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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

Who is responsible for the decedent's funeral the family or the wife?

A decedent's spouse is the next of kin and has the right to make all decisions regarding the funeral. The spouse is also responsible for paying the bill. The "family" must defer to the spouse's wishes.

Can you go to jail if you hit a car with a water balloon?

Maybe but its whats in the inside of the water balloon because it might not be water and its vandalism

What is the difference between car loan and personal unsecured loan?

A car loan is a secured loan. If you don't pay the car loan, the lender can repossess the car. A personal loan is a loan based on your credit worthiness as judged by credit reporting agencies like Equifax. This "credit rating" is usually based on a FICO score, which views a variety of factors such as credit experience, lines of credit outstanding and payment history with other companies.

You recently sold a vehicle in ri the vehicle was sold as is the buyer is having problems with the vehicle after only 3 days are you obligated to pay for repairs?

Did you know the vehicle had problems when you sold it and if so did you tell the buyer? In a private sale the law says 'let the buyer be ware' but as a human being if you knew there was a problem with the vehicle and did not tell the buyer about it then you have been less than honest and should pay for the repair or take the car back and return the buyers money. If however you had no Idea there was a problem then (if the law in you country does say 'let the buyer be ware') the risk and bad luck is probably with the buyer.

How do you get a replevin?

get a lawyer they can help you with a writ of replevin.

Can co-signing a car loan affect your chance of getting a home loan?

Yes, it can affect your credit in a few ways. First, it will affect your debt to income ratio which banks consider. Could you afford the car payments on your own? Second, but not the least important, is that people who need a co-signer have poor credit and poor payment histories. They are apt to lapse in their payments and that will affect your credit score unless you pick up the slack. The best advice is that you absolutely do not co-sign on another person's loan.

Are you legally responsible for a car that you have cosigned?

You are legally responsible for the loan. You would want to make certain the car is sufficiently insured and has gap insurance. If you are also on the title then you are legally responsible by way of liability for the car.

Parking tickets are applied to the plate number and an excess of unpaid parking tickets can result in impoundment.

Can a person stop payment on a check because it was not cashed within a certain time frame - like 2-3 weeks?

you can put a stop payment on any check for any reason. Go to your bank and ask them- tell them you think it's lost. Most banks charge $25 for a stop payement fee. Some you can do online.

Can a vehicle finance company repo your grand fathers car if he dies?

yes, if he still owed money on it; then yes, they can take it. It doesn't belong to your grandpa until it's paid off and he has a title.

Does buying a repossessed vehicle raise your car insurance?

In this state buying a repossessed vehicle is no different from buying any other vehicle as far as insurance is concerned. The insurance agent checks over the car, takes pictures, checks the odometer, and quotes the rate just like any other used car. Of course if you have one car and you purchase a second car, your insurance goes up.

Example of demand letter to surrender vehicle to a finance company.?

2 FORMS 82192 you can get on line and 82191 which you must get from the local tax collectors office. Fill out sections 1,2 and 3 section 4 if for remving the stop.

When my house was discharged in bankruptcy the lender neglected to put lien on property the bankruptcy is 2 yrs. old the house is just sitting there going down is the property still mine?

I am not a lawyer, but I do know that you can try to check with the township or county assessor's office and see if the property taxes have been paid and try to find out who is paying them. Also, I would recommend going to the US Bankruptcy Court clerk's office where you filed your bankruptcy. Te address and phone number should be in the government pages of your local phone book. Maybe the clerk can help you look up your bankruptcy file. One thing you might check on is to see if there is an Order of No Assets, No Claimants, and when the bankruptcy was discharged and if it is closed. Also, it important whether you filed a chapter 7 or a chapter 13. Was your mortgage paid prior to filing bankruptcy or mostly paid? Was your house claimed in the exemptions? Did anyone object to the exemptions? It may be wise to have a bankruptcy or real estate lawyer look over your papers.

What can happen to you if you rip out a plant on private property in pa?

At a minimum it is trespassing and vandalism. Depending upon the plant, it could be a felony. You can face minor charges or prison time.

What are some names of car dealerships?

There are literally 10 of thousands of car dealership in the US. What state do you live in? Check the related links here to see a few car dealerships in the largest states.

If a Car is impounded for violation 14602.6 and there are two registered owners can the second owner with a valid driver license get the vehicle out?

Yes, If a Registered Owner with a valid license and current Registration and Insurance pays the necessary fees and or fines they can get the car out.

Answer

NO. If you could everyone without a valid license would add another person to the registration.

Is it typical for the bank not to notify you of repossession?

They would normally send you statements reminding you that your balance is past due, and the vehicle could be repossessed if the matter isn't settled. The creditor normally won't inform you of when the order for repossession actually is sent out, and you won't normally be informed that your vehicle is being repossessed until the repo man shows up to claim it.