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Disability Insurance

A form of insurance that insures the beneficiary's income against a potential disability that will make an employee incapable working

905 Questions

Can you collect disability insurance while recovering from surgery if you have been working for 35 years but are currently unemployed?

That would depend if you live in a state that provides disability insurance.

The type of disability insurance would also depend on the seriousness of the surgery, i.e. is it short-term, work injury related (workers comp); longer term, permanent (SSDI); private insurance (depends on the insurance policy). The Related Link below is an excellent source for information on the above.

Can you receive Social Security Disability with Diabetic Dirrhea?

Diabetes is not a disease that's presumed to be disabling. You would have to show that the symptoms cannot be controlled by recognized drugs/procedures and that they make it impossible for you to perofrm any job for which you would be qualified based on your age, education, and work history.

Can you receive disability for alcholism?

Private Insurance

Yes, a person covered by a company or individual Disability policy can qualify for disability benefits if disabled due to alcoholism.

Most group policies and some individual policies will restrict these benefits to a maximum benefit period of 2 years, unless the claimant is in a hospital or institution at the end of the 24-month period.

In most circumstances, one of the requirements in qualifying for Disability benefits is that you must be under the care of a physician. Therefore, you must be diagnosed with alcoholism by members of the medical profession, in order for it to be legitimate.

Social Security Disability (SSDI)

Drug addiction or alcoholism, alone, are not a qualifying conditions for disability according to SSA guidelines.

Can you attend a sporting event while on short term disability?

If your disability does not impair you from attending such event, there is no reason why you should not attend. Attending any sporting event does not affect your rights to receive short-term disability benefits.

If your health condition has improved, your attending physician will be able to decide if you are able to work or still considered disabled.

What waives the elimination period in a disability policy?

Death. There is sometimes a retroactive benefit that after you have satisfied the elimination period it starts paying back to day 1. 4lifeguild

Can you collect a disability check and hide it from new employer?

It's difficult to tell what you're really asking in this question.

Scenario 1

If you're currently receiving disability benefits and working without violating a private insurance policy's rules or government regulations, then you're not required to reveal your disability status and there is no real way for the employer to access your medical records.

If you apply for health insurance benefits through this employer, you would probably have to reveal pre-existing conditions to the insurance carrier. This information should not have to include your disability status.

Scenario 2

If you want to file a disability claim against a private insurance policy purchased through your new employer, there's no way you can hide it because the insurance company will need to verify certain qualifying information with the Human Resources department. You will also be bound by the contract you signed with the insurance company, which may include a provision against working and drawing disability at the same time.

Scenario 3

If you receive a monthly Social Security Disability (SSDI) or Supplemental Security Income (SSI) check, and you engage in Substantial Gainful Activity (SGA) by earning more than $1,000 per month ($1,640, if blind), and you are terminated from disability, your employer may find out if the government garnishes your paycheck for overpayment of benefits.

Can a person stay on Social Security Disability for life?

Entitlement to Social Security Disability benefits requires a showing that the applicant has paid into the system for a sufficient period of time (provided by statute), plus a determination that he/she is essentially wholly unable to work. Assuming that the showing is made, and that the entitlement continues to be proven during periodic reviews that the Social Security Administration may make, benefits will generally be paid until the normal retirement age. At at point, Social Security is triggered (as distinct from SSDI), which may be a different monthly payment than had been received as SSDI.

Additionally, if the recipient qualifies for SSDI and has minor children, the child(ren) may be entitled to benefits until the age of 18, or 19 if he/she remains a full-time student.

Will you receive disability benefits if you have a disability plan?

The disability has to be 'approved' by a panel of people, one or several of which could be medical doctors. Just because you or your employer have a 'plan' that includes disability payments doesn't mean that payments are automatically given for an injury. There is most likely a time limit imposed for such payments.

Can you receive cash benefits from your retirement if you are not retirement age and have less than 15 years with company you are receiving social security disability payments?

You should get this information from the trustee of the retirement plan.

But for income tax purpose you should be able to BUT the taxable amount of the distributions will be subject to income taxes at your marginal tax rate.

It is also possible that from 50% to 85% of your SSB can also become taxable income at your marginal tax rate on your 1040 federal income tax return.

When you are under the age of 59 1/2 the taxable amount of the distribution will also be subject to the 10% early distribution penalty plus income tax at your marginal tax rate.

May a permanent resident alien receive disability benefits?

In my opinion a permanent resident alien should be able to receive disability benefits if only he is qualified for that according to the same low what is for US citizen. Opposite to this statment is in contradiction to humanitarian law. Janusz Gajewski

Can a person who is 25 percent disabled but is working collect Social Security disability benefits?

No. The Social Security Administration only pays disability benefits if they determine you have a qualifying condition, are completely disabled, and are expected to remain disabled for at least one year. If you are capable of working or engaging in "substantial gainful activity" (SGA) regardless of whether you receive income for your efforts, you will not be approved for SSDI benefits.

In addition, you -- or, under certain circumstances, a parent or spouse -- have to have made sufficient quarterly contributions to the Social Security fund before you become eligible to Social Security benefits.

Some government programs, such as those for disabled military veterans, may pay a monthly stipend if you are partially disabled or have a non-disabling condition that has been linked to your military service (for example, Vietnam Veterans who have diabetes and were potentially exposed to Agent Orange automatically qualify for partial disability).

Can you collect disability after a 5 year incarceration?

You weren't physcically or mentally unable to work. I doubt it. Or, do you mean the prison term left you unable to work?

Can you get short disability if your employer doesnt offer it in ny?

Yes, you can get your own policy in New York, for individual short-term disability. The cost, for example: Male age 45, non smoker, Accountant: about $18.50 per $1000 monthly benefit. Or, a Hospital Nurse, female non smoker, age 45 - would pay about $24/month, per $1000 monthly benefit.

How much can a person on disability earn per year without being taxed?

A person on disability should not earn anything besides getting their monthly check. They are on disability because they are not able to work

What day will you receive your veterans disability check by mail if the first is on Sunday?

It's usually deposited in the bank the previous business day, or Friday, though it might not actually be available for withdrawal until Monday.

For snail-mail checks, they'll try to get it there by the previous Friday or Saturday.

Can met life reduce disability payments by the amounts received from naval reserve retirement pension?

The portion of benefit called "Social Insurance Offset Benefit" can be reduced by any amounts received as disability or pension benefits.

Also, depending on the definition of total disability and any additional riders that can enhance the definition of disability, including residual or partial benefit rider, your benefit may be reduced if you have income from a different source. Normally, retirement pension does not reduce the BASE benefit, because it's not an income from an active job/ occupation.

How does Medicaid work?

Medicaid provides care for indigent citizens under age 18 and their parents, persons over age 65, and those permanently and totally disabled. Medicaid is supervised by the Federal government, administered by the States, and funded by State and Federal taxes. [N.b., as a result of health insurance reform, by 2014 Medicaid will be available to any indigent citizen, regardless of age or disability.]

Can I collect unemployment and disability benefits at the same time in Iowa?

Yes, it's legal to collect both unemployment and social security disability benefits in Iowa if you qualify under both programs, but you must be willing and able to work and be actively seeking suitable employment. If you were collecting disability benefits while working part-time before losing your job, there is no conflict.

You are not eligible for unemployment compensation during any week you're unable to work, whether due to disability or another reason, unless your work search is waived. Iowa grants waivers to people who expect to be recalled by their employer within a certain period of time, and to those participating in an approved educational or vocational training program.

If you collect private disability then qualify for social security disability can you collect them both My private plan says nothing about social security benefits?

Yes you can. However if your collecting disability benefits from a LTD then they will most likely kick you off once you start receiving your SSDI benefits. However, if you trying to get on SSI, which is income based, you wont be able to collect both.

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