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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
How pinjaman personal loan bank muamalat macam mana?
hi ....sy.apa pinjam pun tiada .... Saya sudah membuka syarikat empat belas tahun ..... bolehHelpme membantu personal loan 30% kopi 0147107105
Can you rent an apartment if you are already cosigned on another?
Yes, there is no limit to number of Apartments you can rent/cosign on.
However, the new landlord may run a credit check/background check on you, if you have too much debt or cosigned on another apartment they may consider you to be roo risky to rent to.
How can you be able to make a down payment?
There are all kinds of ways to come up with money for a down payment including savings, borrowing from a family member, taking out a payday loan, using a peer to peer lender, selling stuff you own, or getting a second job. the method you chose deoends on how much money you need to come up with for your down payment.
after paying the auto loan to cover the car and more. What's left is the interest rate the lender adds on at the end of a loan, if you become delinquent in paying on the interest added, can the care get repo'd?
Can a car from a separate loan be repossessed if you default on another car loan?
Not as such. The bank can assess your property and sue you for the amount left over after the sale of your repossed automobile.
If you owe less than the car is worth(in the case of the non repo'd car) the court can force you to sell it and surrender the equity from the sale.
If that car is your only car left, some states will consider this primary transportation, and not allow it, however.
What factors should be considered before taking a loan?
There are a number of factors which should be considered before taking a loan including (but not limited to) the following:
* What is the purpose of the loan (e.g., is one buying a house, car or iPad)?
* What is the most suitable type of loan for the purpose (e.g., mortgage, auto loan or using a credit card)?
* What can you comfortably afford in monthly payments (e.g., $100 vs. $500 per month can support vastly different size loans)
* How long do you want to take to pay (e.g., five months or five years)?
* How is your credit history (i.e., good or bad)?
* What is the interest rate and the fees that you may pay?
* How many different lenders can provide the loan (e.g., if there are many lenders, the pricing will be competitive)?
* Do you REALLY have to have what it is you are buying (i.e., does putting off the purchase hurt your health or life)?
Homeowners insurance cancelled what will the mortgage company do?
The mortgage company will force-place coverage for the dwelling for you. Ultimately, you will be paying for it. It will also be A LOT more expensive for you with (generally) less coverage.
If you share a house and mortgage can one person move someone in without permission from other?
Co-owners of real estate each have the right to the use and possession of the whole property. Your co-owner needs your permission to move another person into your property. Your co-owner should discuss the matter with you and reach a fair agreement for sharing expenses if you agree to allowing a new occupant to move in.
Can you get a house loan without a job?
It is not likely unless you have some other way to guarantee you can make the mortgage payments.
If I borrow 20000 for 5 years what is the payment?
That would depend on the interest rate you got at the time of negotiating the loan. You don't say what the loan is for, but if it is for a car, try and negotiate your own loan with a bank, rather than go through the auto place's financing company. You'll get a better deal.
What happens to your student loan once you retire?
You never have any student loans left once you are retired. This is because your student loans need to be paid off when you are 50 years (or sooner if possible). If you are granted a student loan you will be told this and they will help you set up a payment plan.
PS: This is how it works in Sweden where I live. Since I don't know where you live I can't specifically help you, but I assume that its equal in many other countries.
In the USA, a Federal student loan must be repaid, whether you are retired or not. There is no statute of limitations on Federal student loans, unless you are signed up to the IBR repayment program. If IBR, then a limitation of 25 years is in place.
an arm and a leg...
Is Lender-Paid Private Mortgage Insurance part of APR?
Just think about it........!
If the borrower paid the MI premium, and the resulting APR increased in order to reflect the true cost of credit, then it no longer matters which party makes the payment because the premium in and of itself is the cause of the increase in APR.
Remember that the lender paid MI is an insurance policy purchased in order help the lender ensure a certain minimum recovery rate, thereby enabling the lender to loan monies at a rate of interest normally attributable to transaction with relatively less risk; therefore, the MI, irrespective of type and payment origination, is in effect no different than charging points.
Can a loan company garnish a persons disability income for an outstanding debt?
Although each state has different laws. You still have to read the contract you signed. Let's just say that you signed a loan that states they have the right to offset any and all deposit accounts and you bank with the same company then yes once those funds are deposited they have the right to take what they owe.
But if you have a loan with someone else and bank elsewhere it depends on your state laws but most states will not allow but some will so you really need to find your state laws. For instance the state of NY does not allow you to garnish disability income but a company or person that has a lawsuit against them can garnish all other wages. The it also flips because in NY if you have a loan with a bank and you also bank with them there contract states they have the right to offset all your accounts this mean disability monies and also any accounts you are on with children, mother husband and business. The only accounts that are safe or authorized signer accounts.
Social Security and Garnishment:
Generally, Social Security benefits are exempt from execution, levy, attachment, garnishment, or other legal process, or from the operation of any bankruptcy or insolvency law. The exceptions are that benefits are subject:
(1) to the authority of the Secretary of the Treasury to make levies for the collection of delinquent Federal taxes and under certain circumstances delinquent child support payments; and
(2) to garnishment or similar legal process brought by an individual to enforce a child support or alimony obligation.
Section 207 of the Social Security Act provides: "The right of any person to any future payment under this title shall not be transferable or assignable, at law or in equity, and none of the moneys paid or payable or rights existing under this title shall be subject to execution, levy, attachment, garnishment, or other legal process, or to the operation of any bankruptcy or insolvency law."
However, section 6331 of the Internal Revenue Code of 1954 (26 U.S.C. 6331) which was enacted into law on August 16, 1954, after the enactment of section 207, gives the Secretary of the Treasury the right to levy or seize for collection of delinquent Federal taxes, property, rights to property, whether real or personal, tangible, or intangible and the right to make successive levies and seizures until the amount due, together with all expenses, is fully paid. References: SSR 79-4: SECTIONS 207, 452(b), 459 and 462(f) (42 U.S.C. 407, 652(b), 659 and 662(f)) LEVY AND GARNISHMENT OF BENEFITS 20 CFR 404.970 SSR 79-4 Se
A work share mortgage is when more than one title company prepares the title.
If I Default on a car loan and hide the car?
if you hide the car and they can't find it, they want do any thing but look for the car consistance for about 60 days and stop for about six months, and start looking for the car again ...in about after nine months most car company stop looking for the car...and will but this on your credit report...if you keep the insurance up on the car they probably will stop looking...and write it off.
How do you request a payoff from citimortgage inc?
Good freaking luck. I've got a principle balance of 3.47 left on my loan and I've been trying to pay it off for 2 months now. Their website won't let me make a payoff payment. Their customer support staff are giving me incorrect information. Their payoff department has rejected my payment check.
Can you do a loan modification if you are in chapter 13?
A Chapter 13 bankruptcy puts the entire debt collection process on hold to give the filers time to work out a court-approved repayment plan for a portion of their debts.
Thus, because the process is on hold, a loan modification can not be enacted while a mortgage is currently under the supervision of the Chapter 13 trustee.
However, it is possible to negotiate a modification of a loan with the mortgage lender during the bankruptcy. But it will be necessary to have the bankruptcy case voluntarily dismissed before the modification can be finalized and put into effect. Banks may not be willing to negotiate with the borrowers under the circumstances of a Chapter 13, though.
What happens to the cosigner if you are in chp 7 bankruptcy and you default on your car loan?
If you default on your loan, the cosigner is stuck with paying it off. If your credit had been any good in the first place, you would not have needed a cosigner.
Does sony Mae charge pmi for the lifetime of the mortgage?
If you mean does private mortgage insurance remain payable for the lifetime of the mortgage, no. Once you've paid in 20% you start to become entitled to release it and at 22% in, it's supposed to be automatically released. There are some possible bumps, but there's a good little summary at:
http://www.mortgagesfinancingandcredit.org/mortgages/private-mortgage-insurance/pmi-cancellation-termination1.htm
What types of financial aid are available?
Financial aid can come from federal, state and private sources. Aid is provided to individual students on the basis of two distinctive qualifications, which are usually expressed in terms of need-based aid and merit-based aid.
Need-Based Aid
This type of financial aid is awarded based on demonstrated financial need. A student’s family demonstrates financial need by providing the school with financial documents and applications like the Free Application for Federal Student Aid, or FAFSA. The need is calculated by taking the total list of expenses and subtracting available financial resources. The remaining amount is the primary requirement for need-based aid, although sometimes other qualifications apply.
Merit-Based Aid
Students with exceptional academic achievements or other qualities like leadership or athletic ability can qualify for merit-based aid. Merit-based aid usually comes in the form of grants or scholarships. Competition for this type of financial aid can be fierce, since merit-based aid usually does not have to be paid back by the student.
How Aid is Awarded
Financial aid whether need-based or merit-based comes is awarded in three ways: grants and scholarships, loans and work-study programs.
A grant is a lump sum of money paid to the school towards the expenses of a particular student. A scholarship works like a grant, except scholarship funds are typically much larger than grants and they pay for all of the students’ undergraduate expenses. Neither of these types of aid has to be repaid.
Student loans are the most notorious type of financial aid because of stories of graduating students being saddled with massive amounts of debt. Loans are usually advanced under need-based financial aid. The good news is that need-based loans usually have lower interest rates because some loans are subsidized by the federal government. If the student carries other kinds of loans, such as private loans, the accrued interest will have to be paid back by the student.
Work-study programs can be awarded on the basis of need, just like grants can. Work-study programs involve the student getting hired for a job on campus, and the salary the student earns from that job goes towards paying college expenses. The key to remember is that the salary usually has to be applied to college expenses in order for the student to qualify.
How long do car loans stay on a credit report?
If its just the loan, then the line of credit will end after 7 years of the final payment. Same with bad payment info. But Credit score will not change unless newer lines of credit have been opened and made good/worse.
Whose name goes first on a discharge of mortgage?
The lender's name is recited first in the discharge. As to the mortgagors, it doesn't matter whose name goes first. The important information consists of: the names of all the parties, the date of the mortgage and the recording information. If the mortgage was assigned, the original mortgagee should be recited and the authority of the discharging assignee should be recited by showing the chain of record title from the original mortgagee to the discharging mortgagee.
