Can a credit card company put a lien on your house in North Carolina?
Yes, a credit card company can put a lien on your bank account or your house in North Carolina. They would have to go to court and obtain a judgment and will probably not do this unless you owe a large amount.
Should you pay third-party collection agencies for your charged-off credit cards?
It depends.
Do you owe the money?
Can you pay the money?
Did you successfully complete a bankruptcy in which the debt was included? Was the law broken in any way while the original owner of the debt or the third party was trying to collect the money?
If you answered yes, yes, no, and no, then you should pay the debt. If you answered "no" to either of the first two questions or yes to either of the last two questions then you should probably not pay the debt.
Remember three things: 1) familiarize yourself with the Fair Debt Collection Practices Act linked above 2) aside from income tax debt, most debts cannot be collected if they are older than seven years; so, if you haven't paid on a debt or made arrangements to pay a debt in the last 7 years, don't make arrangements now, it will restart the clock on collectibility of the debt and it will be another 7 years before you can claim the debt as noncollectable 3) FAX or send a registered letter with a request to the collection agency telling them that they may not contact you, your work, or your family by phone. When you have proof that they have received the FAX or registered letter, they are legally required to stop contacting you by phone.
Opinion
You will find more benefits dealing directly with the creditor than the collection agency. If you pay the original creditor, this would eliminate the having two negative entries on your credit report. The collection agency is just a middle man who will get a % of what he recovers for a fee. Go to areofcredit.com. It is a wonderful message board with everything you need to know.
Opinion
If the amount shows "charged off" on the credit report, do not pay anyone more money. This renews the account and delays the time when it would not count on your credit report. These third party collectors buy the account for cents on the dollar in hopes that they can resurrect an old debt.
Opinion
A charge off does not indicate the debt is not valid and collectible. The SOL for debt begins at the DLA of the account.
Any collection agency that owns the debt can file suit against the debtor in the debtor's state court. The SOL for debt applies to the time in which a creditor or collector can file suit, but it is not to be considered a valid defense by the debtor, as all states allow the "tolling" of the statute of limitations.
Any payment of any debt where the original creditor is not involved should be entered into by written agreement only.
Can animal control put a lien in the property?
what do you mean by property? But a lien can go in animal control.
You would like to purchase a property but the property has an IRS lien what can you do?
The lien must be paid. A federal tax lien is effective for over ten years, can be re-recorded if not paid and remains on the property until it's paid. In many cases, the amount due can be negotiated with a promise for immediate payment. The seller's attorney should contact the IRS to negotiate the final amount due. You should seek the services of an attorney who will examine the title of the property to ascertain if there are any other liens. If there are outstanding federal taxes chances are that there are other debts. Your attorney could also arrange to set aside a part of the purchase price to pay the IRS lien.
The IRS has almost unlimited authority to collect and implement tax collection procedures. They also have considerable power to enact a forced sale of property to justify a lien. It would be advisable to seek legal counsel concerning such an issue.
The answer to the question is that the county recorder allows the IRS to electronically send a NOTICE (it's not a lien...only a NOTICE) but everyone treats it as a lien.
Some basic facts to consider follows:
Are you federally employed? No? If you're not federally employed, then a notice of federal tax lien cannot apply to you. If yes, then you hold a federal occupation as a taxpayer dealing in alcohol, tobacco or firearms commodities. It is here that unpaid taxes in any of these commodities, that the Government allows a lien to be lawfully filed against you. The lien of section 6321, Title 26, is enabled by the controlling regulation found in the Parallel Table of Authorities per the GPO Access website. This table has no regulation allowing the lien to be lawfully filed against you for unpaid income taxes. Knowledge is power!
The county recorder that allows a notice of federal tax lien to be recorded and indexed as a "Lien", commits securities fraud. Why? Because the notice is fraudulent in most cases because it is for unpaid alleged income taxes. The notice does not specify what tax is owed and the only tax or taxes that apply to the lien of section 6321, Title 26, is subtitle E taxes or alcohol, tobacco and firearms taxes. The IRS notice is not certified as required by the Uniform Federal Lien Registration Act, it is signed by IRS employees and not Revenue Officers, and it does not have a declaration clause of under penalties of perjury to show authenticity of facts listed as required by section 6065, Title 26.
The IRS operates on the "FEAR " factor. FEAR stands for: False Evidence, Appearing Real. Have you been deceived? The county recorder has! Can he/she be held accountable? Yes, there is a popular law maxim, "ignorance of the law is no excuse".
Can you repossess a vehicle behind a locked gate in Texas?
If the gate is unlocked for any reason, the car can be repossessed. So, if we are talking about a gated apartment/community -- yes, as anyone can follow another car into the apartments or community. If we are talking about a locked garage, that is never opened...the car is not being driven at all...at any time... then no. But you are going to have to have proof that someone broke in. Your word against a lender will not get it back. Remember, the repossession is being done, as payment has not been made--the car technically belongs to the lender until it is paid off.
How are cars paid when you file chapter 13?
During a bankruptcy filing, the lending institution still holds interest to the vehicle if there is a pending loan. Some banks will allow you to continue to pay for the note and others will take the vehicle back, but in either case the option is theirs.
Is the bank supposed to contact you if there is going to be a lien againts your account?
Check the laws of the state the account is in. But, Yes, the bank has to contact you to tell you the account is frozen by a lien. It will also tell you that you have a certain amount of time to go to court to object to the lien for whatever reason you think the lien is improper.
The new owner is responsible for any outstanding liens, arrears or other encumbrances that were not addressed at the closing. (The buyer's chance to have the seller pay any outstanding charges and liens evaporates when the consideration is handed over to the seller.)
Can a subcontractor take contractor to court for nonpayment without signed contract?
Yes, verbal contracts are also binding
How do i get a pnc bank lien off car that is paided for?
You have to obtain a pay off letter from the bank. Contact their loan department and obtain the letter, then take it to the DMV.
Who is responsibile for paying delinquent condo association fees once the property is foreclosed?
Best practices dictate that the board and association manager review the local laws and work with the bank to collect unpaid assessments and maintain currency with assessments as they are due until the unit is sold.
Your local association-savvy attorney may also have some ideas about collecting these assessments.
Unpaid assessments can only be paid once the unit is sold, usually.
Your answer may be location-centric. In some states, assessments have a 'super-priority' in terms of who gets paid first -- but only for six months' worth of assessments.
In some locations, smart associations pursue the banks for unpaid assessments and force payment with ongoing payments until the unit is sold.
Can a auto mechanic press charges for unpaid auto repair?
Better than that, he can keep the vehicle, put what is called a mechanics lean on the vehicle, and if the owner still does not pay on time, the mechanic goes down to DMV, and gets a new title for the car, and sells it to recover his loot. Towing companies do a similar thing with unclaimed impounds.
Request from the DMV the lien holder's name and address. With this you can contact them and request the nature of the lien. This should give you some idea the reason for the lien and help you determine the legality of it.
Can credit card debt put a lien on your taxes?
Yes, if the creditor obtains a judgment lien in court.
Yes, if the creditor obtains a judgment lien in court.
Yes, if the creditor obtains a judgment lien in court.
Yes, if the creditor obtains a judgment lien in court.
Can someone put a lien on your house in Michigan?
If the person or business that is owed money wins a lawsuit against the debtor/borrower a judgment will be entered in favor of the creditor. A judgment can be executed in several ways the preferred methods being a wage garnishment or bank account levy. It is also possible for the judgment to be executed as a lien against real property either belonging solely to the debtor or jointly owned. Michigan is a Tenancy-By-The-Entirety state; real property owned by a husband and wife as TBE is not subject to lien placement or forced sale by an unsecured creditor if only one spouse is considered the debtor. Individuals with legitimate claims against a person can place a lien on property. It is common for people doing construction and repairs to put a lien on the property to insure they get paid for the materials and work. The contract for such work will normally include a clause that allows this.
yes they can do this they just put another lean holder on the car same thing with a house
How do you put a judgment lien on someone's house?
You must sue them in court and win. Then you can request a judgment lien from the court and record it in the land records.
You must sue them in court and win. Then you can request a judgment lien from the court and record it in the land records.
You must sue them in court and win. Then you can request a judgment lien from the court and record it in the land records.
You must sue them in court and win. Then you can request a judgment lien from the court and record it in the land records.
How do you file an automotive mechanics lien in Hawaii?
JUST LIKE ALL STATES, THE REPAIR SHOP MUST FIND THE REGISTERED AND LIEN HOLDER THRU THE DMV.
NEED A COPY OF THE NOTICE AND PROOF OF CERTIFIED MAILING ( IF REGISTERED IN HI)
NEED PUBLIC ADVERTISING THROUGH A HI NEWSPAPER.
NEED SIGNED STATEMENT BY OWNER OF THE REPAIR SHOP.
COPY OF THE SIGNED REPAIR ORDER.
COMPLETED DFL-84.
SHOP LICENSE.
NOTARIZED BILL OF SALE.
SAFETY INSPECTION.
REMOVE YOUR STRESS ON PAPERWORK TIMING AND LOSS OF WORK TO DO THE ABOVE.
USE autolienservice.com
Now that Ontario has the used car package, you should be aware if any outstanding liens are on this vehicle.
However if you purchased the vehicle with a lien still on it you are liable for that lien and the vehicle can be repo'd.
If the vehicle was bought through a dealer then they are liable for the lien.
Also check the lien to see if it has expired, as this is a case that happens alot. The lien expires but still shows up on the lien search or the original lien has been paid but the lien holder never released it.
Can you put a lien on someone if they do not own a home?
Can a lawsuit be filed against a creditor that has placed a lien on home bought after bankruptcy?
The creditor would have problems enforcing a lien if the debt was included in the bankruptcy. If they were paid off, investigate further. If they were not included, then the lien may be valid.
Can a condo association list your name as delinquent in a newsletter to your neighbors?
Depending on where you live, this could be common.
In Japan, for example, people who do not pay assessments on time can find their names written on a board in front of the elevator on their floor. Cultural peer-pressure is apparently at work in these situations.
In the United States, associations that follow best practices do not list delinquent owner's names in documents for publication, but are required to list at least unit numbers -- a uniquely identifying notation -- in board documents, such as monthly financial statements.
You can request that the board resist publishing names of delinquent owners in their newsletters and instead, use unit numbers. You can also request that the board not publish any delinquent details to the neighbors, but the board makes the final decision.
Ideally, of course, owners pay their assessments and do not become delinquent, thereby eliminating any need to publish any data about the owner.
Can you file a mechanics lien if the person is now deceased?
Yes, you can file a lien against the property. The estate will have to clear the claim.