Commercial Bank and Checking Accounts

operating expenses/operating income

== == Overdraft on your checking account happens when a withdraw or check written exceeds the funds in the account. Often banks will honor the withdraw or check but then charge the account owner on the borrowed funds. Many banks will offer overdraft protection which will pull money from a different account (often a savings account, line of credit, or credit card).

federal reserve

with a Checking account, you can withdraw money, pay bills or make a purchase easily, using checks.

The value of a 1964-65 Wonderful World of Scouting coin from the World's Fair can vary depending on its condition and rarity. In general, these coins can fetch anywhere from $10 to $50 in the collector's market. It's best to have it appraised by a coin dealer or expert to get an accurate assessment of its value.

== == no they can not do so for a medical bill.

It depends who the cheque is made out too. The only way would be for the person who's name it is made out to - to cash it and give you the money back. If it was made out to yourself or Cash then you can cash it yourself. There may be an option for the place you bought it from to cancel it for a fee and return the money but that's a big maybe. All you can do is ask.

Leave encashment is the amount payable for the employee's leave period, depending upon the leaves to his credit and his salary at the time of termination of employment or at the time of encashing his leaves.

money must be in the account if you are writing checks there is no loan statis here

Offline and online are two different types of e-cash. Also, anonymous and identified are also two other different types of e-cash.

A central bank, reserve bank, or monetary authority is the entity responsible for the monetary policy of a country or of a group of member states. Its primary responsibility is to maintain the stability of the national currency and money supply, but more active duties include controlling subsidized-loan interest rates, and acting as a "bailout" lender of last resort to the banking sector during times of financial crisis (private banks often being integral to the national financial system). It may also have supervisory powers, to ensure that banks and other financial institutions do not behave recklessly or fraudulently. =Most richer countries today have an "independent" central bank, that is, one which operates under rules designed to prevent political interference. Examples include the European Central Bank and the U.S. Federal Reserve. Some central banks are publicly owned, and others are privately owned. In practice, there is little difference between public and private ownership, since in the latter case almost all profits of the bank are paid to the government either as a tax or a transfer to the government.==Shani......=

A REGIONAL RURAL BANK IS A BANK SPONSORED BY NATIONALIZED BANK WITH A STAKE OF 50 % CAPITAL. THE REST CAPITAL IS METOUT BY CENTRAL GOVT, 35% AND STATE GOVT 15% RESPECTIVELY THE MAIN MOTTO TO EXTEND BANKING FACILITIES TO RURAL POPULATION. RD JOSHI 02 ONKAR NAGAR DHAR(mp) 454001

Dear sir, Please give me ' A Format of payment order to bank'' Thanking you,

Well, yes if they freeze it once, they can freeze it again. come on buddy use a little common sense.

They can't freeze the account initially. First, they must try to collect the debt from you. Then, they can sue you if you do not pay. If they win a judgment against you, they can freeze the bank account. Sometimes collection agencies sue people for debt that is not their or that is past the statute of limitations. Learn your rights by reading up on the FDCPA.

Yes. A joint account held by persons who are not married nor related can be levied by a judgment creditor to the extent of the funds in the account that belong to the debtor.

It depends on the bank. Some banks will allow this and others will still deny. Generally they will do a background check for any signers on the account.

Yes, with that persons permission and signature. You both would have to go to the bank and have you added and how it is listed on the account will also determine how the moneys can be drawn or written. If you get an account that says Sally and Bob both of you would have to sign for every check and withdrawl. If you get one that say Sally or Bob then either of you can make transactions. Ask the bank what the best way to set it up will be for the type of usage you will have.

Yes, you both would need to go to the bank with valid picture id's.

Your name, the name of the person or company that you are sending it to and the amount you want the check made out for

It usually means that an adult has opened an account for a child and has the ability to add/subtract or "control" the account for the child. Can also be for adults; ex-when a large amount of money is involved and custodian wants to limit beneficiary's access. Basically, someone besides the account holder who has access to and can change said account.

I did the same thing and the bank did not honor the check

Effective cost of funding=[(1+foreign interest rate)(1+forward premium)]-1

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wat is current a/c