Loans

The lender owns the mortgage and only the lender can modify it. You need to discuss it with the lender.

1.800.669.6093 fax 1.800.658.9364.

The same as any other loss. Damages and repair costs are assessed and if determined a total loss the vehicle value is paid out. Lien-holders take first place on the payout.

That's what a refinance is changing the terms. However, if you have equity, can get a 2d as alternative.

It is the Homeowners responsibility to provide property hazard insurance under the terms of your mortgage.

If the Mortgage company has to purchase it for you then it means your already in violation of your Home Finance Contract and subject to default.

things that banks consider before giving out loans

It takes 2-3 days, unless you have completed the requirements.

Just want to add on the above context, in my case I applied for an SSS to be processed by my employer and its gets approved after 2 days. waited for 2 weeks to receive the check since there is no way for me to get it directly from SSS office except the employer itself.

http://aprilandtell.com/how-to-apply-for-an-sss-salary-loan/

If by "do anything to you" you mean "make you pay them back", yes. The ownership of your money and the debts you have to pay off don't change simply because you're in a different country.

If you're upside down, they will look to you for the difference after.

HUD uses actuarial tables based on age and zip code to determine. The equation is quite complex but the older the borrower, the greater percent of their home's equity is available to them. Minimum age is 62, no max age. Current calculations indicate max LTV is in 75% range for 90+ year old.

FOR NATIONAL GUARDS AND SERVICE MEMBERS

You need a minimum of six years on duty if you are a National Guard or in the Reserves. All six years must be completed before you can apply for a VA Loan. Anyone who is discharged for a service-connected disability less than 6 years may still apply for a VA Loan but make sure you have a VA Loan Specialist working for you.

FOR ACTIVE DUTY

If after serving 181 days (90 days during the Gulf War) you are eligible for a VA loan unless you are discharged or separated from pervious periods of active duty service.

FOR RETIRED VETERANS

If you are a retired veteran you must be honorable discharged after 181 days (90 days during the Gulf War) of active duty. You can still apply for a VA Loan if you were discharged for a service connected disability for less than 90 days.

FOR SPOUSES

Surviving spouses who remarries on or after the age of 57 and on or after Dec 16, 2003.

Spouses may also be determined eligible if you are:

1. An unremarried spouse of a veteran who died while in service or died from a service connected disability.

2. Are a spouse of a service person missing in action or a prisoner of war

few things i would have to know first ... was the mortgage taken out on the house that you shared ??? did you legally marry him in the USA ??? is the property in the USA ???

if all answers are YES then YES they can ... the house is legally half his by common law ... i take it you never disputed the mortgage... there for you agreed to the loan ... you take on the debt ... if there was a will of intent that named you as a benefactor then you take on ALL of his debts ... you don't say for better or worst just meaning love ...

No. Even if you tell them to come on by, they never will. They love to try to scare you into believing that they are law enforcement or have some super powers bestowed upon them because they are payday lenders. Not so. They can't even threaten to come to your house. Check out the Fair Debt Collection Practices Act (FDCPA) for more info on your rights with creditors.

Yes. If the signer defaults on the loan, then you, as the cosigner, would be liable.

credit mortgage payable in the liability side of the balance sheet

No, they cannot arrest you or have you arrested. They are breaking the law by telling you that. Check out the Fair Debt Collection Practices Act (FDCPA). This Federal law governs collectors. If your state allows payday loans, then the worst that could happen is that they sue you civilly for failing to pay. Be sure that if they do, you let the court know how they have been harassing you illegally. Keep track. Your state Attorney General or financial regulator could give you more information for your state. In some states, payday lending is illegal. Now we know why.

Yes, but it might have to be a place that carries their own paper-which means more interest if no one else will do it. It also depends on circumstances. (Was it voluntary)

no because you have to be 18 and up to get a student loan and you only get a student loan when your in collage so when you get in collage ask about the student loan you also have to pay for the collage and they pay you as you go in and through out the year so i hope this help you

Because stop asking questions. The US government is watching you.

It depends on how often you get payed and how much you owe.

In a most typical mortgage scenario, there are three portions to each payment. These are calculated by the escrow company at the origination of the loan and are recalculated annually. But most home owners just think of the monthly check they have to write as their "mortgage payment".

The three portions are:

- an amount that goes towards repayment of principal (this portion is usually very small in the first few years of the mortgage)

- the interest on the loan (this portion is usually the largest)

- the impounds collected by the escrow company to pay, twice a year, your property taxes and home owner's insurance on your behalf.

The loan interest and the property taxes paid during a year are deductible. Therefore, in practical terms, the mortgage payments can be thought of as deductible. Just don't go multiplying your monthly mortgage payment by 12. Your loan servicer usually mails you a statement in January with two numbers: interest collected and property taxes paid in the past year. Those are the numbers you need for your tax return.

In the current economy, there are few options for those having poor credit profiles. However, there are some options that, if one is in particular need, may be undertaken as follows (in order of expense):

* Borrowing money from a friend (friends will usually lend small amounts to other friends)

* Having a friend co-sign a loan (if your friend has a better credit profile than you, they may be willing to take some of the risk of you taking a loan)

* Using an existing credit card (if you have credit cards and they have not been cancelled or the lines have not been maxed out, they function well as a source for short-term need)

* Auto Title Loan (if you own your vehicle and need a short-term loan, you may pledge your auto title against a loan)

* Payday Loan (if you have a job with provable income, you will be able to get a short-term payday loan)

However, for all of the above, you should always be determining what made your credit bad in the first place and take steps to clean up the "badness" so your are in a better position in the future.

If you have no other debts and you have a comfortable cushion in your savings I would definitely pay extra to your mortgage because overtime it can save you a lot of money.

Example: 300,000 mortgage at 4.5% and 30 year term, paying just $200 extra per month reduces the number of monthly payments by 76, or 6.33 years, and reduces the interest and total paid by $59,436.41.

That is a huge savings for only $200 extra per month.

Anything you want. There are no restrictions on how you use your funds.