Loans

Of course as long as you have the income to support both loans. If you are past due with your school loans the process will be much more difficult.

Meryll Lynch who now is owned by Bank Of America, therefore BofA

The answer depends on your age (the older you are, the more equity is available), the current interest rate being offered (lower means more funds available) and the current value of the home. AARP (aarp.org) has a calculator on their site that will give you a general idea based on answers to questions that you provide. Their calculator is referred to by HUD (Housing and Urban Development) on the governments website.

Yes, according to Florida state law. Title XXXIII, chapter 537 (also known as the "Florida Title Loan Act") discusses the requirement that any entity providing title loans must be licensed.

Specifically:

537.002 indicates that the industry is regulated and those in the industry must be licensed to participate.

537.004 indicates that a title loan issuer must be bonded (minimum $100,000) and pay application ($1,200), investigation ($200) and/or renewal ($1,200) fees to be considered for a license.

537.005 summarizes the fees and bonding requirements in detail.

Any legitimate loan is covered under the Fair Debt Collection Practices Act. This Federal law covers the behaviors of bill collectors. Many of the aspects of FDCPA only apply to collection agencies, not necessarily to the original lender. Most lenders will still abide by the rules of the FDCPA, and most states have their own laws governing bill collection. Payday loans themselves, are illegal in many states due to the high interest rates. Most states require lenders and bill collectors to be licensed in that state to conduct business. Many payday lenders are not licensed, and are practicing illegally. You would have to contact your state Financial Regulatory agency to find out your state's specific laws. As a rule, if you write a cease and desist letter to a bill collector, they must cease contacting you unless it is to tell you that they intend to take further legal action against you.

Like so many mortgage questions, the answer is "it depends". The basic guideline answer is that FHA financing is allowable after a minimum of 2 from the time a Chapter 7 bankruptcy is discharged and for Chapter 13, at least one year of the payment plan arranged under the filing have been made and all payments have been made on time and the Trustee says it okay in writing, then FHA financing may work.

Thereal question that an Underwriter is going to ask is "What led to the bankruptcies?" Typically, they are looking for one time events (severe illness, major job loss etc) that can be considered one time occurrences and that bankruptcy filing is not a pattern. That may be the tough part but the only way to find out is to ask. Best advise if you decide to move forward is find a mortgage lender who has FHA underwriters on staff and not a broker who has to pass the file on to another company to make a loan decision. Brokers are great but your circumstance probably requires a direct lender with a good deal of FHA experience. Ask around (real estate agents, etc) and you'll find a direct lender I'm sure. Best of luck!

It depends on what you mean by bad credit. FHA financing technically has no minimum credit score requirement but in January they announced an increased in the down payment requirements from 3.5% down to 10% down if credit score is below 580.

Additionally, since FHA does not lend directly, the actual lenders may have their own more restrictive guidelines (they're called "overlays") that restrict their loans to folks with credit scores above a certain number (typically 620) or charge a higher fee or rate below a certain score.

If you're lucky enough to get a refund then you should be lucky enough to go to Vegas.

tremont lending and check into cash

The estate is responsible for the debts of the decedent. If the family wants to keep the property the mortgage must be paid or the bank will take possession by foreclosure.

You cosigned the mortgage. If the are now taking the money out of your account to pay the mortgage, it means the other people are no longer paying their mortgage.

First: You should contact the other people and see if they actually are skipping payments. If they are skipping payments, then since you cosigned the mortgage the bank will take the money from your account to pay the mortgage.

Second: If they are paying the mortgage, you should contact the bank and find out what is wrong.

Third: No. Escrow will not fix this. Escrow serves a totally different purpose. It is a way to spread out the taxes over a year's time. 1/12 of the years taxes and insurance are put into an account.

The tax preparer is NOT the one that is applying for the aid.

Find a rent to buy or one where the owner will carry the paper or a co signer.

The lender must approve.

where can I get payday loan in portland

IF they want to be co-borrowers they can use both incomes to purchase.

You need to check your state laws. Some states have made payday lending illegal. At most, if your state allows payday loans, then you could be sued civilly for default. They cannot arrest you or make threats of such. Your state attorney generals office or financial regulator could help you find out the legality in your state. Be wary of payday loan consolidations. They can be shady. Check them out first with the BBB and see what they say about them. Often, payday lenders will still try to collect from you even if you do get consolidation help.

YES they are a MAJOR SCAM, they had property for rent, I thought I was renting it because all my paperwork states rental... but after my "lease" was finished due to them breaking the agreement by not fixing major things, they put it on my credit as a mortgage. I fought it in court and won and they still refuse to take it off my credit....

Your wages cannot be garnished for a payday loan in Maryland. Maryland has outlawed payday loans. They are unenforceable. The lenders will threaten you with garnishment, but they are powerless. They are simply trying to scare you into paying them. A legitimate collector would have to sue you in court for a judgement to get a garnishment. No collector can garnish your wages without a court order. You would know you had a court date because you would receive a summons to appear in court for your defense. Contact the Maryland Commissioner of Financial Regulation and they will initiate an investigation into the payday lender/collector that is hassling you.

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No, a mortgage is a debt, and can't be bankrupt. Only a debtor can be bankrupt, i. e., unable to meet obligations as they become due.

If you mean, can you file bankruptcy and either surrender the property (c. 7) or get caught up by a c. 13 plan, yes, of course.

Then the landlords mortgage will go into default and if he/she continues to not pay the mortgage the property will be foreclosed on, and yes, you will be left in on the street. there is nothing that says (unless it is in specifically in your rental agreement) what your land lord has to do with the money.

lender buy back

Ninja mortgages, which stands for "No Income, No Job, and No Assets" mortgages, were popular during the housing bubble but largely disappeared after the 2008 financial crisis due to stricter lending regulations. While some lenders may still offer low-documentation loans, they are not the same as the original ninja mortgages and typically require some level of verification. Today, most mortgage products require borrowers to provide proof of income and assets to mitigate risk for lenders.