Repossession

If you signed a loan agreement then giving the car back won't help you.You are bound by the terms of the loan.Read the agreement what happens next will be determined by what that loan says.

I don't think you need to be in this business since you need to be smart, and if you had done your home work then you would know that Ohio doesnt require a collection license like mich. does so if I was you I wouldn't quit my day job.

Read your loan agreement.Yes you will have to pay for balance of the loan after your vehicle is sold or auctioned.Your current or past job status makes no difference to the bank.

The Bank that took ownership.

because of the cost involved i doubt it......unless of course its a place a repo guy wants to visit.

You won't be arrested and the police won't come after you it is a civil matter not criminal.

You may be right, you won't be arrested and the police won't come after you but if it's a Felony in California and Florida to hide a vehicle from repossession, how is that a civil matter? Sounds criminal to me but nobody will enforce it.

Call the lender they will tell you.

A voluntary reposession reports on your credit report as a loss. The car company with take the car back and credit a portion of the balance which the owner/leaser still needs to pay on. The creditor will place the "voluntary Reposession" on credit bureau. All in all it will be reported as a charge off debt. If the original owner/leaser doesnt pay the remainder he/she can/will be collected from and could face legal action. A repo is a repo voluntary or not. Ruins your credit for 7 years. What generally happens is that it will be reported on your credit as a repossession. When you go for financing on something else, the repo will pop up and the potential lender will call the lender who reported the repo. When they find out it was a voluntary, it may actually lessen some of the blow of having a repo. But, yes, a repo is a repo.

Yes.

I dont think so but heres a suggestion pay the bill and they should leave you alone. NO!!!Look up the Fair Debt Collection act it is online. Harassment has many different definitions to many different people.

If you are asking can a lender call you at work and ask you for payment if you are late regardless of the amount of time you are late, then yes, they can.

If you are asking can they call you repeatedly and call you derogatory names, and notify your coworkers you are delinquently in debt, then, no, they cannot. the former is NOT harassment, the later is.

A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.

I did a "credit simulator" to try find an estimated answer to this question before I "voluntarily repossessed" my car. The credit simulator told me that if I allowed my car to be repossessed, it would decrease my credit score by six points. I live in Ohio. It may be different in your state. Go to www.mycreditinform.com. (This was only for my Equifax credit report, so it may be different for Experian and Transunion). I think they also may have similar type simulators. Good luck. (PS - For the amount I owed and the reality of paying at this time, I went ahead and took the hit. Once I'm in better health, I'll begin trying to help my credit in another positive way. Sometimes, you just have to do hard decisions, you know?).

If your father left a Will, and he had an Estate (house, condo, property, etc.) then the Will goes to Probate and Probate makes sure all taxes on property, also personal outstanding taxes are paid off. It also pays off all creditors. For example: If your father left a Will and he owned a home, or had money in a couple of accounts the Probate would take that money and pay off all creditors (including the bank for the car) and any other debts. Only after this, do you get what is left in the Estate. I do believe the bank had no right to repossess the car after your father's death, but complied with Probate. I would seek legal help on this one.

== == In Massachusetts, creditors have 1 year from the date of death to notify the executor or administrator of the estate of the outstanding debt. This has just happened to me in North Carolina: My attorney ran it in the paper for 30 days and that was all. In Kentucky, an estate has to remain open for a minimum of 6 months for the purpose of allowing enough time for creditors to come forward and make claims against the estate for debts. If it has been charged off the estate, they are merely harassing you.

A vehicle "hydroplanes" when the tires encounter enough water on the road that the tires loose traction with the pavement and actually begin to "plane" or ride on top of the water, much like a boat. In a sense you are actually floating on water.

Yes, if you can pay off the debt fairly soon (Statute of Limitations on holding personal items) and also any costs added to this. Marcy Furniture or other household goods that are bought on a merchant account (not a major credit card) are considered secured property until they are paid for in full. It may be possible to recover the items if a reaffirmation agreement can be made with the creditor, which more than likely means the account being brought up to date and all applicable fees paid.

Only if someone stole it from the owner. Otherwise the car is just repossesed by the finance company.

Contact the lender they have to tell you where your car is so you can get your belongings.If they refuse send them a certified letter demanding the return of your property, list what you can and the approximate value.At the same time file a stolen property report with the police.If you don't hear from the lender sue in court.

Yes if the amount your insurance company paid did not cover the amount you still owed on the car. You are still responsible for the difference.

Yes, in Illinois, a lender can repossess your vehicle if you are three months behind on payments, even if you are making partial payments. The lender is not obligated to wait for you to catch up on payments before initiating repossession. However, they must follow the proper legal procedures to do so, including providing you with a notice, if required. It's advisable to communicate with your lender to discuss your situation and explore potential solutions.

Pellegra is associated with a deficiency of the B vitamin -- niacin . To cure it, one would add niacin to their diet. The body can also make niacin from the amino acid (a protein building block), tryptophan. Pellegra is rare unless there is an overall deficiency of food, vitamin and mineral intake including tryptophan and niacin.

Yes but it is an incredibly dangerous illness. I'm a survivor of septic shock but it was a very long recovery. I was in the ICU on a ventilator for a month and then another month in the hospital with physical therapy. I had to have two surgeries because the infection was so bad that I had a constricted lung and one of my ovaries exploded. Fortunately, I did not have any other organ failure and therefore I'm still living. I believe that the survival rate is around 50%.

Dear Reader; Only your health care provider can answer that question since a reason for the miscarriage is not known to me. I do want to share with you a little about miscarriage. Miscarriage also known as spontainious abortion can be caused by multiple factors. Four of them are; induced miscarriage, misarriage due to problems with the mothers health, miscarriage due to problems with the fetus, and miscarriage do to specific disease. Induced miscarriage can be brought about by hormonal dosage such as the morning after pill, alergens, poisons, and some forms of trauma. The mother can have problems with her body which can present many different ways. She may have a miscarriage one time and then not the next and so on. The growth of the fetus is a very interesting and complicated process. The human gnome structure does not have the complete information to build the human body. What it does have is enough information to build a self replicating computer, the brain. The brain uses the blueprint it got from the gnome structure to build the framework of the body and then fills in the detail on its own. Look closely at identical twins. You will see many small differences. If any things goes wrong in the process, the brain or the body organs will shut down and miscarriage occures. There are other things that can happen in the fetus to cause miscarriage, too numerous to mention here. The specific disease I want to mention is or are STDs. The first sign, in some cases, of a STD infection is miscarriage. These are reasons a woman who has had a miscarriage should see a health care provider for the sake of her own and future children's health. Dwight

C-Reactive Protien is the indicator for infection within the body. The best possible CRP count is 0 (indicating no infection) however, blood tests normally come back with a 'less than one' reading in these cases, and that is great too. The lower the reading the better really.... but obviously a high CRP count probably means you need antibiotics

Um...Last time i bought them i went to the grocery store. lol Go to Jewel.