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Home Equity and Refinancing

Home equity is the ownership value accumulated in a property. A refi involves restructuring a debt, usually to take advantage of lower interest rates.

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Is a home equity loan considered an unsecured loan?

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Asked by Wiki User

Home equity loans are secured loans that allow homeowners to borrow against the equity of their home. Unlike unsecured loans, which do not require collateral, home equity loans use your property as security, providing assurance to lenders and often leading to better interest rates and loan conditions. Remember, it's always important to consult with a financial advisor to understand all the implications of taking out a home equity loan.

Is soap a chemical?

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Asked by Wiki User

Soap is a chemical compound or a mixture of more of them

When my husband tried to get a loan from the bank but was refused is it because you are bankrupt?

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Asked by Wiki User

No, being bankrupt does not necessarily mean that you will be refused a loan from a bank. However, if you have filed for bankruptcy, it may be more difficult to obtain a loan, as it may be considered a higher risk for the lender. Additionally, if you have a poor credit history or a low credit score, it may also be more challenging to get approved for a loan. It's best to speak with the bank directly to understand the specific reasons for the loan denial and to discuss your options.

Can you get a home equity loan if you own the house outright with no mortgage?

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Asked by Wiki User

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Will you have instant equity when you build a new house?

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Asked by Wiki User

Not necessarily, it depends on the market and the price of homes around yours. The only way to know is lets say you built a house that cost you 300,000 and your appraisal for the bank is the same amount, then no equity yet. If the appraisal is 400,000 the you have 100,000 worth of equity right away. When you start paying down the loan on the house that is equity too, for the amount you've paid off and the worth of the house.

Can I withdraw my I-130 application I have filed?

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Asked by Wiki User

Yes, you can withdraw an I-130 petition that you have filed. The process for withdrawing an I-130 petition depends on the stage of the application process and whether the petition has been approved or not. Here are the general steps:

1. Before USCIS Approval: If the I-130 petition is still pending with U.S. Citizenship and Immigration Services (USCIS), you can submit a written request to withdraw the petition. This can be done by sending a letter to the USCIS office where the petition was originally filed. Include the petitioner's name, date of birth, and the receipt number of the I-130 petition.

2. After USCIS Approval: If the I-130 petition has already been approved, it becomes more complicated. Once USCIS approves the petition, it is forwarded to the National Visa Center (NVC) for further processing. In such cases, you may need to follow up with the NVC to request the withdrawal of the petition. This is typically done through written communication, and you may be required to provide reasons for the withdrawal.

3. After the Case Has Moved to the U.S. Department of State: If the case has moved beyond the NVC stage and is with the U.S. Department of State at a U.S. embassy or consulate abroad, you may need to contact that embassy or consulate directly to inquire about the withdrawal process. The procedures may vary depending on the specific circumstances.

It's essential to keep in mind that if the I-130 petition is part of a larger immigration process, such as an adjustment of status or consular processing, withdrawing the I-130 may have implications for the entire process. And fees paid for the I-130 petition are generally non-refundable.

If you are considering withdrawing an I-130 petition, it is strongly recommended to consult with an immigration attorney or you can search online immigration consultant or attorney for eg. dygreencardinc. They can guide you according to your situation, inform you of any potential consequences. Immigration laws and procedures can be complex, and professional advice ensures that you make informed decisions.

What times what equals 13?

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Asked by Wiki User

The only number is 13 X 1 or 1 X 13... If your trying to get an equation to equal 13 you have to add up to get to 13.

Example- 9+4x1= 13

Where you can find iglesia ni cristo in abu dhabi?

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Asked by Wiki User

May i know the addres of Iglesia ni Cristo church in fujairah please

Can you refinance a house that is listed for sale?

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Asked by Wiki User

Yes, you can refinance a home that is listed for sale.

I, like many, have refinanced property/homes that are either for sale and even those with sale contracts on them.

Not only can you use the more normal types of finance, including lines of credit, etc., but the class (or term) for loans that are made exactly to do so is called "bridge loans" or "bridge financing". Generally because it bridges you from one to the other property. (If you are doing this to have the funds to close on a second property, you can sometimes arrange financing that essentially will cover both, with the first one dropping off at sale, called a blanket mortgage).

Understand, the mortgage company has nothing really at risk if you are selling, as their loan is secured to the property and they will get paid sale proceeds before you.

Contrary to the above, lenders (investors) would love everyone to pay off early! The interest rate you see (actually that thing called APR) is for the interest and costs over the term of the loan. If you pay a loan off early, you effectively pay a MUCH higher interest rate (actually APR). Much, much higher. Consider how much you would pay on say a 30 year loan you refinanced every year. Lots and lots of fees and up front interest, and at the end of 30 years, you wouldn't have paid any principal really and still owe the original amount! The early payoff of loans is one of the major income factors for lenders.

Where can one find more information about equity jobs?

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Asked by Wiki User

Equity research analyst jobs information can be found on websites such as Indeed, Mergers and Inquisitions, and Fins. The sites E financial careers and Wisegeek also have information on equity research analyst jobs.

Can a person receiving workmen's compensation obtain a home loan?

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Asked by Wiki User

Disability income may be multiplied by 125% on a refinance, it depends on the situation but it is possible.

What would be a good college major and minor for me?

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Asked by Swordfish94x

It really can be most anything you want it to be, however, I an a firm believer that a minor should compliment, supplement, and/or enhance your primary program of study, and should help lead to your overall career goals and objectives in a more beneficial way.

What is seasonal employment?

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Asked by Wiki User

Seasonal employment is a job that is dependent on a season for example a gutter cleaner is employed in the fall or a football player in the winter.

What is a good minor for a human physiology major?

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Asked by Wiki User

Spanish or another foreign language. Accounting because it delves into pay rolls and compensations.

Why is a performance appraisal system important?

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Asked by EncofBizandFinance

importance of job evaluation:-


1.rational wage structure

2.removal of inequalities

3.good industrial relations

4.proper emphasis on job factors

5.scientific selection and recruitment

6.performance appraisal

7.training and development

8.multifarious use

What is an advantage of a broad employee assistance program?

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Asked by Wiki User

The great advantage of broad-brush programs is their ability to uncover drug and alcohol problems in their early stages. Often early-stagers come to their EAP presenting problems that make no mention of alcohol or drugs.

What dish washing liquid soap safe for plant?

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Asked by Wiki User

I think it is, I have heard to put dish washing liquid on plants to keep some of the bugs away. However the grease and things from the dishes might not be good on the plants, and the grease may attract bugs.

it depends on what soap you use. look for eco soaps which are biodegradble, they may not be the best cleaning soaps but they wont harm your garden. beware from laundry soap water for it contains boron which is harmful for plants. one can use soapy water to kill bugs 'cos if coated by it it chokes them, it does not repel bugs in any way nor is the grease likely to attract any. zaf.

I did my own little study and I can say so far it does an exelent job all though the roots worry me they are blackish-green. I hope it's ok!

What time in the past does prehistoric refer?

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Asked by Wiki User

The term "prehistoric" literally means "before history." History is the time since people began to write things down, which was approximately 5,000 years ago in the Middle East. In other areas history began later. For example, in most of the Americas and Australia, history didn't begin until Europeans arrived in 1492 and the late 1700's respectively, because the locals didn't write yet.

Can eating sponge hurt?

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Asked by Wiki User

You can eat sponge and you can digest it because after a couple minutes of chewing it, it deteriorates in your mouth and then you can swallow it. If you are eating sponge, you have a disorder called Pica. It occurs mostly with people who have anemia (iron deficiency). As for the side effects of eating sponge, it may become harmful after a while.

What to use for shark bait?

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Asked by Wiki User

Anything that looks and smells like food. Its not that hard to bait a shark just put some blood in the water and wait.

How do you bait a mouse trap so that it catches them?

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Asked by Wiki User

The best option is to place the trap so that it is only accessible via one entrance. Place lumps of wood on three sides leaving the "bad" end accessible. Don't leave any room for a mouse to get around the sides. Bait the trap with peanut butter - sticks to the trap arm, and mice love it.

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Best I could do with text I'm afraid, but should give an idea.

This should almost guarantee a catch. The main problem is that people place the trap in open ground, so the mouse can approach it from any angle, not the "kill zone". So it usually sets the trap off without the desired effect.

Try it - you won't be disappointed!!

How much to pay for temporary house sitting?

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Asked by Wiki User

Just like having a baby-sitter come into your home I interview people to house sit my house and my pets. They must have recommendations and I follow through with this. I usually prefer a good friend to help out, but that can't always be an available resolve. I pay $25 per day with food (I live in British Columbia Canada). While away I check with the sitter every two days and she has the schedule of where my husband and I will be staying and ALL phone numbers. I also leave a note of authority that if one of my pets is ill then they have the right to take my pet into our vets. I do this also if I am babysitting my friends pets. The date is needed, an explanation in the note for authority and signed by the owner. I've never had a pet sick yet while away, but if this happened and the person looking after my home and pet followed through and was responsible then I would give her a tip.

Can you leave your parents if you are seventeen and a half?

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Asked by Wiki User

Not sure if you mean permanently or just at random times, permanently, no, probably not. If they want to go out at any time, they should be perfectly fine, they can look after themselves, maybe make a curfew so you know they will be back safe. Have them call if any plans come up or change. Trust me, they know how to take care of themselves.

Which is the best dish soap to use?

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Asked by Wiki User

Any cold water laundry detergent will suffice, this works better than dish-washing liquid. Avoid spraying during the heat of the day as this brew can burn sensitive leaves.

Cheers,

Barry