Loans

Well, it depends how the title was written. if it says buyer "or" cobuyer you dont need the other persons signature for anything .... if its written with "and" between your two names, u will have to have both people present to complete any removals or transfers. That or you can have the cobuyer sell u the car. They will still need to be present though.

In most areas yes, it is called collateral.

Just like any loan, the issuer, or organization trying to sell the bond, agrees to pay back the money borrowed on a set date and agrees to pay intrest.

Installment buying

i am saraspathy a/p raman 781109-14-5030 i want to no my name any blacklist in any bank in malaysia.

You're really supposed to include ALL your debt in a bankruptcy, especially Chapter 13; you can get by with current month-to-month bills (utilities, etc.), but not mortgages. Most mortgages (including HELOCs) consider bankruptcy itself to be a default, so generally the answer is yes. You need to have your attorney bring the mortgage and HELOC into your plan.

The bandit absconded with a portion of the bank's money.

Paying a debt on time improves your credit score if you had previously not been paying on time (or not at all!)

I'm afraid this might not be enough information to answer the question. For instance, if this were a refinance mortgage, you might be able to rescind. You should call the title/escrow company right away if this is a mortgage.

To collect deposits from people and grant loans to other people and make an income out of it.

Just pay off the reverse mortgage just as any other loan. If there is negative equity you can leave the home to the lender who will take the loss. A reverse mortgage is a non recourse loan, meaning the lender does not have personal recourse against the borrowers if there is negative equity in the home.

Yes: Any money that you have coming from federal or state will be taken. A letter will arrive stating that a debt has been forwarded to the Franchise Tax Board that you owe on behalf of the IRS. Its really a sad situation!

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One takes a loan in order to get the value of something now while paying for that value over time. Buying an item on credit is the same - you get the value of what you purchase now and pay for that item over time.

Your name on the title implies that you own the condominium. Unless during the probate of her estate, there was a different disposition of the property, you own it.

Not only are you responsible for the mortgage, you're also responsible for the monthly assessments.

Not paying either of these debts will --sooner or later -- mean that the property will be foreclosed upon, sold and monies used to repay the mortgage and -- if the association has filed a lien -- the past-due assessments.

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I hope I'm understanding this right. If you're looking for the term that FHA uses for the minimum down payment (assuming that all other qualification criteria are met), that's called the "Statutory Minimum Required Contribution." At present, it's 3.5%. That 3.5% can't be closing costs and prepaid items, it has to be 3.5% of the contract sales price. It can be person funds or gift funds from a blood relative.

our country's total population is 1.21 billion (upto 2011) and total lending amount from world bank of our country is 9.30 billion (upto 2010)... so you can calculate the individual amount of every citizen...

No - When you're completing a rollover to a new plan, whether it be an IRA, 403B, 457, or 401K, it is considered to be a "Lump Sum Distribution" of the account. When you take a "Lump Sum Distribution" it automatically defaults the loan on your 401K. "Default" means that it is reported to the IRS as a taxable distribution - So you will be subject to tax and possible penalties on the portion of money not payed back as well as accrued interest.

Yes, it can be considered a temporary account because the account would be open only until you are repaying the loan. The day you finish off all your dues, the account would be closed.

Before getting a loan a lot of things are to be considered. Previously people was not so busy and they directly had go to bank and apply for loan. Nowadays, people are busy and they have short time or even no time to go bank and apply for loan.

Most banks will give potential borrowers a loan commitment, even if the title is not clear because the banks reserve the right to deny final approval and funding of the loan if the title is not cleared by the time of the closing.

A loan commitment does not mean much else than that the bank is willing to lend money to the borrowers based on their credit history and financial status -- not that the home is ready to be transferred and the bank will participate in it.