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Mortgages
Using property (e.g. normally real estate) as collateral to obtain a loan that is paid by the borrower in installments.
9,165 Questions
Does the VA look at a credit score for a home mortgage?
Yes, the VA itself does not set a minimum credit score requirement for a VA home loan, but lenders still typically consider your credit score. Each lender has its own standards, and many require a score of around 620, though some may accept lower. In addition to credit score, lenders also evaluate factors like your debt-to-income ratio and employment history.
Dream Home Mortgage is one such lender that works with VA loans and may offer options to veterans or active service members with lower credit scores, providing more flexible terms for first-time homebuyers.
What companies offer mortgages to a first time home buyer that has bad credit?
Several companies offer mortgages to first-time homebuyers with bad credit, including:
Dream Home Mortgage – Specializes in helping first-time buyers with lower credit scores.
FHA Loans – Backed by the government, available through most lenders with more flexible credit requirements.
Rocket Mortgage – Offers options for those with less-than-perfect credit.
Quicken Loans – Known for helping buyers with various credit backgrounds.
Carrington Mortgage Services – Specializes in loans for buyers with low credit scores.
Consider working with lenders offering FHA or VA loans, as these can have more lenient credit score requirements.
How do you get a quitclaim deed notarized if grantors live in different states?
The deed should be drafted in the state where the land lies and then sent by registered mail or commercial currier to the grantor. The grantor must sign the deed in front of witnesses and a notary and return it the same way it was sent.
If there are several grantors, the deed should be drafted on one page (or however many pages are required) and the signature/witness/notary pages should each be self-contained. That way, each grantor could keep a copy of the deed they signed for their records and just return the signature page. Once all the signature pages have been returned signed, witnessed (if necessary) and notarized, they can be attached to an original copy of the deed and the deed should be recorded immediately.
This type of complex transaction should be handled by an attorney, or, by an extremely professional and organized agent who will handle it correctly, handle the distribution of the proceeds correctly and keep copies of all the checks and receipts for costs. The mail or currier fees will add up and there will be recording fees. Any fees should be deducted from the proceeds before they are distributed. A copy of the recorded deed should be sent upon request to any of the grantors.
It is actually $800; $900
What happens to a mortgage after a bankruptcy?
What happens to a mortgage after bankruptcy depends on whether or not the debt is reaffirmed. If the mortgage is reaffirmed the homeowner continues to pay it as if the bankruptcy had not been filed, since the debt has not been discharged. If the debt is not reaffirmed, what happens to the mortgage depends on the policies of the individual lender.
What is the meaning of a red star on a house?
A red star on a house may indicate various meanings depending on cultural context. In some cultures, a red star can symbolize protection or good luck, while in others it may represent a particular political affiliation or historical significance. It is important to consider the specific cultural and regional context when interpreting the meaning of a red star on a house.
How can one sell their house and avoid paying realtor fees?
A homeowner can sell their house on their own without a realtor to avoid paying realtor fees. The seller would be a private seller. Another way is to negotiate with the buyer to pay for realtor fees.
How big is the self improvement market?
The self improvement market is huge and growing more everyday. There are so many areas you can go into when doing self improvement counseling. Just to name two you can go into corporate self improvement or individual self improvement. You can also do both.
Which states are separate property states?
Some examples of separate property states in the United States include Arizona, California, Nevada, Texas, and Washington. In these states, assets acquired by one spouse during the marriage are considered separate property, unless they are specifically designated as joint property.
The lowest rate of gas exchange is most likely the result of?
The lowest rate of gas exchange is likely the result of decreased surface area for exchange, thickening of the respiratory membrane, or a decrease in the concentration gradient of gases. These factors can impair the efficiency of gas diffusion across the respiratory surfaces.
What is the average Monthly electric payment?
The average monthly electric payment varies depending on the region, household size, and energy usage. On average, in the United States, households spend around $115-$200 per month on electricity. However, this can be higher or lower based on factors such as location, weather, and energy efficiency of the home.
Can you payoff a mortgage with a primossory note Back by a bond and a set off bond?
Hello, I in fact we also used this financial tool or instrument to pay off two of our mortgages with Washington Mutual Bank and two lines of credit or helocs with them as well. The company that we used was Gateway International Inc.. They seem to be on the up and up and nobody can verify that are not including the FBI of which we checked with, in order to verify our trust in Gateway. We have certified mail receipts and original copies of the notes along with directions for the lender to redeem the notes for cash at the federal reserve. The package looks good to us, Washington Mutual did foreclose on one home and is in process on the other. When we asked the investor what the hell was going on he simply said that he has been through this before and he knows he owns the homes and has addressed the payoffs in his 2007 tax filings and the IRS has been made and is also aware of WaMu double dipping collection policy with its consumer mortgage loans. We are under the assumption that is is illegal to proceed with foreclosure and to take possession of the homes after they had already been paid off in full, almost six months ago. The crime being that WaMu has three days to return the note if they were not going to accept it. They indeed did not, 2nd they re-keyed our home and took possession of six months after accepting payment in full. They never returned the notes to the investor, and they now have been paid in full and have possession. I am looking for a very large settlement when this is all said and done from WaMu. They have trashed our credit and taken our home and have done it to many others as well, google it and see. I would only recommend this plan if nothing else could be done to save or sell your homes. Andrew
What happens to one who leaves the priesthood?
Leaving the priesthood involves a formal process of laicization, which releases the individual from their vows and obligations as a priest. They can then choose to live a secular life. The individual may face mixed emotions, societal challenges, and potential estrangement from the Church community.
Who is the strongest bank in the US?
Wells Fargo. The only AAA credit rated financial institution in United States. **Update** Wells Fargo is no longer a AAA+ rated bank they fell off the list when they bought out the failed Wachovia bank in October 2008. as of now may 2009 TD Bank is currently the only Bank in the US to have a AAA+ rating.
What is the title of a release form for an Installment Land Contract?
"Installment Land Contract Release Form"
What has been the trend in the US exchange rate over the past four years?
The trend in the US exchange rate over the past four years has been relatively stable with some fluctuations. Overall, the US dollar has strengthened against some currencies while weakening against others due to various economic factors such as interest rate differentials, trade policies, and geopolitical developments.
Odwalla Inc. is owned by The Coca-Cola Company. It acquired Odwalla in 2001 as part of its strategy to expand its presence in the health and wellness beverage market.
Is the atmosphere an open or closed system?
It depends on who you ask. Biologists will likely answer that the atmosphere is a closed system because it is mostly self-contained. Forces like solar winds, magnetic storms, and electromagnetic radiation, though, constantly bombard, penetrate, and interact with the atmosphere. So it is not, realistically, a closed system.
Where is the lowest place in the United States above ground?
In terms of altitude, the lowest elevation in the Western Hemisphere is in Death Valley. The elevation in the lowest point is 86 meters below sea level. If we include places under water, the lowest place is the bottom of Lake Champlain, between Vermont and New York. Because it's elevation above see level is just 95 feet, and the deepest part of this lake is 399 feet, this makes that point lower than even Death Valley, which is 282 feet below sea level. I stumbled upon this fact in Bill McKibben's book, Wandering Home.
no itts not right for people to lose their homes because its not giving them the chance to pay the morgage no itts not right for people to lose their homes because its not giving them the chance to pay the morgage
== == Normal is consider from 110 - 120 volts. But occasionally, for a short time...The voltage falls below normal: a sag. Sags are unlikely to damage most appliances, but they can make a computer crash, confuse some digital clocks and cause VCRs to forget their settings. The reverse of a sag is called a swell or surge: a short duration increase in the line voltage. This disturbance might upset sensitive appliances, and damage them if it is a very large or very long swell. For this reason you need to install a Surge Protector on all sensitive electronics. Computers, Printers, Scanners, Fax, TVs, VCR, DVD, etc. If you are continually running a line voltage of over 120 volts, as measured with a good accurate meter, I suggest you call your electric company immediately. This is not normal, and there may be a problem with the transformer outside your home. <><><>
125 to 130 Volts is the present standard utility voltage
Normal was 110 Volts when I was a kid in the 50s.
I haven't seen anything under 125 volts in years.
The voltages have been raised to accommodate increased loading. <><><>
As always, if you are in doubt about what to do, the best advice anyone should give you is to call a licensed electrician to advise what work is needed.
Before you do any work yourself,
on electrical circuits, equipment or appliances,
always use a test meter to ensure the circuit is, in fact, de-energized.
IF YOU ARE NOT ALREADY SURE YOU CAN DO THIS JOB
SAFELY AND COMPETENTLY
REFER THIS WORK TO QUALIFIED PROFESSIONALS.
.
What is mean by 2nd pari passu charge?
Parri Passu charge in terms of finance is equal charge on borrower, especially incase of default/bankruptcy Parri Passu charge in terms of finance is equal charge on borrower, especially incase of default/bankruptcy
Why would you keep getting a heavy discharge?
YOU MAY HAVE AN STD YOU SHOULD GET IT CHECKED OUT BECAUSE THATS WHAT HAPPEN WHEN I HAD ONE Yes you should get tested for a STD and see if you are pregnant, but discharge is a common thing. Many women always have heavy and light discharge. Some women have discharge year round
