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Healthcare Coverage While Pregnant

Going to the doctor is a necessity when pregnant. Ask questions here about what insurance companies, both private and Medicaid, cover during your pregnancy.

188 Questions

How much would health insurance cost an employer for ten employees if the employer were to pay half the cost?

Too many variables. It depends on the plan, cost of living in the area, etc. However, the average cost of a health plan for a single person in the US is about $5,000 a year. So the employer would pay about $2500 per year or $48 a week per employee (based on single). Average family plan is about $13,000 a year total cost.

If you are 7 months and you haven't seen a doctor seen you been pregnant because you are waiting on medicaid and have no ride can the doctor' take your baby from you?

No, the doctor can't take your baby away from you. Doctors don't take babies away from mothers. If a child is being abused, however, the doctor is required to file a report, but simply not making prenatal appointments with an obgyn is not child abuse.

Who is responsible for the hospital bills for an 18 year olds pregnancy?

the person who is responsible is the 18 yr old she a grown women now so the mom and dad don't have 2 do nun

Can movement of fetus start in 3 month?

It's not likely. You probably won't feel your baby kick until around week 16 and 22, even though the baby has been moving since week 7 or 8. You may have already witnessed these movements during an ultrasound. This is often felt as a fluttering feeling or a grasshopper walking across your belly during the first movements.

If you are pregnant but getting married will your husband's insurance cover the pregnancy after you get married?

Yes, if it's a Employer Group plan.

Can a preexisting condition exclusion be applied to my coverage because I'm pregnant?

No. Pregnancy can never be subject to a preexisting condition exclusion in group health plans.

http://www.cms.hhs.gov/hipaa/online/Group/Family/Pregnancy_content.asp?record=480021

For more information see www.steveshorr.com/maternity.htm

Yes, if he adds you to the policy. Even if you don't get married the policy should cover a well baby (but not a sick baby).

What are the 3 types of waste produced by the body?

the 3 types of waste produced by the body r liquid, solid and gaseous ---------------------> hope thiss helps (^_^)/

What is the best family health care insurance?

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Is inhaling vegetable based glycerin bad for you?

I don't how you can inhale it - it's a thick, sticky substance. If you're putting it in a bowl of hot water and inhaling the steam vapor from that, it will cause you no harm.

Is your 24 year old daughter covered for maternity care on your bcbs plan?

It depends on the policy. Only 60% of group plans cover dependent pregnancies. Check with the carrier issuing the policy.

How can overpopulation affect one's health and that of the community?

Overpopulation can affect one's health in the community they're in because....

Food shortage, overcrowding, poor water supply and environmental pollution affect the health of the people, particularly the children.

Poor environmental sanitation is a major cause of diseases such as diarrhea, typhoid and cholera. Dirty insects such as flies and cockroaches contaminate food with disease-causing germs.

Many children who play barefoot in dirty areas and do not wash their hands before eating become infected with worms.

Some respiratory diseases such as tuberculosos, pneumonia and bronchitis are worsened by polluted air.

Communicable diseases can easily be transferred from one person to another in an overpopulated area.

I really hoped this helped (:

Can you drop employer sponsored health plan if you cannot afford it?

Yes, you can drop it. You are not required to maintain health coverage or maintain any specific health coverage. Contact your HR department for the terms of your contract to determine how you go about dropping coverage. Most employers only allow such a change during open enrollment periods.

Note, C1peterka's response has been moved to the discussion section, as it contains advice and opinion regarding the subject rather than an answer to the question.

What is the benefit of group health insurance?

Group health insurance is more beneficial than individual group plan because it comes to the individual for free. This is the best way one can get health insurance and medical benefits while saving money.

Can Medicaid deny a pregnant woman?

They can if she doesn't meet their income eligibility guidelines.

What is pre hospitalization?

The time period before a patient is admitted; usually prior or during transport of a trauma victim to an emergency room.

What does the Medical Code 99396?

A CPT code for: Periodic comprehensive preventive medicine reevaluation and management of an individual including an age and gender appropriate history, examination, counseling/anticipatory guidance/risk factor reduction interventions, and the ordering of laboratory/diagnostic procedures, established patient; 40-64 years (of age).

Is multiplan medical insurance a scam?

Beware, i received a call from multiplan offering to give me fantastic insurance, and they used a serious hard sale tactic. I felt pressured to purchase the insurance, but i canceled the policy before it processed. I called multiplan to cancel it, and they questioned why i wanted to cancel the insurance, gave me a serious attitude and yelled at me for not wanting to keep this insurance. I have never been spoken to that way by anyone in any company. I read that they are very unethical. I also contacted the bbb and they are not accredited by the bbb at all. Do not trust multiplan. Beware!!!!!!!!!!!!!!!!!

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Another View:

The impression that one has about their insurance plan usually is a result of whether or not they understand how the plan works and what it covers, and how claims were handled. All insurers make mistakes, and it is impossible to say, based on the bacts that you have related, whether there were mistakes.

As to high pressure sales tactics, that may have been your experience or perception. You would be well advised to find out the name of the salesman's supervisor-or higher in the company, and explain your experience. While the salesman is paid based upon sales, it does not do anyone any good to leave a trail of bad blood by using hight pressure. Most insurance salespeople rely upon referrals to make future sales.

Most importantly, you must determine who is financially responsible for paying claims. It may be that "MultiPlan" is a product name-not the name of the insurer. You need to determine the insurer(s) behind MultiPlan because it has the ultimate financial responsibility to pay your claims. Then, determine if that company is authorized to transact insurance business in your State by contacting the Insurance Commissioner in the State Capitol. If you are having actual trouble with getting claims paid, contact the Division of Consumer Services (or similar name) at the Insurance Commissioner's office. If the agent who sold you the plan misrepresented the benefits of the plan to you, there will be a department in the Insurance Commissioner's office to which you can complain (it may be called something like the Division of Agent and Agency Services).

It is irrelevant whether they are accredited by the Better Business Bureau. While that may provise some comfort, getting accreditation is voluntary on the part of the company. It would be more significant if the company had a negative BBB rating.

If you took Ibuprofen once can this harm your unborn baby?

as I'm sure you know medicines during pregnancy aren't good but as it was a one off I'm sure it won't do your baby any harm! paracetamol is said to be safe to take but if you can avoid it all the better. you can always ask your midwife for more advice if you're worried! x