Unanswered | Answered

Manufactured and Mobile Homes

~200 answered questions
Parent Category: Residence Types
Questions as delivery and set up of homes, service problems, manufactures, financing, Dealer or Manufacture responsibility, average mark up, Chattel vs. land and home loans, lenders, down payments, terms, rates
Laws vary from state to state. However, if you haven't made your mortgage payments for several months, the bank is likely to repossess your home. Generally the time period is up to the lender, but once the paperwork goes through--you will receive notices if your mailing address is up to date-- you s…
Popularity: 122
Basically. YES. You decide you cant pay, you tell the lender you are moving, you move out, lender sells home(not as quik as a car), lender wants balance due on the loan.
Popularity: 47
If you have the money you can own as many homes as you like.Ans 2 - Of course you can - that's entirely your right. But make sure you can manage both payments.
Popularity: 80
CONTACT the lender for available options in this matter.NO! Try to get a quit clain deed for her interests.
Popularity: 39
NO, they can attach a lien to be paid FIRST if/when the home is sold.
Popularity: 25
The law related to manufactured (mobile) home repossession varies greatly from state to state, and is typically pretty complicated. There are two types of loans that can finance manufactured homes. If the loan if financing a home on land that is owned by the homeowner the home is generally consider…
Popularity: 32
no, probably not. The addition will have to be to code (which depends on your location) may or may not require a foundation. If there is any possibility of movement on the exisiting structure (there will be) will cause cracking drywall, stuck doors and windows, possibly even structural damage. &nbs…
Popularity: 71
The bank or current lien holder will take possession of the mobile home after the required steps of repossession takes place. The bank or current lien holder of the mobile home is responsible for paying the lot rent unless the mobile home is sold to a secondary party such as an investor. At this poi…
Popularity: 36
Answer All states have a set of exemptions that can be used by the debtor to protect specific types and amounts of real and personal property in a bankruptcy or lawsuit action. Creditors rarely use a lawsuit judgment to seize personal property such as household goods exempt or not, the process i…
Popularity: 41
Answer Contact the local office of the USDA Department of Soil Conservation Service. They will tell you if you are in a flood plane or on an earth quake fault. They will tell you about your soil and what the water table and water quality is like. In some places the water is drinkable, but it is s…
Popularity: 4
You would first have to plan a concrete pad for the mobile to sit on. Make sure this is near the entrance or driveway. These are not easy units to transport over soft ground. While planning the pad, remember to include an incoming water line from city if possible, or from your well. If there is to b…
Popularity: 22
Yes. It is an asset. An asset includes personnel property you own.
Popularity: 26
Well I was hoping to find the answer myself. Looks like the only real method would be to watch it burn down. "Just kidding!"It can be done, don't burn it down. At least the county where we live says it can.Ans 2 -In British Columbia, Canada, you can not do this .<><>In my state a Manufac…
Popularity: 27
That will depend entirely on the zoning ordinances in your sub-division and community. The permit office of the local governing body should be able to tell you with a phone call what requirements have to be met to do so. For example, there may be lenient provisions for temporary installations, or y…
Popularity: 8
Is he on the deed as well? Those are two separate entities. If he is just a co-signer on the loan, you can sell at any time. If he is on the deed, you have to do an "Affidavit of heirship" process. If you are the only surviving heir this is simple. You just have to find 2-3 people that knew your gra…
Popularity: 3
Answer Use any quality interior wall paint such as Benjamin Moore's Regal Wall Satin. But not until you have primed those walls! Use Kilz oil primer for walls that have shiny wallpaper on them. If the wallpaper has a flat look, then it would be okay to go to Wal Mart for some Kilz II water base p…
Popularity: 6
I replaced one many years ago, I ended up sawing the old tub into pieces to get it out of the house.Ans 2 - Yes, that's almost always the way. I had to cut up a few tubs and shower enclosures to remove them, due to narrow doorways.
Popularity: 4
They can, and probably will, take your house, unless you do something about it. You (and your cosigner) are responsible for paying that loan in full, so they will most likely come after you for everything that is owed on the loan. This will also ruin your credit if you don't fix the problem immediat…
Popularity: 2
- I replaced the entire plumbing system in my own 14 x 68 mobile before living in it. It had been copper and fortunately the water heater, toilet, bath and kitchen were all in line down one side. Only a 32 ft run from water heater to kitchen. I removed ALL the flooring in bathroom, got rid of old tu…
Popularity: 17
There are procedures to place it permanently on a slab, removing the wheels. Then, you can follow the process to get it "re-titled" as a permanent, not mobile, home. Since there are specific requirements, you might want to check into the legal part first, so that you do it right the first time. Poss…
Popularity: 19
Yes, you can paint over vinyl wallpaper. An excellent primer should be used first, because some latex paints will not stick to vinyl.
Popularity: 4
Yes, JCF Lending Group offers cash out and debt consolidation loans for mobile and manufactured homes in parks. www.chattelmortgage.net
Popularity: 3
To find out the NADA Book Value, you would need more information. It is unrealistic to think you can just find a 'book' value. The value of an individual mobile that has been lived in for years by people who do little maintenance and only essential repair, is NOT a real value. You need to inspect …
Popularity: 1
In Washington state, if a home owner dies and leaves his/her mobile home to another and the heir is denied occupancy of the mobile home park, the mobile home will have to be moved. Other options would be to sell the mobile home to persons approved by the park, or to rent to approved persons.
Popularity: 1
Some banks will allow these, but appear to be stuck on homes built after 1975 when HUD rules came out.
Popularity: 13
A mobile home with chassis included weighs between five and seven tons. I would guess that the chassis alone would account for around three fifths of this total so, three to five tons.ANS 2 I have seen some being moved from a defunct park nearby, and asked a driver of one of the moving trucks. Acco…
Popularity: 9
If a mobile home is not set up correctly, it will vibrate. Some people choose to underpin the home with brick, or soil to reduce noise and vibration.
Popularity: 1
You might be the first in history I would not advise it because you would have to first encase the mobile home in plywood and then you would need to cover the wood with felt roofing paper, and then you would have to tack on a wire mesh and then apply the stucko and by the time you are done you will…
Popularity: 10
umm... this isn't even a question to begin with so there is no real answer
Popularity: 4
What companies refinance moble homes insv
Popularity: 1
One must use caution when removing walls, some walls are load bearing. Other items you will find in walls are electrical, and plumbing.Ans 2 -providing you are sensible and careful this can be done -I've personally done many.
Popularity: 8
Home supply stores have long, easily cut pieces of foam insulation. It's darker in color and is tube shaped like the pipes it's used to insulate. The stuff is cut down it's length so that installation simply involves pulling it open and slipping it over the pipe. That's after it's cut to length of …
Popularity: 15
Gas mobile home water heaters have a valve to allow the use of natural gas or propane.Ans2 - I have seen and repaired many. Most, whether electric or gas are the same as in an ordinary house.
Popularity: 20
The states that have the most mobile home parks are located in the South. Florida is the state that has the highest number of mobile home parks.
Popularity: 1
Zillow.com or some towns allow on-line access to theirs assessor's database.
Popularity: 2
There is no sales tax on real estate purchases.
Popularity: 2
Lot rent maeans you are renting a vacant peice of land, which may or may not have improvements, like water, sewer lines , or electricity.
Popularity: 4
double-wides are mostly 28' wide (although 24' and even 20') are out there. They vary in length from 40' to 76'
Popularity: 10
Take the spring leaf bolts out at the frame. There will be four bolts per axle two on each side. You will need to set jacks under it to help support the weight. Have concrete blocks ready to support the entire frame. You will need at least 90 concrete blocks in groups of 3 to raise the home 2 feet o…
Popularity: 19
If you have a water heater, particularly a gas one, you will need to purge your system if air gets in. This can happen when the water main is shut off, etc. A purge usually involves draining the water with a garden hose and then restarting the heater.The air bubble interferes with the heaters abilit…
Popularity: 11
New ones in western Canada range from about $60,000 for a basic 14 x 68, (950 sf). up to 189,000 for a new double wide, 28 x 56. -Then you have to transport it to a park and pay 4-700 for a monthly pad rent.
Popularity: 2
Yes, you can. However, before adding anything, you should check with your local permitting agency to be sure your changes are to code. Also, you can re-license the dwelling and change the deed so that it becomes part of the property. Ans 2 -YES, and many are
Popularity: 10
It's almost always exactly the same way you would file a lien on a regular house. In Canada you start at the Provincial Land registry Office. In US States find the equivalent office. 
Popularity: 6
I believe Modular Homes are built in sections while a mobile home is one piece. Mobile homes probably move more easily. According to the online dictionary: Modular Home = Factory-built housing with onsite assembly and some onsite construction that is built to meet state and local codes and does …
Popularity: 6
Mobile home water heaters are EXACTLY the same as those used in houses. I've seen hundreds, both electric and gas. The only ones that are even slightly different are propane heaters (and you could use them in a house if you wished).
Popularity: 0
The State of California currently has around 12 million mobile homes. The State of South Carolina has the highest percentage of mobile homes per residence at 20%.
Popularity: 3
In short. repossess and pull the home off the property.. However, you have not made it clear who owns the land. If a third party owns the land, most if not all lenders will ask to the land owner if they are interested in leasing the land to a new owner, in which case the lender saves thousands.
Popularity: 1
You used the word "Attached", which means the land and the home are now combined by way of deed. The law considers them as one, thus the mortgage lender can foreclose on both the property and the home. Then the lender will then sell both "as one", use the sale proceeds to pay the outstanding loan …
Popularity: 2
Many companies in Canada and USA move mobile homes. Look up in your local phone book.
Popularity: 0
Because it goes with so many trim colors and it's a good insulating (reflective) color. - ie, on the same sunny day, a brown mobile would be much hotter inside than a white one.
Popularity: 1
You need to be specific about what kind of repair.
Popularity: 2
An RV has hookups... a trailer would have standard connections.
Popularity: 1
How much do used mobile homes cost per square footAns 2 - There is no real guide that way. -It depends much more on age, appearance, what needs to be repaired/renewed , the ambience of the park and pad rental fee. - In my geographic area, Pad rental fees (for the same size) range from 325 - 700 per …
Popularity: 4
It is better known as a camper van (Especially In The UK) Or a Mobile Home or Motor Home, etc.
Popularity: 1
No the path of a tornado is governed by the path of the storm from which it is formed, not structures on the ground. Mobile homes are weaker and therefore more easily destroyed than frame homes. A tornado that hits a trailer park is more likely to cause major damage then it would in a subdivision of…
Popularity: 3
You posted this in Mobile Phones, not Mobile Homes. 1. Learn to read properly. 2. Once you've learned to read, contact Foremost and ASK THEM.Ans2 - Good answer, -I've learned that only insurance companies know why they may do strange and incomprehensible things
Popularity: 3
Yes, except you might want to make sure on the pipe sizes in the mobile home. Some have pretty weird sizes and some acually freeze up and expand and you can't get another fitting on. This, of course, depends where you live. Ans2 Almost all plumbing in Mobile homes (at least in Canada) is to national…
Popularity: 2
The answer to this question varies depending on which state you reside in. You need to call a landlord-tenant law attorney immediately to discuss your particular situation. Odds are, the attorney will recommend filing an eviction lawsuit against the tenant, which would give you the right to remove t…
Popularity: 1
Mobile homes are homes that are manufactured and then brought to a site typically on a trailer. This homes are considered mobile since they typically have heavy duty framework installed. It is pretty expensive though to move a mobile home. Ans 2 - It means a lot of work, re-fitting wheels and axles,…
Popularity: 2
Trailer, modular homeAns2 - NO - they are different ! - A trailer is technically able to be towed without any special preparation. - A Modular home is prefabbed in a shop and assembled on site and then becomes one unit -A Mobile home is built on a very heavy trailer style frame with minimal underca…
Popularity: 6
Where can I find info on an old Sera wood burning fireplace for a mobile home, model # 155.841741?
Popularity: 1
That depends entirely on the condition and location of the mobile home just as it would to a regular house. - I have inspected dozens of mobile homes and seen many variations from the "book value'. Things like the plumbing and electrical wiring are often ignored by realty evaluators. - But if th…
Popularity: 2
home was paid off in 1996
Popularity: 1
Leave the mobile home for a sturdy building or an underground shelter.
Popularity: 2
Yes purchasing a Mobile Home counts under 1st time Home buyer. Credit is 10% of purchase price up to $80,000.
Popularity: 2
Water heaters in a mobile home are direct vent. This means combustion air is drawn from outside the home and exhaust gases are vented out the B-vent pipe. In a standard home water heater, it's know as a natural vent. This means room air is used for combustion and exhaust is vented out the B-vent pip…
Popularity: 2
That depends entirely on the condition and location of the mobile home just as it would to a regular house. - I have inspected dozens of mobile homes and seen many variations from the "book value". Things like the plumbing and electrical wiring are often ignored by realty evaluators. - But if th…
Popularity: 18
That is fairly simple, complete a Bill of Sale stating that the purchase was 0.00, then transfer title with the forms found at the link below; http://www.chattelmortgage.net/Illinois_mobile_home_Forms.html
Popularity: 1
The guest bedroom and bathroom electricity doesnt work Have checked all breakers and they all seem to work something, just not back wall of living room and guest roomsAns2 - An electrician (or competent handyman) with a circuit tracker and multi-meter would be able to find this problem, but not nece…
Popularity: 2
All trailer homes are mobile homes, but not all mobile homes are trailer homes. Normally trailer homes can be towed all in one piece, while mobile homes, especially double-wides, must be towed in two pieces (normally two halves). Ans 2 - Normally, a trailer home just needs to hitch to the truck and …
Popularity: 2
How do you get an application for a lost Mobile home title?
Popularity: 5
That depends entirely on the condition and location of the mobile home just as it would to a regular house. - I have inspected dozens of mobile homes and seen many variations from the "book value'. Things like the plumbing and electrical wiring are often ignored by realty evaluators. - But if th…
Popularity: 2
The normal monthly rental amount, minus trash, sewer and water.
Popularity: 2
The park owner gets to decide if they want travel trailers or motor homes in their park. You have very little recourse if you are refused , and the park is privately owned.
Popularity: 4
The same reasons you can be evicted from any rental unit. Ans2 - That's not necessarily true. -It depends on the area where you live. In BC, Canada, we now have the "Manufactured Home Park Tenancy Act" - It's quite different from the "Residential Tenancy Act" - which applies to rental apartments and…
Popularity: 3
We are a company that does this. We pay cash for mobile homes to private sellers. We are networked throughout the United States and have the ability to close quickly. Call us at 810 584 5851
Popularity: 2
Single Wide = South 20psf
Popularity: 1
It may be because that in most(all?) states mobile homes are registered with the department of motor vehicles and ownership is titled through that agency. As such, the dealer would have to file a transfer of ownership from him to the purchaser in order to get it removed off of his records (and taxes…
Popularity: 1
That's not a question
Popularity: 1
A mobile home is just that "a home which is mobile." The mobiles have wheels, unlike a stick house which is attached to a foundation. Mobile homes can be classified as "real property" if the wheels are removed and the home is placed on a permanent foundation.
Popularity: 1
Yes. There are lenders and brokers who work with manufactured and mobile homes in parks. Rates tend to be higher for homes in park/communities but it can be done.
Popularity: 1
in most US states, legal repossession can take place regardless of location.Ans 2 - Again, not necessarily true. It depends on where you live. In BC , Canada, this comes under the new "Mobile Home Park Tenancy Act" - other provinces of Canada and maybe even some US States may now have similar acts.
Popularity: 7
To find out the NADA Book Value, you would need more information. Here is a link to the questions that will need to be answered. http://www.chattelmortgage.net/nada.pdf Once you have completed the form, you can go to the below link fro an online mobile home book value. http://www.chattelmortgage.…
Popularity: 4
That depends entirely on the condition and location of the mobile home just as it would to a regular house. - I have inspected dozens of mobile homes and seen many variations from the "book value'. Things like the plumbing and electrical wiring are often ignored by realty evaluators. - But if there'…
Popularity: 6
If they haven't paid rent in 3 months, you are entitled to have it towed away
Popularity: 2
That depends entirely on the condition and location of the mobile home just as it would to a regular house. - I have inspected dozens of mobile homes and seen many variations from the "book value'. Things like the plumbing and electrical wiring are often ignored by realty evaluators. - But if th…
Popularity: 5
call their contacts
Popularity: 1
for USA, Canada and other countries running a 60 Hz supply service. The grounding of a mobile home is coverd by the same regulation as used for single family dwellings. Two ten foot, 5/8ths of an inch, ground rods driven into the ground ten foot apart or a ground plate with the same surface area as …
Popularity: 3
It depends. Do you have a mobile home?Ans 2 - It depends on LOCAL authority. Zoning and building regulations.
Popularity: 3
Sometimes such a purchase is pretty much the same as you buy a house. However, in some cases you will need to pay attention to a transfer of the Certificate of Title. Mobile homes can be treated a personal or real property depending on the details. You should consult with a professional with experie…
Popularity: 2
I clean them with Windex and a window wiper on an extendable shaft (something like a paint pole) . I got the idea from a guy doing commercial windows, and it works well. - The 'window wiper' is a 4x12" pad with covering similar to shag carpet )
Popularity: 1
There is a mobile home lender that allows you to get an advanced mobile home book value online. ANS 2 . - THE ABOVE LINK IS A SCAM ! - It is NOT free -you need to have a mortgage with them or pay a "small fee" Any reputable realtor will give you a realistic evaluation free of charge.
Popularity: 2
13-17 pounds per square foot.    The page reference quoted by the above contributor has been erased by the State of Vermont.  -The figures given - 13 -17 pounds per Sq ft seem very low to me.  - This gives a total weight of about 5 tons. -I know from experience with mobiles …
Popularity: 1
I don't see any reason why you couldn't. It can usually be done via a 'bill of sale.' Remember however, in most (all?) states mobile homes are not considered to be "Real Estate" (i.e.: they are NOT the same as conventionally built homes) but instead are either 'personal property' or are handled unde…
Popularity: 4
yes because another name for mobile home is via manufactured home
Popularity: 5
I would live in the mobile home while building the house, then sell the mobile home and have it hauled away. That way you are not running the risk of putting money into something you may not get back when you sell.
Popularity: 1
James and Laura Sweet of Pritchard, Alabama are one of the originators of mobile homes. James built and sold some of these from his own backyard in 1946. His company, Sweet Homes made many of the first compact,movable homes.
Popularity: 4
Yes it is a movable asset, so it could be classified as personal property.
Popularity: 4
The value of any mobile home is dependent on it's condition and where it's located. I see some in quite seedy parks that are for sale for much less than a similar mobile home in a really nice park. -You can ONLY get a realistic appraisal by carefully inspecting mobiles yourself.
Popularity: 3