Repossession

If you default on your loan, the cosigner is stuck with paying it off. If your credit had been any good in the first place, you would not have needed a cosigner.

Whether or not a car can be repossessed after a judgment depends on the judgment.

Yes, but only by an order of the courts brought by a motion from the plaintiffs for such wage garnishments to occur. The bank or collections agency can not garnish wages without the courts, and if they threaten to take such actions without intentions or ability they may be in violation of State and/or Federal collections laws.

If its just the loan, then the line of credit will end after 7 years of the final payment. Same with bad payment info. But Credit score will not change unless newer lines of credit have been opened and made good/worse.

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It depends on two things - how late were you and what state do you live in? Almost all the states allow you to be reasonably late on your payments - less than 2 weeks - without the policy cancelling. If you had already gone through the grace period and your policy actually lapsed (went out of force), then you would be responsible for the damages caused by your accident.

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most cases no.. the company will write it off to the IRS as cancel credit/debt..

Then you will become responsible for taxes on the balance owed. Which the IRS will send you a 1099-C If you ever receive one paid it in full, interest and plenty fee will apply after a due date..

They won't repossess it for your license being suspended, but they can repossess it when you fail to make payments, regardless of what the current status of your license is.

The executor should pay the bill. If there isn't enough to pay it, the state may not get their money.

Yes they can an will

Depends on who your asking. The first-party, or original creditor, is not require to provide you with any validity notice and is generally not required to have to "prove" the debt to you, that in the end is what the civil legal system is for. However, if a debt collector attempts to collect a debt they are required by law to provide you with a notice on their first letter giving you the right to dispute the debt and to request it to be verified. However, if you do not request this within that first 30-days they can keep trying to collect and do not have to accept your request afterwords. Now if you properly requested then to verify the debt, they are required to stop all collections actions, verify the debt, and provide you with a notice telling you the original credits name, date of origination, and amount. Generally debtors try to use the verification process to provide a list of proof like a copy of a signed agreement, which the collections agency is not required to obtain or send back.

Not if their doing something productive with it. The court will rule in their favor if they transport children, go to work, or something along those lines.

5 to 6 months

private property impound - possibly due to parked in a private lot

Unfortunately, no. When someone is cosigning something, they must be present. The reason being that they have to be there in person to sign the papers personally.

The best way would be to hire a debt collections or law firm to collect the judgment. They can typically be hired on a commission rate and cover all the costs in getting the debt paid. Another way would be to use one of those online people searching tools, however that would not give you access to things like credit report data.

Not if you only own the surface and you don't own the minerals or mineral rights. You would be entitled to damages to the land though.

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When you first meet with your attorney, and fill out the initial paperwork, normally all credit collection is to stop including car repossession ( if you have included your car's creditor on your list). You may also be allowed to keep your car anyway, depending on its value. Even then, if it exceeds the allowable dollar amount usually the court will allow you to do a negotiated payment of the amount of excess.

Advice - When your final hearing come up , MAKE SURE that you have all the proper documents requested by the court WITH YOU! Often, at the last minute your law firm will substitute attorneys and he or she might be clueless and/or, unprepared. This happened to me and being completely prepared saved my butt!!!

Sure can.

The transaction itself consists of a down payment plus monthly rental payments which are often due on a weekly basis. Rental contracts can range from 12 to 24 months and sometimes longer depending on the vehicle in question. At the end of the rental contract, when all car payments have been made as agreed, the renter becomes the new owner of the vehicle.

Not sure about fines, there may be some which an operator must pay for driving a vehicle without current registration. Biggest concern I'd have is that the RV would be impounded on the spot with all personal possessions on board. Getting even clothing back might take a lawyer, and the driver/passengers would have to find other transportation immediately.

Might be cheaper in the long run to just rent one that is legal.

Well yes, But if you lock your garage then the repo officer will have to come to your door in order to get the car.

No, They would have to be behind on the car payment

The above is not always the case. It can depend on what the car was impounded for. If it was impounded for something like drugs where asset forfeiture comes into play then yes the finance company can take the car regardless of payment status. The reason for this is because there are times when the authorities will tell the finance company that if the vehicle is returned to the registered owner the finance company will lose their rights to it as well. The finance company does not have to hand their collateral back to you if it means loss of collateral, it is their car after all.