Columbia South Carolina

Charleston

If you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car.

Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late.

Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying.

Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report.

Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance.

But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace.

Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property.

A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation.

Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold.

In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale).

In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession.

The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable.

Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing.

In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract.

Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense.

If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.

I have leds on all of my bikes my last one I ran 60 blue leds with out a single problem in this or any state around here.

The driving distance is 125 miles. Since there is sometimes more than one route, including back roads, this is an approximate but accurate distance. It is based on the most well-known routes between these two locations.

Actually, there are many things you can find that are manufactured in South Carolina. A few include car and vehicle (parts) production (and sometimes the full car), such as with the company known as BMW. You can also find products made from textiles (although not used as often) to produce many of the clothing articles manufactured in South Carolina. This information is accurate as I am a South Carolinian, and am currently researching SC Manufacturing.

South Carolina was named South Carolina because of King Charles The Second. His name in Latin was Carolas. They changed it to Carolina.

The original colony was the Carolinas. When the colony was to become a state, the southern part of the state had different political views that the northern most part so the colony was divided into 2 separate states, One North, One South. The same with the Dakotas.

• the Duke of Albemarle (1608-1670)
• the Earl of Clarendon (1609-1674)
• the Baron Berkeley of Stratton (1607-1678)
• the Earl of Craven (1608-1697)
• Sir George Carteret (c.1610-1680)
• Sir William Berkeley (1606-1677)
• Sir John Colleton (1608-1666)
• the Earl of Shaftesbury (1621-1683).

It is 717.39 miles according to MapQuest.

Of course, it depends on how fast you drive

Generally, if you take Interstate 26, you can make the drive in around four hours. Stopping for gas, food, rest areas, and what-not will change this. Also, depending on the time of day, traffic might be bad in Columbia or between Charleston and Summerville. The roads are usually in good condition, though, so you can almost always make good time.

the states are going to ethanol fuels by 2010 will be mandated, I am fighting to get rid of it in floirda, its everwhere here, and

My 1993 Nissan altima can't take it, it stalls, and black exaust comes from the tail pipe, and the car is doing 20 highway and 13 city, the car will not run on ethanol.

tha car used to get 40 highway and 27 city, this car has always been mantained to the T, never missed a tune up, oil change every 3000 miles,

I found a gas station here in Florida that has gas, he refuses to us it(Ethanol) in his station it destroyed his machines and pumps,

if any support me in a petition by emailing me to rid ethanol form gas here in Florida and other states please list name and state. or just your state all emails will be sent to the congressmen, and president

thank you

ethanol10petition@yahoo.com

South Carolina's legal age of majority is eighteen.

But, if you choose to move out at 17, the cops or your parents can't do anything to stop you. You're not considered a run away or anything. But, if you get in any trouble with the law, your parents are still legally responsible for you. And they cannot kick you out. That's considered neglect. And if, at any time before you turn 18, you decide to go back to their house, they have to let you.

South Carolina was historically famous for growing rice

The distance between the southern most point in Florida (Key West) and the northern most point in Argentina(Juyjuy Province) is 3,548 miles. The distance between Miami and Buenos Aires is 4,416 miles.

Richland, SC (major city Columbia)

The driving distance is 123 miles per Map Quest. The driving time per Map Quest is 1 hour and 57 minutes.

106 miles

Slaves were brought to South Carolina primarily through the transatlantic slave trade, where they were forcibly transported from West Africa to the Americas. Enslaved Africans were sold to plantation owners who needed labor for rice, indigo, and later cotton cultivation. The state's strategic coastal ports, such as Charleston, facilitated the importation of enslaved people, making it a key hub for the slave trade in the 18th and early 19th centuries. Once in South Carolina, they were subjected to brutal conditions as they worked on large plantations.

Yes and no. King Charles II owned South Carolina but he granted it to his 8 friends as lords proprietors.

Its worth about 10,000 dollars in auction so even more a positive sell

Columbia is the capital city of South Carolina. The Saluda River and the Broad River merge at Columbia to form the Congaree River.

"They were originally founded and manufactured in 1963 in Morgantown, N.A., and were made there until 2000. Carolina boots are now manufactured both in factories in the United States and overseas."

Columbia is located on the Piedmont Plateau.

A functional region is a type of region that is characterized by its function such as a drainage basin, city-region, or a metropolitan area.

The estimated driving time is 3 hours and 21 minutes according to MapQuest.