Repossession

Last i looked the plates STAY WITH THE DEBTOR. Maybe he planned to drive your car all weekend. Was it a nice ride? CALL the LENDER Monday morning and get it straight.

The plates belong to you, not the lender, nor the repo man. They are registered to you and are your property and responsibility.

If the plates were used on another vehicle that was involved in a crime or accident, and someone wrote down the tag number, the information would come back to you, and you would have alot of explaining to do.

If the car was reposessed with the plates still attached, and you can prove that, then the headache is with the repo man. He is responsible for the car and the personal property left with it. Once they take the car with the plates still attached, it's on them.

Some do, some dont. I dont.

They are not supposed to but that doesn't mean won't

Yes. In some states I am not sure about all. A repo man cannot move another vehicle to get to the car he needs, nor can he come into a shut or locked garage to retrieve the car. They are supposed to just wait until they are able to pick the car up without breach of peace. That is when you can take them to court for trespassing and all you have to do is tell them to leave and they have to. They can even bring the cops out if they want, all that is for is to keep the peace but some people think the police are now involved and they have to turn the car over. Not the case. The only way that does any good and the cop can enforce the repo is if the sherrif has signed (a paper, it's called something I forgot, you can google it)

What state are you in? It depends on what the courts have upheld as to BOP.

california

usal repoers can not move some thing to get you car no matter what state

Read the contract again. What part of it are you in DEFAULT on? There is a clause in most contracts that says the lender can accelerate the balance due for a number of reasons.

That needs to be discussed with the LENDER before you let it get repoed. Better yet, discuss while you are current on the payments. If you're in a temp shortage, they might work with you on getting around it. If its NOT temp, they will likely want all the money due at one time. TALK to the LENDER about it. Good Luck

LENDERS repo cars. Co-owners on the TITLE, take possession. NOT co-signors on the loan, but CO-OWNERS ON THE TITLE.

Does the bank have your current address and/or phone number? They will be calling on you.

YES, IF the loans contain a CROSS-COLLATERALIZATION clause. Were you in DEFAULT of any other conditions of the loans? INS.???

YES they can come in the parking lot. YES, if they are smart repomen, they will check the adjacent blocks. Their job is to FIND the car and recover it. If it is not at the POE, they should run the given address. If not there, they run the references add.

I didnt see any limitations as to HOW the repo occured. § 8.01-427. Persons entitled under decree deemed judgment creditors; execution on decree.

The persons entitled to the benefit of any decree or order requiring the payment of money shall be deemed judgment creditors, although the money be required to be paid into a court, or a bank, or other place of deposit. In such case, an execution on the decree or order shall make such recital thereof, and of the parties to it, as may be necessary to identify the case; and if a time be specified in the decree or order within which the payment is to be made, the execution shall not issue until the expiration of that time.

Call DCA's Consumer Information Center toll-free for additional information. The Center accepts calls in English, Spanish, and more than 100 other languages.

Call DCA's Consumer Information Center toll-free at 1-800-952-5210. In the Sacramento area call (916) 445-1254.

http://ag.ca.gov/consumers/index.htm

the same things that happen to the primary signor. Judgements, garnishments, leins, ect. You are learning to hrad way about co-signing. Good Luck

OK, you signed a contract agreeing to pay ABC lender "X" dollars per month for "X" months. That = "XXXXX.00" dollars.Lets say $20000.00 for even numbers. You paid them 3000.00, the car sold for 6000.00. That's $9000.00 that has been applied to that account. But that leaves $11000.00 still due on that contract that you agreed to pay. They likely got a judgment for that amount and will now proceed to collect that judgment. Good Luck

It is illegal ALL day long and in EVERY state to do so. DONT DO IT. "EVERY" state includes CA and FL.

If your auto is "repoed" then in most states the agent has to report to the local authorities. When this is done they have a record that it is in the agents' or lenders' possession. if you still have keys and take it, it is auto theft.

It is only illegal if you get caught trespassing something repo man do everyday.It is not auto theft!!!it is your car !!!Having said that don't do it!!!!It is not worth it!!

== == TITLE STATE: Yes SECURITY INTERESTS: Shown on title held by lien holder. LICENSE REGISTRATION: Indiana Bureau of Motor Vehicles, 100 N. Senate Ave., #401, Indianapolis, Indiana 46204. Tel:(317)233-6000. RECOVERY REQUIREMENT: As per UCC, repossession allowed without committing a breach of the peace. DOCUMENTS REQUIRED FOR LIQUIDATION: Certified copy of Contract Form 1 Certificate of Repossession from California, Tennessee, Texas). All other states must have a repo title in the client's name. PLATES: Remain with the debtor. www.state.in.us

YES, repoing a car is NOT trespassing. They are there for a lawful reason. IF you ask for paperwork, it would be polite for a recovery agent to show you the papework. Unfortunately, FEDERAL privacy laws PROHIBIT showing personal info(repo paperwork) to anyone other than the debtor.

IF your name is NOT on the loan as co-signor or signnor, NONE. IF you live in a community property state, check with an attorney for info on that.

No. Tennessee law simply states that the lender or it's agent may not "breach the peace". This is usually viewed as causing a loud scene. Most repo agents will pick up the car when the owner is asleep or out somewhere shopping to avoid a confrontation.

The check wasnt any good sooo the truck isn't paid for. Go get your truck OR file charges against the person.

Copy of the loan showing the truck as collateral, statement from you saying the loan is in DEFAULT, Debtors info,ect. Varies a little by state. Call one and ask. YOU might want a copy of their REPO INSURANCE in case they mess up.

VERY possible. reporting repos is up to the LENDER(of course, they usually do). It was very much repoed from you sooo. Nothing you can do about the co-signor having or not having a repo on their credit.

Slow pay, repo, and it gets worse from there.

As long as there is a contract with your car as collateral and the contract is in DEFAULT, the leinholder can repo(excluding B/K).

7 years