Loans

I don't think so. The way this works is you write a check for, say, $500, and the payday people (loan sharks) promise not to cash that check for two weeks. They charge between 15% and 30% interest for this privilege. You have the cash to spend before you actually get paid from your employer - once you DO get paid, you need to deposit that into the checking account to cover the $500 check written two weeks prior.

NO - in order for them to give you a loan they need to have a cheque and access to your chequing account incase you try to stiff them of course. It has to be a chequing account. Plus you need to be employed with proof of employment, you 1 to 3 most latest pay stubs that usually have to be direct deposit, have references, have a phone & address, bank statement with no NSF's, and much more.

Your credit score was initially affected in a negative way when your loans stated the very first delinquent history. It is always a good idea to pay off your debts. Your credit score will start to increase after the initial payment, but time and consistency will do this trick.

There are many services on the web that offer personal loan contract templates.

See the related links for more information.

Yes, but only if it's a cash value type of policy, not a term policy.

Unfortunately, if you've signed your rights away you are only removed from title and are still obligated to the mortgage. The only way to get out of the mortgage is for the person holding title to refi and have your name removed from the mortgage.

No, but if the borrower misses enough payments, the cosigner will start getting collection calls as well.

Can a payday loan company garnish my wages or levy my bank account, assuming they are successful in getting a judgment against me.

26000 is 100 percent. 26000/100 = 260 is 1 percent. That value times 85 gives you the 85 percent. Solution: 22100

You can use your dividens to pay the loan. Careful, talk to your ethical agent 1st.

Personal loans are for short-term (debt/bills) and long-term (mortage) solutions for financial difficulties. A business loan is essential for funding and helps with the cash flow--you don't want to risk your personal assets when running your business.

It is best to call the mortgage lender and start to make arrangements either to temporarily reduce the payments or to refinance to a better loan. You signed an agreement to pay and you should follow through on clearing this up.

There is no real answer good answer--

1st- if this is on your credit, it won't improve your scores for atleast 3 months as you will be giving an old bad debt a new recent date. This

will hurt your credit for atleast 2 months as long as it is reported paid

right away. The longer they wait, the longer it will take your credit scores

to go up.

2nd - you need to get a letter stating that this is paid off, signed by manager if possible. A receipt or a cancelled check is fine for your records but when trying to clean up your credit, the reporting companies will only

use a copy of a signed letter on the companies letterhead. You need to keep the original as you might need to prove it is paid months or years later.

Good Luck!

It depends. The simple answer is if you as the wife also signed the note, then you are also liable for the debt, if not then in most states you don't have to pay the loan. The debt becomes the debt of the dead man's estate, and the creditor would have to file a claim in the probate case if they wanted to receive money owed for the car. Since most creditors place a lien on cars subject to a loan, the bank or finance company will have a right to take possession of the car if the note is not paid. In other words, you either pay for the car or the lender is entitled to its return.

Answer

It all depends on the amount of money needed to start your own small business. Remember, whatever amount of money you borrow to start your business has to be paid back, so if possible look for investers to start your company with rather than borrowing the money.

All liens against the property must be satisfied and cleared as part of the sale. This can mean all monies due are paid, or the lender agrees to other terms in order to call the loan satisfied.

LTV mean Loan to Value. Example 1: A lender says they will only finance you with an 80% LTV and your home is Worth $100,000, they will only Finance $80,000. Example 2: Your home is worth $100,000, and you currently have a first mortagae for $50,000, your current LTV is 50%. You apply for a second mortgage and they will only finance up to 90% LTV, so you are approved to borrow $40,000 for the second. Now the property is encumbered with 2 mortgages totaling $90,000 or 90% LTV.

They usually earn anywhere from 35%-75% of each loan transaction. In dollar amount you can potentially make anywhere from $1,500 up to $5,000 for each loan transaction.

You assume responsibility for a loan for a house. It is not a recommended thing to do, because non payment can affect your credit rating. Also, the amount of the loan affects your debt to income ratio, so you may have a problem borrowing on your own behalf.

Yes, a bank loan will show up on your credit report if the bank you borrowed money from reports to the credit agencies (practically all of them do).

If you need help cleaning up your credit go to

http://www.creditscoresystems.com for free sample letters you can use to send creditors and credit reporting agencies.

The Home Owners' Loan Corporation was created by the Federal Government during the depression of 1930's and was charged with the responsibility of acquiring foreclosed property from banks and then reselling it to private investors.

wat type of money loan u want to take there are so many different criteria to get loan.

Absolutely. People have home mortgages (a loan) and also purchase new cars (another loan) and buy things on credit (loan advance) all the time.

The caveat though is ones Debt To Income (DTI) ratio. If ones outflow is greater than, say 43% of their income, a loan may be denied. To figure your own DTI, add up your current living expenses (utilities, cell phones, morgages, credit card debt, etc) then divide that by your Gross income (before taxes). The sum is your DTI . varioius lenders may have lower thresholds in the 30% range - some even lower than that.

The reason for DTI is to keep people from overtaxing their incomes - somebody at 45% of their income being spent every month is more likely to default on a loan - defaults hurt the loan company as they are also in business and have their own bills to pay to others.

Need to file a "Quit Claim Deed". However, this will not remove that persons name from the original deed of trust - the only 100% certain way of getting a name removed like this is to refinance the loan.

You cannot remove someone from a deed based on whether or not they contributed to the down payment or the mortgage payments without their consent, conveyance or without a legal order from forcing them to do so.

You would need to find a lender willing to loan you money. However, if you're behind on your mortgage you would not be a good credit risk. If you did find a lender willing to refinance it would likely be a predatory lender who would hit you with thousands of dollars in fees at the closing. You would owe more money and would still lose your home. Call the attorney general's office in your state to ask if there is an agency in your area where you could get credit counseling.

Loans are loans, you pay them back. Grants are like gifts, you do not have to pay them back, but you need to show financial need and usually need to use it for something like education or opening a business. The government doesn't just pay off your debt.