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Small Business Loans
Small business loans are a low-risk form of business financing. Small businesses must meet very strict requirements to qualify for this type of a loan.
2,351 Questions
What is the password of lausd wifi?
the wifi is in this box
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What is project report for bank loan?
Project Report is a mandatory document to be submitted to banks for availing bank loans. A project report for new business conducts a profound road map for effectual business venture. It discusses whether the business requires finance or not, the challenging risks, several problems en route, etc. Hence it becomes vital for every new business to prepare a project report, to acquaint them on forewarning issues.
How much will it cost to start a youth club?
We can't estimate for you how much you intend to start a project. Only you can find that out. See, many factors should be considered when embarking a project like this. If you intend to do it for high school kids the budget would totally be different from that of youth over the age of 18 and over. Factors to consider:
- If you are intending to lease a building or rent one
- Activities you want to have for the youth to engage in for instance a basket ball court, swimming pool, library, music room
- The number of materials/equipments that will be required to make the club a success
- The bills that will be incurred within the club for instance electricity, water
How will raising interest rates benefit businesses?
When it comes to retail business, most retail businesses borrow money to buy inventory so if the interest rate goes up and you have to pay more interest on your loan, that increases expenses and decreases profit "All things being equal". However, if expenses go up, the retail prices you pay may also increase.
flexibility
How do you take interest free loan?
we can take interest free loans if it is allowed by the authorized govt. of that bank from where we are taking loan.
A letter of credit is basically a promise to pay a certain sum of money to a seller. Letters of credit are issued by banks to see that sellers are paid as long as they deliver the goods or services required by the buyer.
A letter of credit is thus a document issued by a buyer's bank to a seller of goods or services, to whom the payment is guaranteed, provided the seller delivers the goods or services required by a third-party buyer. The issuer after making the payment to the seller, collects the amount from the buyer. The document acts essentially as a guarantee to the seller that it will be paid by the issuer of the letter of credit, regardless of whether the buyer ultimately pays or not. Thus, the risk that the buyer may fail to pay the money is transferred from the seller to the letter of credit's issuer- namely, the bank.
Letters of credit are common in international trade for large transactions between a supplier in one country and a buyer in another country because the bank acts as an neutral party between the buyer and the seller.
The International Chamber of Commerce Uniform Customs and Practice for Documentary Credits is followed (UCP 600 being the latest version) while issuing a LC.
The parties to a letter of credit are the supplier, usually called the beneficiary, the issuing bank, of whom the buyer is a client and in some cases an advising bank where the beneficiary is a client. Almost all letters of credit are irrevocable, i.e., cannot be amended or canceled without the consent of the beneficiary, issuing bank, and confirming bank, if any. In executing a transaction, letters of credit incorporate functions common togiros and travelers's cheques.
M.J.SUBRAMANYAM, XCHANGING TECHNOLOGY SERVICES, BANGALORE
How does a secured loan differ from an unsecured loan?
A secured loan is a loan that some monetary interest (money or property of value) attached to the loan to insure its repayment. If the loan is not repaid, the monetary interest becomes the property of the loaning party. A unsecured loan does not have a monetary interest attachment.
What is a customer need and how would you identify it?
you could try asking him.
Within customer service there are 4 key ways to establish a customers need/requirement. One is to listen to the customer when they ask for information of a product or they ask a question in reference to an issue they have encountered. The latter is usually a "have you got something that will do xyz" . This is an open need request where the customer is not clear what product or service they need and is calling upon yourknowledge to establish what the want. The prior is normally have you got X?. This is when a customer knows their exact requirement and requires a direct response.
The other "information gathering route" is to ask directly "can I help you ?". Normally used in a sales open pitch situation.
There is a third defining route which customer service people find is when working in a complaint scenario - the customer will provide a wide or broad brush explaination of a situation. They may then expect a definative action from you which at the time is not clear from their communication and is open to a direct enquiery from you , "What are you looking for me to do to help you" or if you have assumed an understanding of their issue yu would reposnd with what you can do to resolve their complaint. This resolution may come in more than one option which allows the customer to make a choice
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What strategies could you implement to identify customers needs?
By asking the customer that they want
What is margin money on letter of credit?
Margin money on a letter of credit is the part of the interest rate that is over the adjustment-index rate. It is the part that is retained as profit by the one doing the lending.
How much do bank officers charge for their services?
In INDIA, bank service and other charges are determined by individual banks conisdering its deposit position, loan products, the demand and supply position, etc. Bank Officers are prohibited from personally charging for the services they offer to the customers. Each bank has its own service charge strucutre and charges will be levied according to this list.
M.J. SUBRAMANYAM, BANGALORE, INDIA
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Can you have more than one tax id number?
Yes, but most don't and you only use one. You may have both a SSN and an EIN if you have employees.
Is the duns number the same as the tax id number?
No. A D&B D-U-N-S® Number is a unique, 9-digit business identification number issued by Dun & Bradstreet, while a federal tax id number or EIN is a separate business identification number issued by the IRS.
How would you identify the need for coaching a colleague to deal with customer issues?
sorry i dont know
Why is it important to identify customer needs and expectations?
For a private limited company, it is important that customer research is carried out to identify a customers needs and expectations, in order to produce a product or service which is suitable in price, quality, quantity etc.
This may be down through primary research such as. customer interview, survery etc.
