Repossession

Very simple, CALL THE LENDER with money in hand ready to make the trade. Good Luck

D0 you mean for personal property in a vehicle at time of repossession?? If so, NO. CA & FL require it, but that's all that I know of. Most people know what is in their car/truck, who repoed it(the lender) and how to contact the lender for redemption,ect.

http://www.azleg.state.AZ.us/FormatDocument.asp?inDoc=/ars/47/09611.htm&Title=47&DocType=ARS

SECURITY INTERESTS: Shown on title, title mailed to debtor, lien-holder record mailed to lien-holder. LICENSE REGISTRATION: The Arizona Department of Transportation, Motor Vehicle Division, 1801 W. Jefferson, Phoenix, Arizona 85007. Tel: (602) 255-7011. RECOVERY REQUIREMENT: As per UCC, repossession allowed without committing a breach of the peace. DOCUMENTS REQUIRED FOR LIQUIDATION: Arizona Lien-holder record or out-of-state title, AZ MVD "Affidavit of Repossession/Bill of Sale" form and vehicle inspection if vehicle not previously registered in Arizona. PLATES: As of 01/01/02 - plates now belong to the registered owner of the vehicle. They remain with the debtor.PHOENIXOFFICE OF THE ATTORNEY GENERALConsumer Information and Complaints 1275 W. Washington Phoenix, Arizona 85007-2926 Telephone: (602) 542-5763outside of the Phoenix Metro Area (800) 352-8431

Take the money?? Likely. Remove the negative?? That will depend on your negotiating skills. Be sure to get it in writing before you pay. Good Luck.

Your question is NOT clear. What do you mean "can it be given"?? No one "GIVES" cars that I know of. AFTER it is repoed, the lender can dispose of it in a commercially reasonable manner. Lenders are required by law to send letters to "the last KNOWN address". All they need is the certified receipt that it was sent and returned to meet the requirements.

As in any business, you need a product[ability to repo a vehicle legally and safely], tools to make the the product available[if it is a service KNOWLEDGE, truck, equipment, storage], and someone willing to PAY for the product[clients, banks,finance cos,BHPH lots]. IF you wish to be an agent, you need a desire/ability to be trained, a person to train you, and the tolls to work with. Email me if you need more info. Good Luck and STAY SAFE

One will have to prove to the CB that one wasnt responsible. It will likely involve paying an attorney. Good Luck.

The lender will tell you the balance due to payoff the loan. YES, it wil most likely include interest. Read your contract.

looks like 6 years. AFTER they get a judgement, they can garnishee your wages, ect. NO JAIL.

Hindsight is 20/20, rite. You should have gotten disability ins. on the loan. Anyway, the contract you signed agreeing to pay XXXX dollars for XXX months DIDNT say you wouldn't pay if you became disabled. Hope you get better soon.

If guess you mean "refinance" when you say "reprocess", the answer is repossession. Loans in DEFAULT are subject to repossession of the collateral and payment of the balance owed by voluntary or legal means.

Check with your accountant. SSN is the same. TaxID is mainly for corporations, not individuals.

Laws says IF it brings more than you owe, you get the surplus. IF it brings less than you owe, you PAY the defiency.

Not if you tell him no nicely.

I am human, maybe even biased. For that I'm sorry. Please consider that the debtor has stacked the odds against themselves before they post here. If you could read a lot of my posts, you would notice that I am biased against repo agents who tell the debtor lies about what they can/will do. There are no magic answers for most of these posts, only what the law allows. If you wish to discuss it further, my email is posted. Thanks for your observation.

Yes, you are required to make the payments, before and after the car is repossessed, after the vehicle is auctioned you will receive a letter from the bank stating what your car was auctioned for and the remaining balance you are required to pay. just to end the ultimate myth if you surrender you car it will make no difference on your credit DO NOT LET THEM LIE TO YOU! a repo is a repo voluntary or invol. it will just show up as a repo, and you get no where close to the value of the car remember it's going to a dealer auction and they normally get rock bottom price. example: if you have a 2002 mustang that you paid 20,000 for you will probabley owe 17,800 that vehicle will bring 5,000 - 6,000 tops! probabley less and you are required to pay the remainder of the balance. also you will not get a car loan for about a year after the rpoessession if you are lucky... I cover more about this and the other lies that the banks tell you at my website www.stoptheREPOman.com

legally, you only have to be behind one day. Usually a lender will try to work wityh you for 30-60 days to let you catch up. They dont want the car, they want the money.

HEY GUYS TRY WWW.STOPTHEREPOMAN.COM TO KEEP FROM LETTING YOUR CAR BE REPOSSESSED

Contact the lender and let them knoiw that if ANY case the debtor defaults to notify you so you can payoff the loan. Add that you will payoff after repo with NO repo reported on YOUR credit.

what else are you in 'default" of in the contract?? Did the car get impounded?? Is it in possession of a 3rd party? Is it being used in criminal activity? I dont know..

There aare statements on the back of your contract called "acceleration clauses". Insurance is probably one of those items.

kayton www.learntorepo.com

IF the lender wont get it fixed asap. call a local attorney.

Yes it will need to be paid, the good news is the bank will more than likely take a settlement, and only offer to pay them the settlement if the take the repo and chargeoff off your credit, the will play ball!:) for more info on repossessions, you can goto my website at www.stoptheREPOman.com

NO. Call a local attorney now. be prepared to show some type of proof that the car was ion the garage.

I doubt it. The person has the title and payment has been given you. The mistake came when you sent title and accepted payment that didn't include shipping. If you did it through PayPal you may have some recourse.

NO.

no to what? no to the registration or no to the registration and ticket? they can't register the car if there is a ticket on it. so who would oay for it? the people who buy it at an auction or the finance company or the person who owned the car. someone has to pay for it. in California when a car is repoed or sold the title is transfered to the person who bought it (i.e. the finance company, cause they repoed it) and in turn, they are responsible for all fees associated with the car, so who pays for it? don't fell like the question was answered properly or accurately enought with just a no.

IF you knew the original lease date, you might be able to backtrack thru the UCC listings in TX. OR you may be able to track the VIN in the same place.

You have the right to your personal property in any state! repossession agency's are supposed to mail you a letter of inventory but they never do.... what you can be sure they will do is over charge you to get you stuff back 25-75 dollars, they will almost always call it a inventory fee but that's bull! try my website we cover this topic and many more, you can also speak with an consultant because if we had more info like a banks name and so on you would not pay a dime for your personal property , and also they would be out of business www.stoptheREPOman.com GOOD LUCK AND GOD BLESS

Sorri,only 2(TWO) states that I know of require the repo company to mail you a notice by law. CA & FL. They also require the repo companys to charge you a fee for an inventory. I looked at the alledged repoman site, NO info available. Maybe I am too dumb to find it OR I am too smart to pay money for things I can find for free on states websites. ????