Loans

Sure you can. It would be hard to prove if you gave him actual cash, but if you wrote him a check you would just need to get a copy of it from your bank. Then you would have to contact the court house in the county and ask about filing a small claims case. Depending on the amount that you loaned him it may or may not be worth it. I did the same thing too an exgirlfriend of mine for 500 so it was worth it too me. Good luck.

Possibly. Contact an attorney for a definite answer.

The advantage is that the payment will be lower for a given piriod of time, however the payment will increase quite a bit after that time. you will be making payments of the interest and principal. make sure that you pay off the loan or at least that you can afford the payment after the pomotional period ends, usually 3 to 5 years.

It depends. If it's for a car you can go to any bad credit car place and they will give you credit. If it's for a house you can call a bad credit mortgage broker and they will give you a mortgage if you have a downpayment. If it's a small personal loan you need, go to a payday loan or cash advance store. You need a job and a checking account. Or you can try to get a loan from a bank or credit union if you have collateral like a car or house or something of value. Or you can go get an Auto title loan. You need a clean and clear car title and you get money the same day. These are the only ways I know of.

Yes.

If you have poor credit it may be quite difficult to get loans..You can look at other options like Payday loans also referred to as cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. Such loan providers do not do a credit check and are very easily attainable. You can avail payday loans on the same day itself .

The co-signer was notified when the original loan documents were signed. Co-signing a loan makes both parties 100% liable for any unpaid balance. Both parties know the money is due and are expected to understand the terms of the loan before they sign. Lenders don't care about the specifics of where the payment comes from (as in; "He always made the payments before the repossession") They have no obligation to further notify them upon default.

I use to work in mortgages. No it will not unless you are going as a stated income. Then it will be an issue because you have provide tax statements for the last two years. The only requirement is the W-2 forms you receive from your employer. If you do not have those it will be difficult to get a home loan. Hope that helps.

If you signed on the loan they will come after you. Also it could destroy your credit if there are mortgage lates or a forclosure. Times have changed. You will begin with the new banko laws the Republicans signed into law even credit card companies putting liens on property. It now has become a large target. A creditor must follow due process before placing a lien against any property. Due process meaning filing and winning a lawsuit, being granted a writ of judgment and executing the judgment against non-exempt property belonging to the debtor. It is not possible in all states to place liens against a primary residence, the factors that detemine such action are the way the home is titled according to state law, and the state's homestead exemption status. For example, when a married couple owns property as TBE and only one spouse has accrued the debt, the property is not subject to attachment by creditors. Other states such as Florida have unlimited homestead exemptions as well as TBE protection for married couples, making a lien against a primary residence impossible, except of course for a Mechanic's Lien, federal or state taxes, or child support.

First, pay your collections. Unless your rate on your HELOC is lower than your auto loan, do nothing. But, always try not to take unsecure debt(car loans) and secure them on your proerty through a HELOC or mortgage. *** I suggest you pay down all debt that is late, past due or delinquent. A car loan, by definition, is secured debt. Any debt that you can roll into a heloc MAY be a good idea IF you have control your finances and you do not take on any additional debt. Typically the interest on a car loan is not tax deductible. If you pay off your car loan with your heloc you effectively roll your car loan into your heloc. In many cases this allows you to deduct the interest from your GTI (Gross Taxable Income). See a tax professional for details on your specific situation. Remember, whatever you save in interest on loans or extensions of credit, you effectively put back in your pocket. Let Uncle Sam pay as much of your interest as he will permit.

To qualify for a chattel loan, you typically need a stable income, good credit score, and a reasonable debt-to-income ratio. The lender may also assess the value of the asset you plan to finance. Meeting these criteria increases your chances of getting approved for a chattel loan.

If you meet these criteria then you can contact x2mortgage for more information.

The debt is paid to the estate through probate court procedures.

A personal loan is determined by personal debt to credit ratio. Which is only a one factor used to establish eligibility. There is not an average amount. Personal loans are requested for individual needs and can vary.

Only the person whose name is on the account is responsible to pay credit card debt, with the exception of married couples living in community property states. In regards to the mobile home, the names on the mortgage are not what constitutes ownership, it is how the property is titled. In order to have real property pass to the joint owner upon the death of the other one, property is usually titled as Joint Tenants With Rights of Survivorship (JTWRS). It is very important that a property title is worded correctly in accordance with the laws of the state, to avoid any legal difficulties.

California is a community property state. If you are on a mortgage or loan agreement, you would have had to have signed the papers in the presence of the lender or an agent for it to be legal. You could contact the mortgage lender assuming you have that information, or get a copy of your credit report.

It's a home loan where instead of paying principal plus interest each month, you pay only the interest. Example: You borrow $100,000 for five years. At the end of the five years, after making payments each month you will still owe $100,000 (because you've only paid the interest on the loan.) People get interest only loans so they can afford a bigger house -- the payments may be $500 per month(or even less) instead of $750. But it's really not the best idea because if you keep getting interest only loans, you never own the house. An interest-only loan may be a good idea in some situations, for example if one partner is in college and you expect to have higher income when they graduate. If possible, it's better to get a conventional loan on a less expensive house, or to save at least a modest down payment(for a first home.)

Probably, some companies only require that you have care custody and control of the vehicle in order to be the named insured. Other companies require that you be the registered owner. The problem that arises is that the finance company usually wants to have the evidence of insurance be in the name of the person responsible for the loan. If you are the named insured but not the name on the loan then the loan company may require that the person on the loan also be on the insurance policy as a named insured. The best way to do this is to have the person that owns the car get the insurance and list you the driver as the principle operator.

It depends on the loan and your current credit. Remember that by co-signing a loan, you're taking liability for the contract. The bank looks at each one of these as a credit risk, and therefore will limit your purchasing power based on the amount of collateral you have in contrast to the amount of the loan, and your risk potential (or credit score). For instance, if you co-sign on a sibling's $30K loan, but only have a yearly income of $40K and have no house, you're likely to NOT be able to qualify for a decent mortgage rate. To them, it's YOUR liability!

If your father left a Will, and he had an Estate (house, condo, property, etc.) then the Will goes to Probate and Probate makes sure all taxes on property, also personal outstanding taxes are paid off. It also pays off all creditors. For example: If your father left a Will and he owned a home, or had money in a couple of accounts the Probate would take that money and pay off all creditors (including the bank for the car) and any other debts. Only after this, do you get what is left in the Estate. I do believe the bank had no right to repossess the car after your father's death, but complied with Probate. I would seek legal help on this one.

As soon as you have enough equity in the home to do so. As soon as you have enough equity

Yes, if your credit score is pretty decent (550 or so). In fact, it's probably better to refinance than to enter into a forebearance agreement because you will be in default if you miss even one payment and the mortgage company may secure a default judgment against you WITHOUT YOUR KNOWLEDGE!

No. I went through this very same situation. I kept my maiden name and after marrying we wanted to buy a house. In every application they required both names on all the papers. Most cases when I asked why they would say it was to protect the rights of both spouses. I think its more to protect there investment. Which I learned later was actually a good thing. In major investments its always wise to have both parties on all forms The only reason I can imagine one not wanting both names is if one name will hurt there chances of approval. Best advice I can tell you is contact your lawyer and ask them the what the law requires in your state. YES! We just got a home loan in my husbands name only. His credit score was better than mine and our lender said it would be better to only have him on the loan. Eventually we are going to have my name added to the title to the house and that will require an attorney. Good luck to you!

Possible, but you would need: Equity in the house above the existing leins and good enough credit to qualify for another loan. Which if you aren't making your existing one, can be a hurdle, especially at any thing like market interest rates. The new second mortgage (Equity lender) will liklely insist the funds be used to make the first loan, and other debts, current. Probably as part of a repayment plan.

No,, When you buy a car its not like walmart.. a whole lot more process involved here.. The only way you could give the car back or get anything back money wise is if the car was a lemon.. You are protected by the lemon laws.

The lender is only attempting to protect his interest. If you have not established credit to the point that the lender can feel that the loan is secure he will probably not be willing to transfer the loan.