What is the rating for Caye International Bank in Belize?
The banking ratings in Belize are managed by the Central Bank of Belize and its has two rating levels: An 'A' class, which is an unrestricted license and a 'B' class, which is a restricted license. The Cayes International Bank in Belize has been given an 'A' class rating and this allows it to perform international banking business without restriction from its Belize banking offices.
Is Vanguard Investment Trustworthy?
With only a modicum of investigation it is obvious that Vanguard is one of the biggest and most trustworthy investment management companies in the world with over $3 trillion under management. Vanguard also offers the lowest fee structure possible on their investment products since the company is owned by its clients and all profits work their way back to customers in the form of reduced fees and commissions. Customers of Vanguard have access to a wide variety of financial products and investment services. John Bogle, the founder of Vanguard, popularized the concept of low cost index investing which allows customers to easily invest in the broad market while paying low management fees.
The ANSI-SPARC Architecture (American National Standards Institute, Standards Planning And Requirements Committee) is an abstract design standard for a DBMS, first proposed in 1975. Most modern commercial DBMS are based on this system. The ANSI-SPARC model never became a formal standard. The objective of the three-level architecture is to separate the users' view(s) of the database from the way that it is physically represented. This is desirable since: * It allows independent customised user views. ** Each user should be able to access the same data, but have a different customised view of the data. These should be independent: changes to one view should not affect others. * It hides the physical storage details from users.
** Users should not have to deal with physical database storage details. They should be allowed to work with the data itself, without concern for how it is physically stored. * The database administrator should be able to change the database storage structures without affecting the users' views. ** From time to time rationalisations or otherchanges to the structure of an organisation's data will be required. * The internal structure of the database should be unaffected by changes to the physical aspects of the storage. ** For example, a changeover to a new disk. * The database administrator should be able to change the conceptual or global structure of the database without affecting the users.
** This should be possible while still maintaining the desired individual users' views. with kind regards M I K
How do you adjust for goodwill in an Excel financial model?
Goodwill is a non-cash accounting entry that arises upon the purchase of a business. On acquisition a goodwill adjustment is made to the purchaser's balance sheet equal to:
- The surplus of the price paid by the purchaser for the seller's shares; over
- The accounting book value of the net assets of the business acquired (= the target business's equity as shown in its balance sheet before any deal).
As mentioned above, goodwill is an accounting entry made upon acquisition and is not a cash flow.
Adjusting an Excel financial model for goodwill
If we were building an Excel financial model for the acquisition of a business and wanted to integrate all the above, the model would contain:
- An opening balance sheet for the business being purchased;
- Adjustments to the opening balance sheet, with significant adjustments relating to goodwill and any increase in new borrowings.
For more detailed information regarding modelling goodwill and other acquisition adjustments, please click on:
http://financial-training-company.blogspot.com/2009/09/adjusting-for-goodwill-in-excel.html
Electric cars are of the future, it is clean energy, china will be the biggest
seller of electric cars and lithium will be used as the makeup of the battery.
Lithium is a very good investment.
Secured debt means a lender gives you money in exchange for what?
Typically, the borrower makes a Promissory Note which pledges or agrees to pledge some asset as collateral and also sets the terms for paying interest and principle. If the lender is a bank, it is typically advancing you its own credit (the check) in exchange for you extending your credit to it (your Note). The bank ideally gets interest and you get purchasing power you wouldn't otherwise have if you attempted to give your IOU directly to a merchant.
Inflation is when there is a large amount of money in circulation, thereby causing continuous pressure to raise prices.
Who is employer of investment banker?
Any person, who undertakes investment banking activity, employed by himself or an organisation which undertakes investment activity, is an investment banker. Hence he can be self employed or can be employed by an investment banking institution.
Investment bankers are those, who can meet the financial requirement of any commercial or government organisation. Unlike a commercial banker, the risks of the investment is normally borne by the investor himself , and the investment bankers assist the investors with their expertise.
What you can bring to this company?
What adjustments should you make in an Excel financial model for a merger or acquisition?
Main changes that arise in the financial statements upon acquisition are:
* Profit & loss statement: adding the main operating line items of the target to the acquirer (e.g. revenue, EBITDA). Adding any synergies such as revenue increases, cost savings, cost increases e.g. restructuring costs. Adding increased financing costs arising for example through an increase in debt taken on fund the acquisition; * Balance sheet: adding the main line items of the target to the acquirer. Adjusting for finance taken on to fund the acquisition e.g. an increase in debt. Adding "goodwill" that arises on acquisition. Goodwill is a type of intangible asset. It is a non cash accounting entry on the balance sheet. It represents the surplus of the price paid by the acquirer over the target's net assets. Net assets equals the difference between total assets and liabilities on the balance sheet. It is also known as shareholders' funds or shareholders' equity. * Cash flow: adding the cash impact of the adjustments above. See http://financial-training-company.blogspot.com/2009/08/financial-modelling-in-excel-how-to.html for more detail. Posted by www.financialtrainingassociates.com
Best undergraduate investment banking program?
Dartmouth College has one of the most prevalent trends correlating to alumni working in investment banking and elsewhere on wall street in the country.
What are the known investments of Peter Ndlovu?
Peter is a great man,In bulawayo,he owns a no of houses in e eastren surbubs,he also has invested in other assets such as cars etc.
Can you deposit a check into a savings account?
No. A check can be deposited only into the account of the individual to whom the check is made out (issued) to. Depositing it into someone else's account is not allowed and even if done by mistake, the check will not be cashed and no payments will be made.
Erica Shaffer
How these affected the results of your investment exercise?
There are many things that affect the results of your investment exercise. Demand is one thing that affects the results of an investment exercise.
What role does risk play in investment?
Risk is the probable ability of an investment to fail. I does increase two factors for the investor it garners increased valuation return. This higher value return is to lure or draw investors to the investment that may have a high margin of failure.
The other factor that risk plays many individuals are wary of losing hard earned money making the opportunity favorable for more individual gains for the person willing to access it. So, it separates and makes the venture a rare opportunity with little competition for the investor.
Also, high risk margin in an investment only draws individuals with the excess resources and money to substantially improve opportunity for the investment. There is little likelihood of lawsuits as the risk is established and listed upfront. All investments afford some gamble - to either lose or earn fortunes.
What is the objective of portfolio management and investment analysis?
to increase the values of portfolio consisting some security.
To give the optimum returns to the investor.
To give maximum return i nless risk.
Answer:The main reason why people have professionals manage their portfolio is to leverage their expertise in order to generate maximum wealth from their investments. A well-managed portfolio will not only take care of diversification, but also allocate resources per the investor's financial objectives and appetite for risks. Besides, portfolio management makes sure there is constant monitoring of your investments. Many companies have forayed into this area of financial service. One such company is GEPL. It offers investment portfolio management services to help its clients realize their financial goals.
It is the rebate given to the assessees in respect of new machinery and plant under certain conditions viz.,
1. Ownership
2. Wholly used in the business.
The reserve created for this purpose is called investment allowance reserve.
Give examples of securities traded on money markets and capital markets?
Instruments that are traded on Money Market: * Bankers' acceptance: A draft issued by a bank that will be accepted for payment, effectively the same as a cashier's check. * Certificate of deposit: A time deposit at a bank with a specific maturity date; large-denomination certificates of deposits can be sold before maturity. * Repurchase agreements:Short-term loans-normally for less than two weeks and frequently for one day-arranged by selling securities to an investor with an agreement to repurchase them at a fixed price on a fixed date. * Commercial paper : Unsecured promissory notes with a fixed maturity of one to 270 days; usually sold at a discount from face value. * Eurodollar deposit: Deposits made in U.S. dollars at a bank or bank branch located outside the United States. * Treasury bills: Short-term debt obligations of a national government that are issued to mature in three to twelve months. For the U.S., see Treasury bills. * Money funds: Pooled short maturity, high quality investments which buy money market securities on behalf of retail or institutional investors. * Foreign Exchange Swaps: Exchanging a set of currencies in spot date and the reversal of the exchange of currencies at a predetermined time in the future.
What is the Standard Chartered Bank's vision and mission?
Standard Charter Bank's vision and mission is "To be a World Class Shared Services Centre for the Standard Chartered Group."
What is the average career length for an investment banker?
About 3 years, maybe 5 max. There are 'career bankers', however the nature of the job makes them relatively rare.
Assuming two investments have equal lives a high discount rate tends to favor what type of cash flow