Loans

If your gonna get a payday advance onilne. The cheapest place to go is Spotya.com. they have the "Lowest Fees Online" and they have the cash in your account overnight.

well the best thing to do is avoid getting a payday loan, but I have been in a situation where I definitely needed one to make it financially. I went online and did some research and found Spotya.com. They had the lowest rates online at only $15 for every $100 dollars borrowed. that's the cheapest your gonna find it. And it's twice as cheap as over withdrawing at the bank. I actually had my money in my account the next day. http://www.spotya.com

But remember if you get it, you must pay it back on your next payday as intended. Or you'll be paying extra fees and defeat the purpose of financially helping yourself.

It is considered a term mortgage which is how mortgages were before the amortized mortgage. In a amortized mortgage a part of every payment goes to principal (the amount you owe) and a part goes toward interest (what the bank charges to loan you the money) In the beginning almost all of the payment goes toward interest but as time goes by more goes toward the principal and less toward the interest until the principal is paid off.

The interest only mortgage only pays the interest so you never pay off your debt.

You have to apply for a mortgage jointly for both people to be listed on a mortgage. You can however have your name added to a title of a house with simple paperwork.

In a word YES any difference in the amt. of loan and amt. lender recovers can still be collected.

I don't know why you'd want a bank to borrow money from you so I suppose you mean lend you money. If you have bad credit and you obviously do if you had a repo, you may find some place that will lend you funds but they're going to slap you with a very high interest rate... I mean outrageous amounts that, if you're slow in paying, will start adding up so high that you'll never get out from under the new loan and will probably end up defaulting on it, too, causing your credit to be even worse. My advice is to look for other solutions rather than borrowing. Perhaps find any way you can to scrimp and save... living much simpler would be better than ending up in court over a non secured loan you didn't pay back.

you just need to add your spouse to the deed. your banker can help you with that

The annual percentage rate, or APR, does not measure the true cost of a loan, though does make up an important part of the true cost.

The Effective Percentage Rate, or EPR, measures the TRUE annual cost of a loan by incorporating the following elements into the calculation:

* Annual percentage rate

* Application fees

* Origination fees

* Points/cost reduction fees

* Other lending closing costs

Generally, very low APRs are presented by a number of lenders, however, the fees and/or points that must be paid at closing to obtain those fees may make the loan less attractive (especially for borrowers that don't have a lot of money to spend upfront).

at 5 % interest rate:

$12,800 per month if it's 30 year home mortgage loan.

or

$23,300 per month if it's 10 year personal or business loan.

wassallam

In the US an interest free loan can be considered income of the value of the interest, whether charged or not, depending upon who is making the loan. Check with an accountant to insure that it is okay otherwise you can have the IRS checking your tax returns.

LOAN GIVEN IN AN AGREED TO AMOUNT WHICH CAN BE BORROWED LATER FOR ANY AND ALL OF AMOUNT UP TO THAT AGREED UPON AMOUNT AS IT HAS BEEN PAID.

1-Is a mortgage that allows the borrower to borrow additional money without rewriting the mortgage.

where are you sposed to send the usual payment send it now!!!! or it will be repossesed in the next 3 days! call the number of your loan people and make sure they know you want to pay so they don't reposess. If by chance you were paying bigger payments then the required you Amy have payed it off before it was due. and ther efor owe them nothing.

The main difference between the two is that when a account being. Debt services means they consolidate your debt and debt repayment means they are asking for repayment through money. You should go for debt services to get out of debt. The meaning of this is that the debt consolidator will get in touch with all your lenders, "pay off" the balances on your behalf and subsequent to this instead of two or more credits, you only be indebted to one lender!

Your in a tricky realm here: Only the interest you pay on YOUR home mortgage is deductible....so if you want to claim it as a deduction under that, it better be your residence (already deducting another mortgage could make it obvious). But I'm thinking - If there is an agreement between you and the primary that makes him in debt to you for the amount, AND you can show there is no chance of collecting on that debt...than you MAY have a personal bad debt deduction...which has a number of complexities...but perhaps something to review with legal/accounting consultant more.

If it has been a period of time, you can ask the rental company if the lease can be amended to exclude you as a co-signer when it is up for renewal. If you are a tenant who is moving out, you will have to check with the rental company, and maybe read the lease, to see what the effects will be.

It depends on how bad the credit of the other spouse is. If their credit isn't at least decent, getting a joint loan will be based upon the FICO scores of both parties. You won't get to choose the higher score in order to get a good rate. So, it would be best to get separate financing until the spouse with the poor score improves their credit.

Homeowners insurance does not provide any coverage for paying the mortgage payment - it only covers damages to the house itself. For coverage to pay off the mortgage in case of illness, accident, or death, you need disability coverage and/or life insurance. Disability coverage will generally pay a monthly benefit for as long as you are unable to return to work due to injury or illness, while life insurance pays a lump sum to your beneficiary upon your death.

I am working on one now where the buyer did not have PMI, however, the lender purchased PMI. Subsequently, the buyer has defaulted on the loan and has listed the property as a short sale. We secured an excellent offer which was submitted to the lender. The lender came back and said the deal was accepted by the investors but needed be sent to the PMI company for approval. This is the first time in the four month process that we found out there was PMI on the loan. The PMI company wanted the seller to sign a Promissory Note for the difference. The seller refused to sign it and the PMI company has trashed the sale because of it. We are now offering a Deed In Lieu Of Foreclosre so the investors can keep the buyer. Does the PMI company have to approve the Deed In Lieu? I wonder what the PMI company has to gain by forcing a foreclosure if the seller will not sign a Promissory Note to them? The sad part is that the offer is excellent, the property is vacant and will continue to decline in value as the landscaping dies and as it becomes vulnerable to vandalism and general neglect.

AMC CREDIT CORP IN FLORIDA IS A SCAM!!! DO NOT SEND THEM MONEY FOR A "COLLATERAL PAYMENT" OR "INSURANCE"!!! THEIR PHONE NUMBERS, EMAILS AND EVEN THEIR PHYSICAL ADDRESS CANNOT BE TRACED!!! I think what everyone says is wrong. This company is out to scam you! All they do is take your security deposit and never send you a chack. Something always seems to "come" up! Then when you just ask for you deposit back they dodge your calls and when you do get hold of them they claim it is on the way!

AMC Credit Corp is a complete scam. Don't believe any positive testimonials about this company. They were written by the company themselves. I personally know this to be true because I was scamed out of 3800.00 dollars. They promised a personal loan that i never received. Please don't let it happen to you.

fast return on money loans at a high interest rate

This question would be better answered by someone in the finance/mortgage industry.

As far as the first part of the question is concerned, the first mortgage wouldn't be paid off unless the homeowner had made arrangements to have it paid off in the event of their death. A life insurance or mortgage protection insurance policy would be necessary to do this.

As far as the second part of the question, I have no idea who is or is not responsible for paying that mortgage. I would think that the home would be sold, the 2nd mortgage paid, and the remainder of the money would go to the beneficiaries of the estate.

You should also check to see if the homeowner had a standard mortgage, or if they were using a reverse mortgage. Reverse mortgages are becoming increasingly common among retired persons.

Thats pretty much what you need to do, If you have pictures of your car at the beach it'd help you out alot! You need to take care of everything with the bank, than go after the repo company