Annuities

No, mortgage payments are due in the beginning of the month like rent; however, the mortgage payment covers the previous month's interest and principle on the mortgage loan. Rent is an "annuity due" because it is paid in adavance to cover the next 30 days to follow.

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You mean a 1035 exchange to an IRA? Perhaps your annuity is an IRA already? What are you trying to accomplish by switching? Is there a surrender charge? How old are you? Are you looking at a Roth or Traditional IRA? You should be looking at switching to an IRA or annuity paying out 10% tax deferred interest guaranteed over the next 10 years depending on your age.

I went to the SEC to find Rockwell headquarters. Their web page has a Q&A about 401K's. The Dept of Labor handles retirement plans. Their address is:

U.S. Department of Labor

Employee Benefits Security Administration

200 Constitution Avenue, NW, Room N5623

Washington, D.C. 20210

Toll-Free: 1-866-444-EBSA (3272)

Phone: (202) 219-8776

Good Luck!

INDEPENDENCE LIFE AND ANNUITY COMPANY

ONE SUN LIFE EXECUTIVE PARK

WELLESLEY HILLS, MA 02484

(781) 237-6030

increases

It's called a "Perpetual attribution"

Sometimes companies will give employees the option of taking a cash settlement in lieu of lifetime monthly payments under a defined benefit pension plan. In an era of low interest rates it may be difficult for an individual to invest a lump sum payment and realize a return that would equal or exceed the current monthly pension payment. Keep in mind that companies offering a cash buyout of a monthly pension payment are doing so because it is in their best financial interest.

no no

try out

www.ur.gov.lv/_old/fails.php?id=589&v=eng

http://browse.uk-plc.net/Companies/Messrs_G_Owen__Co/products/Memorandum__Articles_of_Association__Specimen_Sample.htm

The equation to determine the future value of an amount of month that is earning interest is FV=PV*(1+r)^t.

FV = Future Value

PV = Present Value

r = interest rate per period

t = number of periods

If you divide both side by PV you get FV/PV=(1+r)^t.

The rule of 72 is used to calculate how long it takes money to double in value. Therefore FV/PV =2

2=(1+r)^t

Take the natural log of both sides and you get...

ln(2) = ln(1+r)^t which equals ln(2) = t*ln (1+r)

For small values of r (remember this is a percentage) ln(1+r) ~ r

r*t = ln(2)

r*t = 0.693. So technically is should be the rule of 69.3. However, 72 is evenly divisible by far more numbers, and since this is for doing ball park numbers in your head, it is close enough. However feel free to use 70 as well if it works better (multiples of 5 or 7).

Eagle

financial ratios

I would need to ask you some questions to give you a great answer but here is a good answer. At age 55 and either retired or very near retirement, preservation of capital is key. When will you need to start pulling the money out of the savings? You would be rolling your 401K into an IRA. I suggest at least one annuity. If you can wait 10 years for some of your money than 6% guaranteed for 10 years would come very close to doubling your money. In the meantime some other shorter IRA's might be wise if you need money sooner and those have guaranteed rates of 3-5 % depending on the duration of time.

A fixed annuity is invested with the insurance co who then invests in a variety of things. All you need to worry about is that with a fixed annuity it is all guaranteed and there is zero risk. Currently you can get a guarantee of 6% interest for 10 years at a period of time when banks and the FDIC are failing and the market is down. Insurance companies are your safest bet as they know how to manage risk.

Deferred annuity is a type of contract that allows the delay of payments until the investor chooses to receive them. To calculate the deferred annuity you, divide the future amount by (1+rate of return)^the length of the term.

Any amount of savings put aside for retirement is a valid practice but anyone telling you that saving 32 cents a day will result in a financially secure retirement is wildly optimistic or delusional. Saving 32 cents a day for 40 years compounded annually at two percent results in a savings balance of only $9,071. At a compounded rate of 12 percent saving 32 cents a day for 40 years results in a nest egg of $100,347. While a retirement account of over $100 thousand is nice to have, very few people can consistently rack up returns of 12 percent a year and in most developed countries the amount saved would be far below that required for a comfortable retirement.

Assuming no withdrawals out or deposits into the contract, the answer is determined as follows:

7.00 x (1+i)^3 = 8.10 (now we solve for i)

i = (8.10/7.00)^(1/3)-1

i = 4.9854%

and investment vehicle that allows you to borrow at a variable rate.

this method is partyicularly applicableto those assets whose cost is heavy and life is long and fixed e.g. leasehold property, land & building etc

Mailing Address for AIG Annuity Insurance Company Annuity Withdrawal Form is 205 East 10th Avenue Amarillo, Texas 79101-3546

No. The decedent's estate is responsible for paying the debts of the decedent. Generally, an annuity with a named beneficiary is not part of the probate assets much like life insurance payable to a named beneficiary. However, the recipient of an annuity should consult a professional regarding tax issues.

Dividends are determined by the board of directors/owners of the company. usually it is based on the amount of profit the company has made in that particular quarter/half year/financial year.

The most expensive source of capital is:

a. preferred stock

b. new common stock

c. debt

d. pretained earning

A firm can increase its Operating Return on Assets (OROA) through: (1) Operation Management: Increasing operating profit margin by efficiently managing costs like marketing expenses, general selling and administrative expenses (2) Asset Management: Increasing total asset turnover by selling inventories and collecting accounts receivables as quickly as possible

If you do not need the money now, it will be best to wait until the end of 8 years for your money. You need to determine what is best for you are the present time.