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Loans

Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.

13,117 Questions

How will you become successful in your Business using Cash Advance Loans?

Cash Advance Loans are the fastest way to infuse cash within any business an dthe pay back is simple and easy as the business grows. This helps businesses to grow and fulfill target without any hassle.

What is the minimum credit score for a personal loan at wachovia?

I don't know about Wachovia, but I do know that you can get a personal loan online from a short term personal loanslending service without having to go through a credit check.

You can get up to $1000 deposited directly into your checking account in as little as one hour - no trip to the bank, no credit check, no hassle.

What is a house loan?

Housing loan is actually different from mortgage loan. It is a loan that is taken to purchase or construct a house. It may appear the same, but mortgage loan includes loan that is granted again security of a property.

It is money borrowed from a licensed money lender or a financial institution primarily a bank. This consist an adjustable or fixed interest rate and payment terms.

How can you sue the borrower to pay a loan you cosigned?

You can sue the primary borrower in civil court. The amount will determine which state court will hear the case. You can visit your local court for more information relative to your jurisdiction.

You can sue the primary borrower in civil court. The amount will determine which state court will hear the case. You can visit your local court for more information relative to your jurisdiction.

You can sue the primary borrower in civil court. The amount will determine which state court will hear the case. You can visit your local court for more information relative to your jurisdiction.

You can sue the primary borrower in civil court. The amount will determine which state court will hear the case. You can visit your local court for more information relative to your jurisdiction.

What is buying stocks with loans from brokers called?

This is called Margin Loan or Margin Buying.

Attention! Please don't just put smiley faces, it's annoying when someone needs the answer!

What does a secured loan and unsecured loan mean?

A secured loan is a loan in which there is physical collateral, meaning there is a physical item of worth that can be taken by the bank if the loan is not paid. Examples of this include a car loan or mortgage (house loan); the car or house are the collateral and therefore are the 'security' that the bank will not lose money on the loan.

An unsecured loan is a loan in which there is no physical collateral, meaning there is no item of worth the bank can take if the loan is not paid. Examples of this include credit card debt or a student loan; in these cases, if the loan isn't paid the bank has to use a collections agency to try to get the money back.

Why is the interest rate of a loan one of the most important things to consider when shopping around for loans?

The interest rate can drastically change the total amount paid to the lender, in the case of mortgages, up to thousands of dollars.

How do you apply for loans low interest- same day loans- payday loans low interest?

Loans low interest arrange a wide range of short term loan services to the united kingdom citizens for completely no expenditure.

Can a single person get a mortgage?

Yes. Getting approved for a mortgage depends on your ability to pay, not on your marital status.

What is the grace period on the credit card from the local department store?

Usually it is about 10 days. Call the customer service number on the back to make sure.

What is the monthly mortgage payment on 156000?

You need to check the interest rates in your area for the length of the loan you choose. You can use the calculator at the related link.

You need to check the interest rates in your area for the length of the loan you choose. You can use the calculator at the related link.

You need to check the interest rates in your area for the length of the loan you choose. You can use the calculator at the related link.

You need to check the interest rates in your area for the length of the loan you choose. You can use the calculator at the related link.

What does LTV in mortgage means?

LTV stands for "loan-to-value." In short, how much you're borrowing versus how much the home is worth.

For example, if a home is worth $100,000 and your loan is for $80,000, then you owe 80% of the home's value, therefore the LTV is 80%.

How can you write a loan application letter?

There is no real need to write a loan application letter from scratch. Many websites, including Hubpages, Letters and Write Express offer free sample letters which can then be tailored to the applicants requirements.

Does the person quitclaimed to the deed responsible for the loan?

The person who signed the mortgage is responsible for the loan. They must notify the lender if they transfer ownership to someone else and the full balance will be due at the time of the transfer. If the mortgage isn't paid the lender will take the property.

What type of provider offer personal loans?

Online lenders provide short term personal loans.

They are easy to apply for and really convenient if you are looking for a small short term loan to cover unexpected financial expenses between paychecks.

When did Bank of America acquire Home Loan Services in Pittsburgh?

Bank of America inherited HLS in Pittsburgh through its acquisition of Merrill Lynch which itself acquired HLS as part of its acquisition of First Franklin Corp

Where can you a legit payday loan company?

Reduced Rate Wonga Payday Loan

Get a reduced rate on your first Wonga loan.

Just log on to wonga

Save £5.50 off service fee!

Can you sell your home when the mortgage was not reaffirmed?

You need to consult with an attorney who can review your situation and explain your rights and options.

You need to consult with an attorney who can review your situation and explain your rights and options.

You need to consult with an attorney who can review your situation and explain your rights and options.

You need to consult with an attorney who can review your situation and explain your rights and options.

Can you get out of dealer scam auto loan?

Generally, yes. You will have to prove that the dealer did indeed scam you. If the scam was regarding payments, you can bring payment receipts as evidence. If the scam was regarding a vehicle sold under false pretenses (such as having a bad transmission), you will need to bring documentation from another mechanic who is willing to testify that the fault existed prior to purchase, and you will need to show that you weren't informed of it.

Get everything in writing. Everything.

Which ratios are use to by mortgage lenders to evaluate the ability to pay a mortgage loan?

They will look at several factors, including reserves and assets (retirement funds, savings/checking, automobiles), but the primary measure of your ability to repay the loan is your debt-to-income ratio.

The lender looks at your pre-tax monthly income (yearly income divided by 12) and evaluates this against your outgoing monthly obligation payments. Obligations include any debt on your credit report, required home expenses such as taxes and insurance, and any unreported debt you are obligated to that was disclosed to the lender. This does not usually include household expense such as utilities or groceries unless the loan is being evaluated for a modification due to financial hardship. The lenders place debt-ratios requirements at a level that they believe gives you disposable income every month to reasonably afford your other expenses.