Disability Insurance

Check your policy's elimination period. The elimination period is the length of time you must be disabled before benefits begin. Your elimination period may be different for accidents and illnesses.

The waiting period, or elimination period should be documented in your policy - if you have an individual policy. If you are asking about state short term disability, it is best to check the department of labor website for your state.

Depends where you are, the manner of your death, what sort of company you're with, your current life-insurance (if any) etcetc...

You are eligible for Medicare typically two years after being on disability. The best place to start is the Medicare Eligibility Tool: http://www.newworldencyclopedia.org/entry/Medicare_(United_States) Also, this link will give you complete details on Medicare: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf

Yes, in order to qualify for Social Security Disability benefits you must have worked and paid into the program through mandatory payroll taxes for five of the last 10 years. Visit www.allsup.com to learn more about SSDI general guidelines.

KFC offers a lot of benefits to their workers. Medical, dental, flexible spending accounts, supplemental vision, 401(K), profit sharing, and financial planning are available to employees of KFC.

Yes, the disability insurance payments can be paid on top of any workers comp payments received, if the policy's benefit is not integrated with any supplemental benefits. If your disability insurance policy is integrated with supplemental disability benefits, then the disability payments will be offset dollar for dollar by any mount received from workers comp or social security. That's why when you get a disability insurance policy, it is advised to include all or most of the disability benefit amount as "base benefit" which does not offset by any supplemental benefits received.

It is the US Department of Labor, and the states basically determine the terms of qualifying income. In almost all cases only earned income, not government benefits, qualify as income for benefit purposes, so the answer would be No.

Because Workers Comp and disability are health issues, you can file for unemployment, but you have to qualify for them under Kentucky's laws like everyone else.

Try searching the Social Security webiste here http://www.ssa.gov/dibplan/index.htm

Medicare would be considered a secondary payer and would have to have an EOB from the primary company before they could pay

Massachusetts does not have state mandated short term disability.

You can get coverage through your employer. Just ask them to make a voluntary short term disability policy available to you via payroll deduction. You pay for the policy.

An actual insurance producer can NOT charge a fee for assisting in the purchase of insurance. The only way that a fee may be assessed is if the insurance producer is actually a CFP and providing a "fee based" service.

Insurance producers are compensated directly by the insurance company who's product they sell.

yes, but you are required to report your income to the social security office so that they can adjust your benefits to the amount you make while working

yes you do have to file state disability in order to get short term disability.

I don't see why not.

Collecting Social Security would not interfere with your compensation disability

If your disability is due to pregnancy and/or maternity leave you can now apply for NJ paid family leave. It pays the same amount as the NJ TDI plan for an additional 6 weeks so that you can bond with your baby.

Only if you live in the ghetto and have 14 kids from 14 different women who collect the Welfare...

Because Kentucky looks at the base year (the first 4 of the last 5 completed calendar quarters) for qualifying, if your long term disability were before that you might not be eligible. Check with the state's employment security office.

Stress and Anxiety are both difficult conditions to assess when claiming disability insurance benefits. This is because Stress and Anxiety can be difficult conditions to diagnose. Unlike many illnesses, these conditions can not easily be diagnosed using medical exams or tests. Instead much of the diagnosis is based on a patients report of symptoms.

Nonetheless, Yes a claim can be made for stress and/or anxiety.

Not likely because they both cover the same issue and would be considered "double-dipping" or collecting twice for the same thing.

In North Carolina, it is generally not illegal to receive both disability benefits and unemployment benefits simultaneously, but there are important considerations. Individuals must be able to prove that they are actively seeking work while receiving unemployment benefits, which may conflict with the eligibility requirements for disability benefits. It is advisable to consult with a legal expert or a benefits advisor to understand the specific circumstances and ensure compliance with state laws.