Homeowner's Insurance

To check the status of an AAA Insurance claim with a claim number, you can typically visit the AAA Insurance website and log in to your account. Once logged in, navigate to the claims section where you should be able to enter your claim number to check its status. Alternatively, you can contact the AAA Insurance claims department directly via phone and provide them with your claim number for an update.

Well, honey, homeowners insurance typically covers busted water pipes if it's sudden and accidental, like your crazy uncle's dance moves at a family wedding. But if those pipes have been neglected longer than your neighbor's overgrown lawn, you might be out of luck. Best to read that fine print and call your insurance agent faster than a cheetah chasing its next meal.

First issue: how were the pieces ruined? If the damage was not a result of something that would be covered by the policy, then there's no need to wonder about the pair and set clause.

It's hard to answer this without knowing what the cause of damage was. I'm going to go with "yes" for now. But the purpose of that particular clause is to protect a company against fraud, and to make sure that you are in the exact same "financial" position you were in before the claim occurred. Here's what I mean by the last part: before the claim you had one hutch. If the company replaces the hutch and leaves you with a new hutch and a partially usable old one, then you are now better off than you were. You could possibly sell the old hutch for pieces, whatever. That's not the purpose of the insurance policy. The purpose is to put you in the same exact financial position you were in before the claim occurred, so they would give you a new hutch and take the old one.

AA Financial Services

Typically an insurance company will not drop you if your claims are due to an act of nature.

However, if the company has experienced enough claims in your area to diminish it's capacity to pay future claims then there are regulatory requirements that the company reduce their exposure. Over exposure could result in a non renewal of yours and other home insurance policies in your area.

As a homeowner, you may be liable if your tree causes damage to power lines on your property, including power surges in your house. It is important to regularly maintain trees near power lines to prevent potential hazards like power surges. You may need to contact both your insurance provider and the utility company to address the damage and any potential liability issues.

Typically, standard homeowners insurance policies do not cover damage to a foundation caused by earthquakes. You would need to purchase a separate earthquake insurance policy or rider to have coverage for this type of damage.

Securing gas appliances helps prevent gas leaks during an earthquake, reducing the risk of fire or explosion. This can protect your home and occupants from harm and mitigate potential damages caused by the earthquake. Additionally, securing these appliances can minimize the need for repairs or replacements after the event, making your home safer and more resilient in the long run.

State Farm Insurance defines a natural cause as an event or disaster that occurs without human intervention or involvement, such as earthquakes, floods, hurricanes, or lightning strikes. These events are considered to be beyond human control and are typically covered under their insurance policies.

No, Homeowners insurance policies typically exclude coverage for land erosion and ground movement.

Home Insurance covers certain sudden losses due to the perils listed on the policy (Fire, Wind, Hail, lightning etc). Land erosion is not a sudden loss.

easiest way is to look for settlement cracks in drywall or plaster. another way is to look for sloping floors. yet another is looking at the foundation and/or piers themselves- any cracks, sliding, erosion around the house?? ....to name a few

Most homeowner's insurance policies cover damage caused by burst pipes, including repairs to walls. However, coverage may vary, and it's essential to verify with your insurance company what is included in your policy. A soil test may not be covered under standard policies unless it is directly related to the damage caused by the burst pipes.

A circuit breaker does not "cause" smoke. A circuit breaker "breaks" a circuit when there is too much current, creating a hazardous condition for the wires that are connected to the circuit breaker.

The circuit breaker PROTECTS you from electrical fire.

Find the source of the smoke; what burned?

If a circuit breaker tripped during the incident, it is usually caused by melting/burning wire insulation, either inside or outside of an appliance. If the insulation inside the walls of your house has burned/melted, it could be that the circuit breaker was too large for the wire or that the circuit breaker failed to shut off at the appropriate current load.

If the circuit breaker failed, your insurance should help you.

If an appliance overloaded the circuit, your insurance should help you.

If someone connected an oversized circuit breaker, causing the wire to overheat, your insurance company may refuse to help you.

It can sometimes be easy to know that there has been some damage to your roof after a hail storm. The first thing to check is your air conditioning unit and your window screens to see if there are splatter marks on them. These are a great indicator of larger damage to your roof. Other obvious signs like missing shingles and a leaking roof are easy to spot as well.

Most hail storm damage can be diagnosed with a visual inspection, but sometimes a more in depth inspection of your roof will help to prevent any long term issues from coming up later. I always recommend having a professional go up on your roof to completely inspect it as they know exactly what to look for.

An overloaded electric circuit does not catch fire. The overload protection of the circuit trips the circuit open before this condition could start. An electrical overload is the build up of heat over a certain period of time. This heat build up is not hot enough nor fast enough to ignite any surrounding combustible material. Once the current level in the conductor reaches the trip point of the over current device the circuit opens. This reduces any heat that was generated, which is well below the combustion point of any regular surrounding materials, there by avoiding any fire threat.

If your pool collapses due to the weight of snow, you should contact your insurance provider immediately to file a claim. Make sure to provide documentation such as photos of the damage and any necessary repair estimates. Your insurance policy may cover the damage depending on the terms of your policy and the cause of the collapse.

If this is for a home: you can ask your insurance broker or carrier whether this damage is covered by your insurance.

If this is for a condominium: you can notify your board and turn the matter over to them to handle with the master insurance carrier.

Ocean zones are determined based on depth and distance from the shore. The main criteria used are the amount of light that penetrates the water, temperature, and the presence of marine life. These criteria help scientists classify the ocean into distinct zones like the sunlight zone, twilight zone, and midnight zone.

Geico typically covers car damages caused by lightning under comprehensive coverage, assuming you have this coverage on your policy. Comprehensive coverage protects against non-collision events, such as fire, theft, vandalism, and natural disasters like lightning strikes. It's recommended to check your policy details or contact Geico to confirm coverage.

Short answer.... no. I've been with the company almost 4 months, overkill on training, decent training pay, but after that you're thrown to the wolves.

You MUST produce 4 self gen leads (think family and friends) a month or the company will take you out of the company lead rotation, effectively starving you out. This is a huge company and you ARE just a number. Pricing is higher then all the competition. I'm not saying you can't be successful but, in a down economy it's a tough sell.

The trees suck up the stuff we breath out, which is carbon dioxide, then let out stuff we breath in, which is oxygen.

Note: Trees and plants do the reverse at night. They give out carbon dioxide and take in oxygen.

I do not have real-time information on specific events like the date of a hail storm in Aurora, Colorado. I recommend checking local news sources or official weather reports for up-to-date information on the hail storm in Aurora.

Yup. Same thing happened to me. They periodically re-evaluate, and some time between making the offer and closing, FEMA rezoned us. There was a puzzling moment as I was on the phone with the mortgage person, my old certification in front of me and the udpated one in front of her, not realizing we were looking at two different documents. You won't be able to get a loan on your home without it. They need to know that if that darn 100-year flood event happens, they have an asset they can reclaim if you fail to make your payments, whether that asset is your house or your flood insurance payout. They survey to prove that we weren't in the zone was more costly than 8 years of flood insurance payments, so we just went with it. I'm surprised your main mortgage holder hasn't come back at you to insist you have it already.