It is not "required", however, one will be personally liable without an insurer/insurance company covering the costs associated with losses and malpractice actions. The State Bar of Michigan asks each lawyer whether or not s/he has malpractice insurance annually at the time of renewing membership. Michigan has a mandatory bar association. I believe there is a state fund available for malpractice issues. Hope this helps, MI Attorney

i. Teachers should he trained properly in their fields. They will then have the tactics to follow on how to finish the syllabus for a particular term or at least cover a large part of it,

ii. Holidays may be more in number but reduced in length as students are reluctant to resume from long holidays.

iii. Guidance Counselors should be employed in all schools to guide the students on study habits, career prospects and requirement for various careers.

iv. Continuous assessment should be practiced correctly. It will reduce examination malpractices as 40% of marks are accumulated from various assessment techniques such as projects and assignments before actual examinations.

v. The number of invigilators and supervisors should be increased in the exam halls. Exam officers, Vice Principals and Principals should occasionally pay visits to exam halls to observe what is going on. In this way, they could notice any cheating behaviour.

vi. The students should be thoroughly searched before entering the hall. Apart from photographs, finger prints on certificates should he used for identification

as no two persons, even identical twins could have the same finger print. That is

why it is used in crime detection.

In conclusion, solutions are only possible where there are Examination Halls, large classrooms, adequate seats and adequate number of teachers in a school. A class where theft are 150 students sitting on the floor and windows with some armed with knives and locally made pistols, an invigilator will not risk his life to prevent examination malpractice.

The government can play a very big role in curbing this menace by providing enough classrooms, desks and employing qualified teachers. And also, during an examination, the school should ensure that each student gets his/her own question paper and provide enough invigilators.

The Federal government has established an Exam Ethics Committee, all Stale Government and Local Government Councils should do the same thing.

The state of Hawaii has typically lower medical malpractice insurance rates then a lot of other states.

In 2000, a physician who had a med-mal insurance policy with the Medical Insurance Exchange of California (MIEC) in Hawaii paid the following for these specialties:

Internal Medicine: $6,816

General Surgery: $24,528

OB/GYN: $40,880

In 2008, the same insurance company MIEC was charging physicians within those specialties the following:

Internal Medicine: $10,284

General Surgery: $37,012

OB/GYN: $61,684

The above rates are mature, claim's made rates. A doctor just starting out, or who has maybe taken risk management courses to help lower the risk of liability may pay a lower premium. Likewise, a doctor who has a claims history, if insurable at all, will likely be changed higher rates.

A good place to get dental insurance or medical insurance would be M-I-C which stands for Medical Insurance Consultants. They offer a range of services from Choices Locum and Practice Expenses Insurance, Choices Surgery Insurance, Staff Sickness Scheme and a lot more.

I have added a related link to the question.

$1500-2000

$5000 a year but most employers pay for that.

In order to provide themselves with additional (supplemental) coverage in case the employers insurance policy is insufficient.

When the assistant wants an additional layer of coverage beyond the limits provided by the employers policy.

Anesthesiologists

Yes, If you have purchased Malpractice Insurance and you did not lie or misrepresent your qualifications, then your Insurance would cover just as with any other Medical professional.

Your immigration status would have no bearing on your properly acquired and executed insurance coverage.

If your an EMS Worker, Your most likely already covered under your employers policy. So I would check with them first.

Otherwise I'd say start in the 3 to 10 million dollar range might be a good idea on a professional malpractice policy. It really just depends on your exposure though.

Fillings, while more expensive than basic dental check-ups, both fix cavities and protect your mouth's future health. Most filling treatments hold stable prices in the following ranges: $50to $150 for a single, silver amalgam filling. $90 to $250 for a single, tooth-colored composite filling.

15 to 35,000 per year in 2012

about $100 depending on the area of expertise and years practicing. The three main companies I found were...

Health insurance

NSO -

http://www.nso.com/

CM & F = 1M/6M $57

http://www.cmfgroup.com/

ANA -

https://www.proliability.com/ahc/homePage.do;alliedSID=v7pkL7XXvrRy6KxHWSvCZvGwphB7RLXnsdksLQdP7Z4w165XLyN1!1551272019?changeProfession=clearOut

(need membership #) ?

Personal insurance is a must have.

The easiest and simplest way to find out is to call them and ask the person in the office who handles the billing. They can tell you if they are a member of the insurance companies group, whether or not they do the filing of the claim for you and whether or not the demand payment up front before the insurance pays.