have an effect on your perceived credit worthiness. It is best to check your credit report before applying; fix any erroneous items and then your application is more likely to be successful.

The lender can foreclose and take possession of your property subject to the first mortgage.

The lender can foreclose and take possession of your property subject to the first mortgage.

The lender can foreclose and take possession of your property subject to the first mortgage.

The lender can foreclose and take possession of your property subject to the first mortgage.

Names cannot be removed from loan contracts. New contracts can be written to superceed prior contracts, which in the case of a personal, auto or home loan means refinancing the loan. The lender offered the credit based on the qualifications of the parties who signed; therefore removing a party changes the qualifications for the loan.

As we do not know who she is and were not present when you made the arrangement, we can not answer this question for you. However, if you are unsure of the amount then you must rely on her recollection of the arrangement and pay back what she asks.

Most courts, that I have heard of, need a written "contract" with the person taking out the loan signature.

You may not be able to. If you were a co-signer on the loan you are jointly responsible for the debt. Prior to the foreclosure it may have been possible to refinance the debt into just her name if she qualified, but now the collateral is gone and the loan is probably in collections. The lender needs every liable party they can get, they will not remove you.

The only feasible way to get this particular debt out of your name would be to pay it off with funds not in your name. For example; if another family member were to loan your daughter the money to satisfy or settle the 2nd mortgage and have her repay the family member herself, you would no longer have legal liability for the debt.

If you do not start classes that you have paid for with a student loan, you should obtain a refund of the tuition and then use the refund to repay the loan.

The answers on this depend greatly on the state the home is in, whether or not the home that was foreclosed was an investment or primary residence, and what type of mortgage debt you're referring to. If you can clarify these points I will be better able to answer your question.

No matter what the answer, no lien can be placed on your other property without a court judgment. Whether or not the mortgage company can take you to court over the debt is what depends on the facts mentioned above.

If the US dollar depreciates, the currency pairs such as EUR/USD, AUD/USD, GBP/USD...., and commodities that dominated in US dollar including Gold, Silver... will go up. In terms of investment, capital will run out of US and flow into areas which have higher rates. Reference: Alpari analytics

yes

Some mortgages are "assumable" which means that if you meet the lenders criteria you may assume the mortgage at the original terms and take over from the current mortgagee and homeowner. Assumable mortgages have become less common over the last decade and saw a sharp decline during the onset of the housing market crash in 2007. The loan note for the current mortgage will state whether or not the loan may be assumed.

If the loan can not be assumed or you do not qualify, the loan must be paid off by a loan you obtained or refinanced into your name in order for you to become the mortgagee on a property.

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There are several things a mortgage company may use bank statements to verify, but the primarily the statements are used to verify cash assets and/or cash flow.

The lender needs to show you have a certain amount of reserves on hand and that you're not running a negative household cash flow. If you say your account has $4,000 in it but the lender sees that it consistently leaves the account a week later and the account ends with a balance of -$300 then you truly don't have $4,000 available cash.

can. you get a heyday loan with a insight prepaid direct deposit card?

Every lender has different requirements, but the standard is 80% of your total home value. A $100k home may have up to $80k in loans against it. Some lenders will go to 90% or in some rare cases 100%. There are usually rate or fee premiums for higher percentages.

In Maryland, legally you have nothing to be concerned about. Payday lending is illegal in Maryland. No payday lender could successfully take any legal action against you. They will still harass you and attempt to scare you into paying them. They will threaten to sue, arrest, garnish, suspend your license, etc. They can do none of these things. You need to report any payday collectors to the Maryland Commissioner of Financial Regulation. They will advise you of the laws, and initiate an investigation into the payday lender/collector.

You can check with local bankers but that is unlikely. A mortgage is a security interest a property owner grants to a bank. If the mortgage isn't paid the bank can take possession of the property by foreclosure. If you don't own the property you cannot grant an interest to a bank.

You can check with local bankers but that is unlikely. A mortgage is a security interest a property owner grants to a bank. If the mortgage isn't paid the bank can take possession of the property by foreclosure. If you don't own the property you cannot grant an interest to a bank.

You can check with local bankers but that is unlikely. A mortgage is a security interest a property owner grants to a bank. If the mortgage isn't paid the bank can take possession of the property by foreclosure. If you don't own the property you cannot grant an interest to a bank.

You can check with local bankers but that is unlikely. A mortgage is a security interest a property owner grants to a bank. If the mortgage isn't paid the bank can take possession of the property by foreclosure. If you don't own the property you cannot grant an interest to a bank.

Lien holder John Harvey Thomas passed 5 yrs ago. I am his wife and need lien in my name because I sold the truck and they can't get it in their name unless lien in my name Martha J. Thomas. 9183410338. Address is 14605 E 460 Rd, Claremore, Ok 74017

fixed-rate mortgage

Yes. If you are approved for a loan based on your current debt and income, and then you obtain new debt such as a credit card you may no longer meet the requirements for your current loan approval thus resulting in a decline of the pending loan.

You must list all debt owed in a bankruptcy. In a Chapter 7 Bankruptcy federal student loans are listed on Schedule F as a unsecured non-priority debt with an indication that they are student loans.

Please note that nothing in this posting or in any other posting constitutes legal advice.