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Healthcare Coverage While Pregnant
Going to the doctor is a necessity when pregnant. Ask questions here about what insurance companies, both private and Medicaid, cover during your pregnancy.
188 Questions
Finding insurance for pregnant women is not always easy because pregnancy is considered a pre-existing condition. If you dont have coverage before you become pregnant, finding coverage can be expensive.
here is an article that can help you find affordable health insurance while pregnant and get you the coverage you need.
http://www.insuranceagents.com/pregnant-health.html
What supplemental insurance for pregnant woman?
Supplemental insurance is a great thing for pregnant women to have, but you must apply before getting pregnant.
Supplemental insurance will replace your income during your maternity leave, and pay additional benefits directly to you if you experience pregnancy complications, delivery complications, premature birth, accidents and/or illnesses.
Can an 18 year old be on their parents insurance if they are not a fulltime student?
In Texas, as long as the parents claim the child as a dependent they can be on their insurance until they are 23 or get married. Whether or not they are a full-time student. You have to check online for your state's laws.
Difference between mediclaim insurance and health insurance?
Mediclaim is a reimbursement policy where the amount of expenses incurred during your hospitalization or pre & post hospitalization according to your policy will be given back to you. This might be cashless i.e. you will not have to pay from your pocket or reimbursed after you submit all the discharge reports etc. If there is no claim during the term as defined in the policy you will not get anything.
Health Insurance policy is generally initiated by Life Insurance Corporations where a particular sum is given to you as per your policy. In this case even if your expenses are lower than the sum insured, it will be profit for you. If no such need arises they will pay back the whole with profits if any at the end of the term. They will be taking a part of your investment as their service charges.
How does the garbage affect one's health?
not only a person's health but also animals, plants and the environment are affected greatly by long-term effects by pollution in our water and oxygen cycles, contamination of soil and water needed to grow vegetables and if that gets into the grass then all species from primary consumer to top carnivore are all in trouble. the e.coli that happened in walkerton, Ontario that is a severe example of what happens when garbage is not properly managed. Also it affects the animals
because they eat the litte peices of plastic thinking it's food.
How much does health insurance for a baby cost?
If the parents have health insurance through their employer - their will be a "child" or "family" rate. This amount will vary depending upon your employer's plan features and group risk factors. In North Carolina, the cost to add a baby to a group policy cold range from $150-250.
If you are looking for individual health insurance for a baby the rates will vary depending on the following factors:
1 - Plan features such as deductible, copay, and co-insurance.
2 - Current health of the baby. Health insurance companies could "rate up" a baby if there are health conditions present.
3 - Health insurance rates vary from company to company. Some "low cost" carriers offer extremely low rates because they lack an adequate network or are more aggressive in denying claims.
In North Carolina for example you can get a very good policy for your baby from BCBS for around $125.
Can you get state assistance? I'm not sure what Medicaid is, sorry if it's state assistance. Some options are looking into a free clinic. They have low to no fees depending on your income. Or going to a doctor that will work with you on a payment plan during and after they baby is born. That may be difficult to find, I'm not sure. There are plenty of options. Call a few doctors and talk with them. They may be able to help you find insurance of some other way to have your baby safely in a hospital.
With my experience we couldn't afford health care either & I applied for medicaid & got turned down. Over & over again. My friend told me if I quit & only my husband worked we would get approved for medicaid & she was right. When I quit my job & reapplied for medicaid it got approved.
If you and your husband are both working and your income is "too high" to qualify for Medicaid, you can claim that the two of you are separated so only the mother's income will count toward the qualifications. That has helped some people I know get Medicaid.
