Disability Insurance

Once you reach retirement age, your Social Security Disability benefits convert to regular retirement benefits, payable at the same rate. You cannot collect an additional amount due to disability.

It is possible that you could qualify for the SSI supplemental security income, which is based on disability and income, in addition to your month Social Security benefit, but this is a different program and is not administered by the SSA.

The amount of SSI paid is adjusted monthly based on what the person was able to earn in that month.

If your treatments have side affects that limit your ability to perform your normal work duties you may be covered. Check your policy for exclusions.

Keep your policy - because your normal labor and delivery will be a covered benefit. You will have coverage for complications as well.

man im waaay younger than u and its 1000000 i thing im pretty sure but dont get all mad if its wrong k?

Angina is not an impairment that's presumed to be disabling. Therefore, you would need to show that it's not treatable and that its effects make it impossible for you to perform any work that you would qualify for based on your age, education and experience.

If the non-work injury was in a car accident, auto insurance pays STD.

Otherwise, if you didn't provide for your income security, you have none.

In general, the answer is "Yes".

If your employer at the time of the injury was required to and did maintain workers compensation coverage, that insurance should provide benefits of two main types. First, it should manage and pay for your reasonable medical expenses. Second, you are entitled to a percentage of your average weekly wage as calculated upon past earnings.

The law of the state in which the employer is primarily located governs workers compensation specifics. Variables include the size of employers that are required to furnish it (the law may not apply to employers having fewer than a specified number of employees). The injury much have occurred within the "course and scope" of employment, and the case law of the state involved generally defines what that means.

It is generally incumbent upon you to ensure that the employer has actual notice of the work-related injury within a stated period of time. If you do not, and if the employer does not otherwise have notice, you may prejudice your rights.

No

Yes, usually SSA will keep a portion of your disability benefits until the overpayment is paid in full. If you're in an overpayment, you might try applying for a waiver.

I recently talked to my DAV Rep and he did tell me that if for any reason your disability gets worse to the point that you can not work, or you have surgery to let him know and you can apply to be put on Temporary 100% disability.

No. Social Security does not have a marrige penalty. A married coupled lifetime's earnings are calculated independently to determine to benefit amounts. Therefore each person recieves a monthly benefit amount based on his or herown earnings.

If Long Term Disabilty is denying you because on the date of the claim you were in the pre-x period then it would be forever. When the pre-x time is over - then it would cover a NEW claim. Not a pending one. Check YOUR actual policy for exact details. For more information www.SteveShorr.com/disability.htm

try the medicaid-medicare office in your area. another place might be the unemployment office which in usually in the also in the state employment office.

If you are in the state of Texas, most disability, both short term and long term disability will cover 60% of your income tax free.

I doubt it - HIPAA privacy and all.

No. Your short term disability insurance company will determine if it is a covered event. All your employer needs to know is that it is a qualifying event. A good HR department would never ask and would not want to know why. There exposure to privacy law violations would be way to high.

It's difficult to know the percentage of employers offering short term disability. There is no state mandated program as in other states.

Short Term Disability is available to most employers as a voluntary employee benefit. Because you and your co-workers will pay the premium via payroll deduction, it's easy to get your employer to agree to offer the benefit. Your employer only needs to forward your premium to the carrier once a month.

The IRS doesn't pay disability benefits; they collect taxes. You may or may not be able to collect disability benefits from a private insurance policy and the Social Security Administration at the same time, but if you can, it's likely the income from one would be reduced to offset some or all of the income from the other.

Check your insurance policy or consult with an insurance agent for more information.

Generally Workers Comp or DI coverage pays until the injury no longer prevents you from returning to work.

VA disability compensation is not taxable income that you would report on your 1040 income tax return.

IF you do not have any other gross worldwide income to be reported on your 1040 income tax return.

None of the social security benefits will be taxable income to you and you would NOT be required to file a federal 1040 income tax return

"he' would call local lenders until he found one willing to make a loan based on his CR and expenses and income.

The same year that Social Security was created, the United States instituted an unemployment insurance program.

No

There are two ways that a person can receive Disability benefits: from Social Security and/or from an employer or individual Disability policy.

If your employer does not provide Disability insurance coverage and you do not have your own individual Disability coverage, you will not be able to receive disability benefits, unless you live in a state that has a state-sponsored plan.

In order to receive benefits from a Disability policy, you must actually own one or have coverage through your employer. Additionally you must satisfy the requirements of the contract in order to receive benefits.

Social Security benefits only pay benefits on disabilities that are expected to last longer than 1 year or end in death, so you would not qualify for Social Security benefits.

Yes, the paycheck would still be subject to up a 25 percent garnishment. The garnishment wouldn't be given on the full salary.

It depends on why you are taking leave, and if you have short term disability coverage in force. Illinois does not have state mandated disability coverage so you would need to have a policy already in place. Short term disability will cover your disability, but will not pay benefits if you are taking leave to care for a family member.