Repossession

pay your bills.

I don't know why you'd want a bank to borrow money from you so I suppose you mean lend you money. If you have bad credit and you obviously do if you had a repo, you may find some place that will lend you funds but they're going to slap you with a very high interest rate... I mean outrageous amounts that, if you're slow in paying, will start adding up so high that you'll never get out from under the new loan and will probably end up defaulting on it, too, causing your credit to be even worse. My advice is to look for other solutions rather than borrowing. Perhaps find any way you can to scrimp and save... living much simpler would be better than ending up in court over a non secured loan you didn't pay back.

Who loaned the money?

where are you sposed to send the usual payment send it now!!!! or it will be repossesed in the next 3 days! call the number of your loan people and make sure they know you want to pay so they don't reposess. If by chance you were paying bigger payments then the required you Amy have payed it off before it was due. and ther efor owe them nothing.

It really depends on your situation. Leasing a car is great if you're thinking about buying a particular car and want to try it out for a couple years. You can get comfortable with the car, and you'll know for sure whether or not it's the right one for you. For information on car lease deals, check out http://www.wheelstolease.com.

The bank will contract out with a towing company/recovery company and will tow the vehicle to an auction yard.

The vehicle will usually be sold at a private auto auction where there are auto dealers there that purchase repossessed vehicles. The person who pays the most, wins the vehicle.

Within 30 days after the auction, you will receive a letter from the bank that will tell you how much the vehicle sold for and how much the deficiency balance remains.

Then the collection activity begins. They will constantly call you and ask when they will get their money. Sometimes they will work out a monthly payment with you, and sometimes they won't.

If you don' t have the several thousand dollars laying around, then usually you will have no other choice but to file bankruptcy. They could sue you and get a judgment against you. Then they could garnish your wages, take your checking account, put a lien on your house, etc.

Contact whomever holds the lien, they will allow you to make payments and take posession of said vehicle if signor has ceased to make payments.

I have already contacted the lien holder and they advised me that they would not get involved with me taking possession of the vehicle. All they wanted from me were back payments. I brought the payments up to date. Now I want to get the vehicle in my possession. Unfortunately I have been unsuccessful at contacting the person I cosigned for. I've even heard that he may have moved out of Michigan. I have a copy of the Michigan registration showing myself as an owner. I am currently awaiting documentation from the state that I am on the title. What is my next step towards getting possession of the car?

Thats pretty much what you need to do, If you have pictures of your car at the beach it'd help you out alot! You need to take care of everything with the bank, than go after the repo company

If you legally incurred the debt then you are responsible for it until it is paid. A company other than the company to which you were originally indebted may purchase the rights to your debt and you are responsible for paying them. There is no time limit on that debt. A collection agency can legally pursue you until the debt is paid in full. However, there is a time limit on the negative consequences of not paying the debt. In most circumstances that limit is seven years. Seven years from the time you became delinquent with your original creditor. Whether or not your debt was purchased by a collection agency, it should not be reported on your credit report or affect your credit score after seven years. The only time the debt could reappear is if you take an action on it. For example:

In 1997 you applied for and received a store credit card and charged $1000 in merchandise. You did not pay the bill and after their attempts to collect the debt fail, the store sells your debt to a collection agency in 1998. That agency sells your debt to another agency in 2000. In the meantime, you pay all your bills on time and have an otherwise spotless credit history.

In 2004 your $1000 debt will no longer appear on your credit report and your credit score will be higher because the old debt is no longer figured in the calculation. The collection agency is not doing anything illegal by contacting you regarding your debt. But it is no longer affecting your credit rating.

In 2007 you pay $500 toward the debt. Your credit report would reflect you have a $500 debt to the collection agency and your credit score would drop. I hope this answered your question.

Consumer Reports lists only a handful of new cars that have fantastic rides. The lowest priced one is the Buick Lucerne, which can be bought new for $27,000 - $38,000. You can buy a 2007 Lexus ES350 for under $30,000 - this car has a very smooth ride and is also extremely quiet.

The bank sells your car at an auction lot for about half the price you paid for it.

Land cannot legally be landlocked. Go to the deed office and research the history of the land and you'll find land cannot be sold landlocked. A right of way has to be included in the deed. Check all the history and you'll find the original land owner who sold it and bought it that it has a right of way. You may have to hire an attorney to get the right of way back like it originally was.

Your car is considered totaled when it would cost more to fix it than it is worth. when your insurance company says it is or it cost more to fix than it's worth

== When the repair costs exceed 50-75% (depending on what state youre in) of the actual cash value of the car.

Zep

Yes. If the amount of the debt is greater than the price the car brings at auction, then you will still owe the balance, and if you do not pay it the creditor can sue you in order to recover it. Depending on how much it is and whether they think you have sufficient assets to make it worth the hassle, they may not bother, but legally they're allowed to do so.

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass, ie: Janvil has both (the only brand I can think of just now, there must be others.

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

A glazier can grind and polish scratches from glass, provided they aren't to deep.

At one time I think this was the only option, now they have products to polish glass and kits to repair and polish glass to 'do-it-yourself', ie: Janvil has both (the only brand I can think of just now, (there must be other brands).

pay your bill Paid 3 months back current payment due and bank has issued repo Who can help until can get caught up

Yes, you made a financial pbligation by signing the documents for the sale of this car. So, they can legally repossess that vehicle.

It's not the bank's responsibility to do this. You can call them and try to work with them, but ultimately it's not their problem to get a car for you.

No a lien holder can not file a claim against the insurance company as they are not the named insured, you are. Although if there is a lien on the vehicle the insurance payment for damages to your vehicle will be in your name and the lien holder name.

They then might require that you fix the vehicle so they can protect their interest in the vehicle. each lien holder is different.

CORRECTION: If the lien holder is named on the policy and the vehicle has been repossessed, the lienholder has a right to recovery under that policy.

i dont know. i asked you

Your best bet would be to pay your payments to stop the repo and make contact with your finance company.

No, but if the borrower misses enough payments, the cosigner will start getting collection calls as well.

If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.