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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

What if someine is driving your car and they do not have their own insurance and they get a speeding ticket does your insurance go up?

Typically, if someone else is driving your car and gets a speeding ticket, it is their responsibility to address the ticket. However, if the speeding ticket results in points on your driving record, it could potentially lead to an increase in your insurance premiums. It's important to review your policy and consult with your insurance provider to understand the specifics of how speeding tickets may impact your rates.

What type of insurance will pay for theft of damage done to your car from natural disasters such as fire flood or hail?

Comprehensive insurance typically covers theft and damages to your car from natural disasters like fire, flood, or hail. This coverage is optional but is recommended for protecting your vehicle from a variety of non-collision related incidents.

Will geico pay for car damages struck by a lightning?

Geico typically covers car damages caused by lightning under comprehensive coverage, assuming you have this coverage on your policy. Comprehensive coverage protects against non-collision events, such as fire, theft, vandalism, and natural disasters like lightning strikes. It's recommended to check your policy details or contact Geico to confirm coverage.

How many faults are there in California?

There are over 247 identified faults or fault systems in the state of California. Southern California alone experiences over 10,000 earthquakes a year, hundreds above Magnitude 3.0 . Two large quakes Sylmar at 6:00:55 a.m. PST on February 9, 1971, and The Northridge earthquake occurred at 4:30 a.m. PST on January 17, 1994, both occurred on previously unknown faults

What is glancing collision?

A glancing collision is a type of impact between two objects where they come into contact at an angle rather than head-on. This can result in the objects deflecting or sliding off each other rather than directly impacting. Glancing collisions can affect the direction and outcomes of the objects' motion after the collision.

Auto insurance underwriter do?

An auto insurance underwriter assesses the risk of insuring a driver and their vehicle to determine appropriate coverage and premium rates. Their responsibilities include:

Evaluating Applications: Reviewing information provided by applicants, such as driving history, vehicle details, and previous insurance claims.

Assessing Risk: Using statistical data and predictive models to assess the likelihood of future claims.

Setting Premiums: Determining the cost of the insurance policy based on the assessed risk.

Policy Terms: Deciding on the terms and conditions of the insurance policy, including coverage limits and exclusions.

Monitoring: Continuously monitoring and adjusting policies as needed based on new information or changes in the policyholder’s situation.

For expert advice and personalized auto insurance solutions, contact Insurance Corner LLC. Our team is here to help you navigate your options and find the best coverage for your needs. Reach out to us today!

Does auto insurance cover the cost of a stolen GPS?

No, most will not unless you have additional coverage for accessories. However, if you have a GPS system that includes anti-theft features such as the Millennium Plus available from www.findvehicle.net There are 11 states that require insurance discounts if you have it installed in your vehicle, in addition to the fact you could locate, track and disable your vehicle should it be stolen. Moreover, the Millennium Plus will pay you up to one thousand dollars if your vehicle is stolen and not recovered while using this system.

What could happen if you lost your license plate?

If you lose your license plate, you should report it to the police and request a replacement from the department of motor vehicles (DMV). Failure to do so could result in a traffic violation for driving without a proper license plate, leading to fines or penalties.

The least expensive car?

The Tata Nano, a compact car produced in India, was one of the least expensive cars when it was first introduced. However, it is no longer produced. In general, entry-level models from brands like Renault, Dacia, or Nissan may offer affordable options for budget-conscious buyers.

What is elastic and inelastic collisions in terms of momentum?

In elastic collisions, both momentum and kinetic energy are conserved. This means that momentum before and after the collision is the same, and the objects bounce off each other without any loss of kinetic energy. In inelastic collisions, momentum is conserved but kinetic energy is not. Some kinetic energy is converted into other forms of energy, such as heat or sound, during the collision.

What is collision?

A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time.

Although the most common colloquial use of the word "collision" refers to accidents in which two or more objects collide, the scientific use of the word "collision" implies nothing about the magnitude of the forces.

Types of collisionsA perfectly elastic collision is defined as one in which there is no loss of kinetic energy in the collision. In reality, any macroscopic collision between objects will convert some kinetic energy to internal energy and other forms of energy, so no large scale impacts are perfectly elastic. However, some problems are sufficiently close to perfectly elastic that they can be approximated as such.

An inelastic collision is one in which part of the kinetic energy is changed to some other form of energy in the collision. Momentum is conserved in inelastic collisions (as it is for elastic collisions), but one cannot track the kinetic energy through the collision since some of it is converted to other forms of energy.

Collisions in ideal gases approach perfectly elastic collisions, as do scattering interactions of sub-atomic particles which are deflected by the electromagnetic force. Some large-scale interactions like the slingshot type gravitational interactions between satellites and planets are perfectly elastic.

Collisions between hard spheres may be nearly elastic, so it is useful to calculate the limiting case of an elastic collision. The assumption of conservation of momentum as well as the conservation of kinetic energy makes possible the calculation of the final velocities in two-body collisions.

Can a lawyer keep you from having your license suspended because you didn't have car insurance?

Probably not though having legal advice may help you in getting it back at some future time. If you did not have insurance an attorney cannot change this fact but they may be able to advise you or assist you in resolving the matter with the courts.

Can i go to jail for driving with no car insurance and a learners permit?

Absolutely. If you are stopped and have no drivers license and do not have insurance on the vehicle you are driving then yes you will most likely be taken to jail and the vehicle will be impounded to car jail as well. They can't let you drive off without a license or insurance.

How long were miners put in prison for if they did not have a license?

Be more specific: Do you mean miners like workers who work in mines? Or minors meaning folks underage? And what type license...a driver's license? In what state (if you are even asking about the United States...

I think, but do not know for sure, that in the US a minor caught driving without a license will probably be fined, maybe asked (made to do) some community service, and may be delayed in being issured a driver license when otherwise they could have been eligible for one. That all assumes there were no complicating charges such as reckless driving or having an auto accident.

Can you get a SC insurance license if you have a felony drug charges?

I recently pled no contest to an attempted burglary charge which is a felony. Since this conviction, I have experienced a large dilemma with employment opportunities. The dilemma isn't whether or not I am legally entitled to certain career oriented jobs such as, real estate agent, insurance agent, financial agent, government employment, and so on.... Many if not most high income careers are simply not an option for a felon. Any agency that is federally or state ran proclides convicted felons from career opportunities. Furthermore, larger companies who hire individuals with expertise in a field or specialized training almost always require an extensive criminal and financial background check prior to consideration for hire. So, basically my Kansas University Business Management Degree is essentially irrelevant. Large companies exercise policies in hiring procedures so as to screen any potential candidate with an undesirable past. Back to the issue or "dilemma" I find myself in as a highly qualified and highly educated 26 year old man. Should I gamble by falsifying applications and or screening processes by simply denying any notable criminal history, ie, a felony conviction. I am farely confident that most high salary jobs/governmentally monitored company would immediately uncover the truth resulting in abrupt dismissal from hiring consideration. However, smaller businesses that do not exercise standard background checks may offer an opportunity to deny felony convictions on applications and or in the interview process. Unfortunately, smaller businesses tend to compensate their employees at a substantially lower rate than that of large companies do to the gross profits differing greatly. A desperate person may feel it is worth the gamble to misrepresent their criminal history by denying a felony conviction when in fact the applicant has been convicted of a felony. If the employer fails to run a background check and subsequently hires the dishonest applicant, a very volatile situation is created between the employer and newly hired employee. At any point throughtout the term of their employment, the deceitful employee may come under review for a particular reason, perhaps related to job performance. At this point an in depth review of the employees work record and on the job behavior will begin. Chances are the original dishonesty regarding criminal history will be revealed resulting in immediate termination and in some cases could result in a law suit if certain actions by the illegitamate employee created financial liability for the employer. With all that being said, and all these scenarios being carefully considered, is it wise to try and cover up a felony conviction from disclosure by a prospective employer? This again goes back to my dilemma. I am 26 with a great degree that should award me employment opportunities that could yield great salaries. I believe that my personal decision on whether to disclose my felony conviction will be case dependant. Depending on the position I am applying for, the size and hiring policies of the potential employer, and lastly whether the rewards outweigh the risks of being caught. I will conclude with this thought. If one does choose to "hide" certain criminal history information from a prospective employer, it is certainly a gamble that comes with the everyday potential of being fired without notice. However if a particular employee exhibits a great deal of value to the business and profits, certain boss's may find it detrimental to the health and future of the business to terminate an important employee from a particular position within the company. My dilemma is solved. I will lie on applications to unlikely background checking businesses with the hopes to be hired without unavailing the big felonious issue I failed to mention. Next I will quickly prove myself as an invaluable and irreplaceable asset to the business by which no boss could justify termination. The key to my plan is to actually be worth a crap to display exceptional job performance. If I can do this I would like to think I am home free and seemingly "pardoned" of my big fat lie. That is assuming the employer isn't mandated by policy or insurance risk to fire any undisclosed felon that was granted employment. So I conclude with a recap. To all of you convicted felons out there seeking respectful employment, we are totally up shi* creek without a paddle. No chance for "professional" careers or government licensed agency jobs. No white collar big business hopes as they have the cash to sustain the relatively miniscule expense of professionally screening backgrounds of all applicants. Yep, looks like we are limited to getting lucky with a decent job at a mid sized firm that simply doesn't conduct background checks. Or for those with all balls no brains, or better yet risktakers, simply bullshi* the application or interviewee by acting like the idea of being a convicted felon is just ridiculous. Leaving yourself to perform hour duties on the job with no mistakes. Lastly my solved dilemma method is to go ahead and leave out any criminal history from your past and hope to get hired without screening. Then quickly bust butt to perform and reveal your irreplaceable value to your employer forcing your boss to forgive you if he ever finds out. Two more closing thoughts to consider that I failed to suggest or discuss throughout this lengthy hypothetical employment predicament. Maybe simply owning your own successful business is the surest way to avoid any and all worry about someone sniffing through your dark days and judging you entirely based on a mistake that has and will always haunt you. I will close with a question by which I haven't a clue to the answer. Is is a crime to lie to a prospective employer and claim to not have a felony conviction on your criminal record? If it is, is it a federal offense, or does each state have their own laws on the issue. Thanks - James Conley

By law do you have to get liability insurance for a wedding?

No. But if you have wedding insurance public liabilitycoverage may be included. The extent of coverage is deefined by the terms and conditions of the policy. Further, if someone is injured as a result of a negligent act by the owner of the facility where the weddinhg is held, his/her/its liability insurance would probably come into play. That is one of the areas of inquiry that should be made when you are choosing a venue for a wedding.

Is it a law in minnesota that you have to add a 16 year old that has just received her license to your policy if she drives my car but does not reside in my house?

Yes, in Minnesota, as in many other states, household members who have a driver's license should typically be added to your insurance policy, regardless of where they live, if they will be driving your car frequently. Adding them to your policy will help ensure that they are covered in case of an accident. It's always a good idea to check with your insurance provider for specific requirements and recommendations.

What are the average costs for auto repairs?

The average cost for auto repairs can vary depending on the type of repair needed and the make and model of the vehicle. Generally, routine maintenance like oil changes and tire rotations can cost between $50 to $100, while more complex repairs such as engine or transmission work can cost anywhere from $500 to several thousand dollars. It's recommended to get multiple quotes and compare prices before committing to any auto repair.

Can you go to jail if you do not have car insurance and get pulled over in South Carolina?

Yes, driving without insurance in South Carolina is a misdemeanor offense and can result in fines, license suspension, and potentially jail time, especially if it is a repeat offense. It is important to have the minimum required insurance coverage to avoid legal consequences.

After how many years can you remove collision coverage from your car?

Collision coverage can typically be removed when the value of your car is low enough that the cost of the coverage exceeds the potential payout in the event of an accident. This often occurs when a car is older and has significantly depreciated in value. It's a good idea to consult with your insurance provider to determine the best time to remove collision coverage.

What is the law on auto liability insurance in Tennessee?

Tennessee requires "Proof of Financial Responsibility" which can be satisfied by liability insurance with minimums of 25/50/10. Otherwise, a bond or other assurance of ability to pay damages is required. Proof is not required at the time of vehicle registration, but penalties are incurred if proof is not provided at the time of an accident. Proof is required regardless of fault, so all parties must provide it. Most drivers opt for insurance.

Is full coverage insurance on a used car needed?

if you want coverage on 'that' vehicle yes...rule of thumb i always use is can i replace this car without much trouble should it total? 2500.00 car yes, i could, 10k car, no i couldn't.......and i weigh the cost of the premium for the collision and comp coverage on that vehicle...do coll and comp cost me 500 a year? well, in less than four years (due to depreciation) I've spent again what that 2500 car cost me......see?

What is the definition of the suffix ard?

The suffix "-ard" (derived, by way of French, from Old High German "-hart,"

used in proper names) when it is people which are being referred to, so that

it is pejorative in "drunkard" and "dullard," but not in "placard" and

"tankard."