Investment Banking

Money is known as M2.

The definition of Credit Union is: a cooperative group that makes loans to its members at low rates if interest. Reference: Random House Webster's College Dictionary.

No.

The bank is liable to pay back all our deposit money irrespective of its economic status

Nations bank & Bank America merged in 1997 and Bank of America was formed.

In 2004 BOA acquired FleetBoston Financial

In 2005 it acquired MBNA

In 2007 it acquired LaSalle bank & Countrywide Financial

In 2008 it acquired Merryl Lynch

Smuggling

Open a fixed deposit. It is safe and at the same time earns you interest at the rate of 8% or more per year

cuz the losses are little if you make the shares more expensive

* Operations involves data-checking trades that have been conducted, ensuring that they are not erroneous, and transacting the required transfers. While some believe that operations provides the greatest job security and the bleakest career prospects of any division within an investment bank, many banks have outsourced operations. It is, however, a critical part of the bank. Due to increased competition in finance related careers, college degrees are now mandatory at most Tier 1 investment banks.A finance degree has proved significant in understanding the depth of the deals and transactions that occur across all the divisions of the bank. * Technology refers to the information technology department. Every major investment bank has considerable amounts of in-house software, created by the technology team, who are also responsible for technical support. Technology has changed considerably in the last few years as more sales and trading desks are using electronic trading. Some trades are initiated by complex algorithms for hedging purposes.

31, 250.

Investment bank - helps institutions, governments, and individuals

raise capital through securities by underwriting and acting as an agent, whilst also providing advisory services on mergers and acqusitions

Merchant bank - combined investment bank and private equity firm

Some benefits of putting money into a bank are:

1. You save money for your future requirements like retirement, buying a house, children's education etc.

2. You earn interest out of your money deposited in the bank and hence you keep making money out of the money you put in a bank.

The Federal Trade Commission Act

It is the amount of money any bank has to maintain with the Reserve bank for every customer.

Say you deposit Rs. 100 in ABC Bank, the bank cannot lend all the 100 bucks. They have to pledge a small amount say Rs. 10 with RBI and can lend only the remaining 90 and make an income out of that 90.

This 10 bucks is the statutory reserve. The RBI modifies this reserve periodically.

The basic royalty + marketing is 12.5% of the gross sale, and 30-33% of the gross sale on Food cost which results in an average 45.5% on royalties overall, and doesn't include operating expenses.

You can obtain more information from Subway together with their Franchise information by visiting the Related Link below. get mcdonalds people

Total current assets on the company 'balance sheet' divided by total current liabilities. The higher the better. It is a quick measure financial strength near term.

EXAMPLES

paper

pencil

crayons

What is an insurance bond certificate?

people use alot of different types of money and they love it but i dont kno what they use! Heheheeheheheh

Share price refers to the price of a particular company's share that is being traded in any stock marketat that particular time.

In general, these programs (Private investment programs-PPP and Buy - Sell Trading Programs) get a very high profit compared to the common benefit available to traditional investments

Most people do not believe that a yield of 50% to 100% a week is possible. It is more a problem of knowledge of the work programs and lack of experience in trading with financial instruments and especially understanding of how the financial system work and how money is created.

Suppose a leverage of 10:1, which means that the trader is able to make a copy of each sale transaction with 10 times the amount of money the investor has in his bank account.

Let's say the investor has 20 Million Euros, so the Trader is able to work with 200M Euros. Now let's assume that the Trader is able to make a purchase and sale transactions per day for 4 days a week for 40 banking weeks, and that the benefit is 10% for each sale transaction. That makes 10% x 4 = 40%, and the multiplier effect of the gain will be 10 times higher, that is to say 400% per week.

Then, this return will be divided between the investor and the Trader or Trading Group, but the final net return to investors will remain a double-digit weekly performance!

Also note that the above example can still be considered conservative because, the leverage can be higher, the trader can get a much larger margin for each transaction , and also a higher number of transactions will improve the final performance .

Understand that these returns may seem high, but that is because we are comparing them with traditional investment .

puts calls

Investment Banks act as brokers, the owner of a company, no matter the size will commission an investment bank to help gain the attention of potential investors or buyers. The investment bank will also help value the company and review it's financial statements; many times putting together what is known in the industry as a deal book, which is basically a full report on all aspects of the company. There services can vary but all in all there jobs in M&A is to help the business raise capital.

People can steal your details, Paypay is more sercureHad some troubles with paypal and got my credit card copied at one serious restaurant so I quit using credit card at all. I use paysafecard on the web to top up my Facebook game accounts etc.

An outline of what superannuation is and how it works. When you retire, how will you earn an income or have money to live? Who will buy you food and keep a shelter over your roof? Superannuation is the answer. It is a way of saving up for when you retire, become invalid (unable to work) or beneficiaries upon your death. You should save small amounts of money now, so you can make sure you have enough to live on when you're old.

If you have a job, your employer has to put money in to a super fund or a retirement savings account (RSA) for you, and what's good is that this money comes from your employer directly not from your pay packet. Most people start saving up for superannuation when they start work because their employer has to pay contributions. If you want to, you can also put extra money into the account yourself, this is called a personal contribution, or you can add money to your employers contribution from your pay this is called salary sacrificing. This means that you choose to take less money from your salary and have this added to your employers contribution. This comes off your gross salary which means you don't have to pay tax and you save money. If you are self employed you can choose to have a superannuation or not. All this money over the years is invested for you, making compound interest, and is available for you to live off when you retire. Superannuation covers full-time, casual, and part-time workers if you are earning more than $450/week and are over 18 and under 70 years, or if you are under 18 you must work for 30 hours or more for it to comply. Most of the time, your employer must give you a minimum of 9% of your earnings towards your superannuation.

Personal contributions are where you take money from your net salary after tax and contribute it into superannuation. If you are self employed then you might be able to claim your contributions on tax deductions. You can also put money into your partners superannuation and claim tax on that too. If you put money into super after it has been taxed then you can be eligible for other benefits like CO-contribution.

Super funds are managed by trustees. They all follow their own rules. They are designed to make sure that your super is managed properly. Retirement savings accounts are similar to super funds, they allow you to save up for when you retire, become invalid (unable to work) or beneficiaries upon your death.

You have the choice of which fund that you put your superannuation into. Even though most people put their money into a superannuation fund that is offered by their employer, most of the time you can choose to switch your fund. Its not compulsory to change your fund but it might be worthwhile having a look around and seeing what funds offer what features e.g. fees and charges, death and disability benefits, insurance premiums, investment strategies and performance, fund features and services.

If you have died or become disabled a lump sum of your super can be paid tax free to someone who relies on you. This money can be paid to someone that doesn't rely on you for 15% tax surcharge. To access your super before you retire, you must be in an extraordinary circumstance. You must have severe financial hardship, if there is a terminal medical condition or be on compassionate grounds.

There are scams out there called superannuation scams. They offer an early access to your superannuation through a self-managed superannuation fund for a fee. This is not legal as the superannuation cannot be accessed until you are 60 years old unless you suffer from the above conditions. So anyone who offers you early access to your superannuation is acting illegally. To take your superannuation out early You will have heavy penalties taken out in tax. You can be offered these chances by someone who is pretending to be a financial adviser, they might say that they can promise a quick and easy unlock of your money. The scammers trick your superannuation fund into paying their client money in cash, saying you are willing to pay the fees and they take all the money and disappear. Also they might keep you in the loop a bit and make you agree on a story, and they might even give you a little bit of money and take all of the 'fees'. Signs to look out for scams are anything to do with early access to your superannuation, quick and easy 'unlock' of your superannuation and if the promoter of the scheme claims to be a financial adviser. To protect yourself make sure that you use common sense; if the offer is to good to be true then it is, if someone is pressuring you into making decisions it is very suspicious and you should investigate the validity of the adviser. There are organisations out there for you to get help like: ASIC, Australian taxation office, ACCC, FIDO.

You have to make sure that you keep a record of all of your superannuation because it is your money for when you retire. It could be your biggest asset you will have in your life. It is kind of like a bank savings account and if you don't look after it and make sure that you are being paid then you might be missing out.

Personal contributions are where you take money from your net salary after tax and contribute it into superannuation. If you are self employed then you might be able to claim your contributions on tax deductions. You can also put money into your partners superannuation and claim tax on that too. If you put money into super after it has been taxed then you can be eligible for other benefits like CO-contribution. We will talk about this in more detail next.

The CO-contribution scheme. On July 1, 2003, the super CO-contribution scheme was started. It was the governments way of helping low to middle paid workers save more for their super. If you contribute your own money into superannuation or a retirement savings account, the government will match your contribution, every one dollar you put into super (from a non taxed personal contribution) you get $1.50. Your maximum amount is $1,500. However, you must reduce this by 5c for every dollar you earn over $30,342 and up to $60,342.

You are eligible for the CO-contribution scheme if: # You make a personal super contribution by 30 June each year into a complying super fund or retirement savings account # Your total income is less than $60,342 (this is indexed annually to reflect changes in average wages) # 10% or more of your total income is from eligible employment, running a business or a combination of both # You are less than 71 years old at the end of the year of income # You do not hold an eligible temporary resident visa at any time during the year # Lodge your income tax return. You don't need to apply for the CO-contribution. All you need to do is make sure you: make personal superannuation contributions (after tax) to your super fund or RSA fund and lodge an income tax return. This is not available to you if you decide to tax deduct any of your personal contributions that you have put in.

Why is superannuation important? Superannuation is so important because it is all about providing money for your retirement. It is one of the most important investment decisions you will ever make in your life. Because of that Australia is an ageing population with life expectancies increasing, it would be illogical to think that the government will be able to provide for everyone when they retire. The government has made it as compulsory as it can, because it doesn't want to pay you money. It has made it more inviting for us to put our money into superannuation by having generous tax benefits so your money can last you your retirement years.