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Personal Finance

Financial planning for individuals and families including budgeting, credit management and investing

500 Questions

Participants of the primary market?

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Asked by Wiki User

Participants in the primary market involve the issuers, for example, companies or governments, who are selling securities to raise funds. As well as you have the investors who are purchasing these securities directly from the issuers. These investors could be individuals, institutional investors like mutual funds or pension funds, or other things looking to invest money.

Which personal loan is best in india?

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Asked by Investkraft

Determining the "best" personal loan in India depends on individual financial needs and eligibility. Several factors influence the choice, including interest rates, loan amounts, repayment terms, and eligibility criteria. To find the best personal loan:

Compare Interest Rates: Look for lenders offering competitive interest rates based on your creditworthiness. Lower interest rates mean lower overall borrowing costs.

Check Loan Amounts: Choose a lender that offers loan amounts that meet your financial requirements. Some lenders may have higher or lower maximum loan limits.

Repayment Terms: Consider the repayment tenure. Longer tenures can result in smaller monthly installments but potentially higher total interest paid. Shorter tenures may have higher EMIs but lower overall interest costs.

Fees and Charges: Review the lender's fees, including processing fees, prepayment charges, and late payment penalties. Opt for lenders with transparent fee structures.

Eligibility Criteria: Ensure you meet the lender's eligibility criteria, including age, income, and credit score requirements. Meeting these criteria improves the likelihood of loan approval.

Customer Service: Assess the lender's customer service and responsiveness to inquiries or concerns.

Online Access: Consider lenders offering convenient online application and account management options.

Reputation and Reviews: Research customer reviews and the lender's reputation to gauge customer satisfaction and reliability.

Loan Purpose: Some lenders specialize in specific types of personal loans, such as medical loans or travel loans. Choose a loan that suits your specific needs.

Prepayment Options: Check if the lender allows for early loan repayment without imposing hefty penalties.

Popular banks and financial institutions like State Bank of India (SBI), HDFC Bank, ICICI Bank, and Axis Bank offer personal loans in India. However, smaller banks and online lenders may also provide competitive loan options. To find the best personal loan, compare offers from multiple lenders, considering your financial situation and goals.

What do people spend their money on most?

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Asked by Wiki User

They spend on basics things they need most like food and detergent

Is a home equity loan considered an unsecured loan?

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Asked by Wiki User

No, a home equity loan is actually considered a secured loan. This is because it is backed by the equity in your home, which serves as collateral for the loan.

This means that if you were unable to repay the loan, the lender could potentially foreclose on your home to recoup their losses.

In contrast, an unsecured loan does not require any collateral and is based solely on the borrower's creditworthiness.

It's always important to fully understand the terms and conditions of any loan you are considering, so be sure to do your research and consult with a financial advisor if needed.

How do you become a millionaire in two days?

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Asked by Wiki User

Becoming a millionaire in just two days is an exceedingly rare feat and typically requires a significant stroke of luck, a highly lucrative opportunity, or an exceptional skill set combined with favorable circumstances. Here are a few hypothetical scenarios in which someone might achieve millionaire status in such a short timeframe:

Winning a Lottery or Jackpot: Winning a sizable lottery jackpot or a high-stakes gambling game could instantly propel someone to millionaire status in a matter of days.

Successful Investment: Making an incredibly shrewd and well-timed investment in stocks, cryptocurrencies, or other assets that experience an astronomical surge in value within a short period could result in substantial wealth accumulation.

Inheritance or Windfall: Inheriting a large sum of money or receiving an unexpected windfall, such as a generous gift or settlement, could quickly elevate someone's net worth to seven figures.

Entrepreneurial Success: Launching a highly successful business venture or startup that experiences rapid growth and attracts significant investor interest or acquisition offers could lead to millionaire status within days.

High-Stakes Trading: Engaging in high-risk, high-reward trading strategies in financial markets or commodities, where substantial profits can be made in a short period, could potentially result in millionaire status.

Exceptional Talent or Skill: Leveraging exceptional talent or skill in a lucrative field such as entertainment, sports, technology, or finance to secure a high-paying contract, endorsement deal, or job offer with substantial compensation.

Selling Valuable Assets: Selling valuable assets such as real estate, artwork, collectibles, or intellectual property at a significant profit within a short timeframe.

Which is the best place to take a home loan?

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Asked by AlisaGhormleygp7266

It's a good idea to compare offers from multiple lenders, including banks, credit unions, and online lenders, to find the best home loan rates and terms that suit your financial situation. Consider factors like interest rates, loan terms, fees, and customer service before selecting a lender.

What is scroogs 1st name?

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Asked by Wiki User

In Charles Dickens' novel "A Christmas Carol," Scrooge's first name is Ebenezer.

Why is jack miserable?

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Asked by Wiki User

Jack may be feeling miserable due to a variety of factors, such as stress, unhappiness at work or in his personal life, lack of fulfillment, or mental health issues. It's important to talk to Jack to better understand what might be causing his feelings of misery and offer support or assistance if needed.

Why was money made?

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Asked by Wiki User

Money was created to serve as a medium of exchange in place of bartering, making transactions more efficient and enabling economic activities to grow. It also serves as a store of value and a unit of account, allowing for easier comparison of the value of goods and services.

Where is money made?

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Asked by Wiki User

Money is made at government facilities called mints where coins are produced and Bureau of Engraving and Printing facilities where paper money is printed. In the United States, mints and the Bureau of Engraving and Printing are overseen by the Department of the Treasury.

Who made money?

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Asked by Wiki User

Many people make money through various means such as jobs, investments, businesses, and other entrepreneurial ventures. It's important for individuals to find a source of income that aligns with their skills, interests, and goals.

What is money made out of?

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Asked by Wiki User

Paper money is typically made from a blend of cotton and linen fibers, while coins are usually made from metals like copper, nickel, zinc, or a combination of these metals. The materials used are chosen for their durability, security features, and ability to withstand wear and tear from everyday use.

How do you order stuff on wweshop?

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Asked by Wiki User

To order from WWE Shop, visit their website and browse products. Once you find what you want, select the item, choose the size or color if applicable, and click "Add to Cart." Then, proceed to checkout, enter your shipping and payment information, and complete your purchase.

How much money does it cost to open a book store?

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Asked by Wiki User

The cost to open a bookstore can vary greatly depending on factors such as location, size, inventory, and start-up expenses. However, it can range from tens of thousands to hundreds of thousands of dollars. This would include costs for things like rent, inventory, renovations, licenses, and marketing.

What book did Amanda loan Jeffrey in manic magee?

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Asked by Wiki User

In the book "Maniac Magee" by Jerry Spinelli, Amanda loaned Jeffrey a book about "Beowulf."

Which Canadian province or territory has the highest per capita income?

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Asked by Wiki User

The Northwest Territories has the highest per capita income in Canada. This is due to factors such as the lucrative mining industry, high-cost of living, and availability of well-paying jobs in sectors like oil, gas, and government.

What Year 500 bills were last printed?

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Asked by Wiki User

1945 - withdrawn from circulation 1969. The same applies to the $1,000, $5,000, and $10,000. The highest US bill, the $100,000, was only printed in 1938 and withdrawn from circulation in 1940.

What country has the highest gay population per capita?

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Asked by Wiki User

There is no definitive answer as sexual orientation data is not always accurately collected or reported. However, countries like the Netherlands, Denmark, and Sweden are often cited for having progressive attitudes towards LGBTQ+ individuals.

In 1910 what US city had the highest per capita income?

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Asked by Eugeneheck

In 1910, the US city with the highest per capita income was New York City.

What country has highest per capita murders?

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Asked by Wiki User

El Salvador has one of the highest per capita murder rates in the world.

What is the value of a 1962 Philippine twenty five centavos?

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Asked by Wiki User

The value of a 1962 Philippine twenty-five centavos coin can vary depending on its condition, rarity, and demand among collectors. In general, these coins may be worth anywhere from a few cents to a couple of dollars. It's best to consult with a coin dealer or collector for an accurate valuation.

How much would a newspaper cost in yen?

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Asked by FreakOnTheWeb

The cost of a newspaper in yen would vary depending on the publication and location. On average, a daily newspaper in Japan typically costs around 100-200 yen.