Repossession

Yes, it is called hindering a creditor, or hindering repossession. It is not likely that you will be arrested for such, but it is far more likely that the creditor will obtain an order of replevin. If such occurs, the repossession agent is likely to return with this order accompanied by a law enforcement officer who will order you to surrender the vehicle. If you refuse you will be arrested, and you will have to surrender the car to secure your release.

yes. parents are only required to provide you with food, water, shelter and one shirt, two shoes and one shirt.

Go and get those possessions from wherever they might be.

the cat that appears on ray william johnson. and me

your mom gets the car!

dont be editing on my answer home skillet.

Usually with a tow truck.

It can take some time but depends on the firm and the pursuer. There are further steps required before a repossession (of a property) can take place. A court order has to be granted. The solicitors letter is the first step in the process for recovering a residential property, as it's slightly different for a commercial (business) property. See discussion area attached.

yes,of course

They will not take the no title car on trade.

yes

Have never really experienced this myself, but I cant try and guess.

It could mean they dont get their moneys worth and they will surely soon come for something worth more

The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.

The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.

The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.

The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.

Yes. They can file criminal charges since they are the direct owner of the vehicle since you have defaulted on the loan. When you are in repossession status, you really need to not run from them because they have the power to add your VIN number to the police and report as stolen. You do not want to runaway from the lien holder if you are in default. This can lead to Auto Theft or Grand Theft Auto depending on how much the car is worth

Both are at least Class C and B Offenses in most states. So I suggest you return the car ASAP to avoid of getting charged.

This is not likely. Garnishment will occur, but some states put a cap on the amount that can legally be taken by an order of garnishment, and some work child support and other court ordered payments into that percentage. For instance, if you make $1,000.00 per week net, and you pay $200 in child support that is taken from your pay directly, and the state caps the percentage of allowable garnishment at 25%, the most anyone will get from an order of garnishment is $50.

Sure it can, if that payment was not enough to fufill your end of the contract. A car wont be repossessed if it is only a month behind. If you are five months behind, and make one payment, you are still behind... even the next day, when you are only four months behind. One payment may not catch you up.

When you purchased the car, the deal was, likely, that you get to drive the sellers car, (seller still owns it till the final payment is made), and the seller gets money from you at stated time intervals, likely once per month. If you broke your end of the deal, you no longer have a right to drive the car owned by someone else.

Make those payments on time, then you need never worry about the repo man.

It would go to a car auction and sold on to a new owner and may be sold for a price much less than it is worth

No - having had a car that was re-possessed will not affect the filing of a Bankruptcy.

Yes - if the car loan was with the dealer, the dealer can sue the debtor for the balance of the car loan after the car is sold to someone else.

Car auctions are usually posted in the internet. There are car auctions that specifically allow car dealers only while others are open to the public.

Not while still "totaled". Since everything is tracked by the VIN# you won't be able to insure a totaled vehicle until such time that it's made roadworthy and has a reconstructed title.

Because of the "automatic stay", which goes into affect as soon as a Bankruptcy is filed, your car cannot be re-possessed while the Bankruptcy is in progress (unless the creditor files a motion with the court asking for relief from the automatic stay). However, as soon as the Bankruptcy is discharged or closed - which occurs approximately 6 months after it is filed - the car can be re-possessed.

It gets repossessed. You can contact the lender and see if they will do a voluntary repossession where you give them the car or they will at some point do an involuntary where the repo man shows up and takes the car.

Answer

Wash the car and show up at the dealership. Get a ride home.

Yes, they can repo your vehicle if it is even one day late. Check your contract, though. It might tell you how long exactly you have. If it gives you a time period of, say, two months and they repo it after one month, then you may be able to get your car back because they breached the contract. However, if there is no guaranteed grace period, that probably means they can repo it anytime you default on your loan.

You need to ask an attorney. In general, for a secured loan (title of the car is the security) if the loan is not paid, the leinholder (the bank) takes back the property they have not been paid for.

Yes

In most places hiding the car from the repo man is illegal.

If he is sure the car is in there he can enter a storage place and reposes the car.

But he is not allowed to intimidate or do violence to the person or property damage to make the repossession.