Can the lien holder take a car from a auto repair shop if the bill has not been paid?
Yes, The vehicle will then be encumbered by the lien and cannot be sold, traded or the title transferred. Once the lien/debt is paid the lien is lifted and the owner of the vehicle can obtain a clear title.
Action by a garage/repair company is where the term Mechanic's Lien first originated.
Can a lien be put on a homesteaded property in Florida?
Yes, the term homesteaded (homestead exemption) refers to property that is the primary residence of the owner. Some states grant an automatic homestead exemption. In other states the owner must execute and record a homestead exemption in the land records.
Real property is subject to liens by a judgment holder in all 50 US states. However, in the majority of cases a forced sale of the property is not possible due either to the exemption protection provided under state law or state statute directly forbidding the sale of a primary residence for consumer debt.
Can an individual place a lien on my car if it is paid for and I own it outright?
No. Only a court can issue a lien. You would need to sue the car owner in court for a debt and win a judgment. The court could then issue a judgment lien and the sheriff could seize the car to pay your debt. A judgment lien could also be used to take any other personal property to satisfy the lien and it could be recorded in the land records if the defendant owns real estate. In that case, the property could not be sold or mortgaged until the lien is paid.
Can a credit card company in Indiana place a lien on a house?
Generally, credit card debt is "unsecured" meaning there is no physical thing they can take if you don't pay. Your mortgage and car loans are secured debt, meaning if you don't pay, they can reposses the asset (your house or car).
I don't know how they laws work specifically in IN, but here is a good place to start if someone is telling you they will take your house for not paying your credit card.
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Sorry, but that is erroneous. In every US state a creditor can file suit against the debtor and if the creditor is awarded a judgment they can execute it in whatever manner is allowed. That includes, bank levy, seizure and sale of unexempt property owned by the debtor, liens against real property owned by the debtor.
Unsecured debt simply means there is no collateral attached to the debt. It does not mean that the creditor cannot initiate a lawsuit to recover monies owed.
The matter in which real property is titled determines to what extent a lien will encumber it.
Can you put a lean on someones property if they owe you money?
If you bought the property then you are the owner. You cannot put a lien on your own property. If you need to add more details please use the discussion page.
What does Notice of Dropping Party mean?
A dropping party is one where many animals are brought together in one area for an extended period of time until they all leave their droppings. And then the droppings are all put in separate containers and each party guest tastes each dropping and determines by taste which droppings belong to which animal. Who ever is closest to guessing them all right wins the designated prize.
How do you find property to buy by paying back taxes?
In some cases, yes, you can, but it depends on whether the bank, county, state or whoever is selling it has other criteria on the purchase. Probably will be some fees along with the back taxes and don't forget, even though someone has "lost" their property because they haven't paid their taxes, they may still get it back even if it's been posted, taxes paid by another, paperwork signed. The owner will still have a fall back period in which they can come up with the money and pay it and it reverts back to them.
Defense against a mechanic's lien?
If the lien is wrongful, write a certified letter to the lien claimant demanding that the lien be released. If the letter is not answered, or if the lien claimant refuses to remove the lien, you should see a real estate attorney. If the lien is legitimate, contact the lien claimant to work out a payment plan.
How long do you have until your car is repossessed?
Read your contract. It should specify when you are in DEFAULT and what can happen when you are in default of the contract. Lenders DONT want your vehicle, they want the MONEY. But, they have to draw a line somewhere. If you stay in contact with a lender, make an effort to pay something and dont hide from them, most will work with you to keep you going. However, they all have their limits.
Answerdepending on who the repossesser is, the company i work for in the U.K. gives 4 months. a penalty or administration charge is added after the 2nd month is missed, this can be between £20 - £100 then another charge is added after the 3rd and a threat with legal action, and finally at the 4th the debt is passed to the repo-men and a court case is filed for.This depends on the finance company which you signed your agreement with. The time varies, some have been known to attempt to repossess a vehicle immediately after one payment has been missed. Typically the repo man will come and repossess a car after 3 missed payments.
LEGALLY JUST 1 DAY! THEN REPOSSESSIION WILL BE PUT INTO PLAY.. SOME LENDER MIGHT GIVE YOU UP TO 30 DAYS.. THE LENDER WILL LIE TO YOU AND TELL YOU NOT TO WORRY MEANWHILE HAVE YOUR CAR REPOSSESSED WHILE YOU'RE AT WORK OR SLEEPING OR SHOPPING....
3 mos. is pretty common but it may depend on each individual loan company and how many times you have been behind. It really depends on the company. I know with some companies about a month or two and they are calling you. Other companies it can take 6 months before they want the car back. If you can make small payments to them call them up and let them know. I have had a family member that got in some hard times and he called up the company that he paid his car payments to and they allowed him to pay what he could. They said that they are more willing to do that then repo a car.
This depends 100% on your bank
They may allow you time
BUTThey can take your car if you are 1 minute late with a paymentHow long does a judgment against your property stay on the record?
10-20 years depending on state laws and the type of judgment that was awarded.
This varies from state to state, so check the laws of the state where the judgment was obtained. In NJ a judgment is valid as a judgment until it is paid or discharged through court process, like in bankruptcy. BUT: The judgment's effectiveness as a lien on the defendant's property is only for 20 years, but the judgment holder can extend it for another 20 years. The reason for the expiration is so that judgments that may have been paid but not discharged of record or just abandoned by the judgment holder do not clutter up the records.
Can a lien holder report a vehicle stolen?
not really sure on this one but in order for the lien holder to have the vehicle in his/her posssision it had to be repossesed... and then it was stolen while it was in their possession then i would say yes.. but other wise cant really see a reason why the owner would not be the person that reports it to be stolen..... if in fact the car owner is deleinquent in payment and the car is reported stolen and the car owner goes to jail that is false imprisonment and you can sue..
Can a lien be placed on your property for a medical bill in Kentucky?
Can a lien be placed on a home by a credit card company. A friend needed cancer treatment and the dr. said to pay up front. She charged 25000 to her card. Now she cannot pay the bill. She has tried to work with the Dr. He will no,t. Neither will the credit card co. They want it all now. What would the lien do to her. If she dies before the lien is paid then what? Thank you.
Unfortunately, the answer is: more than likely.
That is, if the vehicle you own is free and clear of prior encumbrances, for example - it is entirely paid off and you hold the title to the vehicle free and clear.
If you are in a situation where a lender can place a lien on your bank accounts, garnish your wages and place a lien on your tax refunds (varies from state to state), it is quite possible that the lender can "attach" your personal (auto, bank accounts, etc.) and real assets (as in real estate). Essentially meaning that if they (lenders) attach your property and you try to sell them off, they are likely to gain any profits (consideration = anything of value) from the sale.
How do you negociate a judgment lien that is put against your property?
You can try contacting the creditor to determine if it will accept a lesser amount if the debt is paid off immediately. You need written proof of their agreement to settle and you need to obtain a valid release of the lien. The creditor may need to send the judgment lien back to the court with a notation the debt has been satisfied in full and then the court will issue a release. You cannot negotiate a real estate property tax lien. That must be paid in full by law. You may be able to negotiate a state or federal income tax lien.
Those negotiations are best handled by a skilled attorney who can act as an intermediary so that you have proof of the agreement and obtain a valid release to clear the title to the real estate.
Visit the local Clerk of Court to see if this person owns property; real or personal.
AnswerThe clerk of court in my jurisdiction could not answer your question. Visit the local land records office to see if this person owns any real property. If they do then arrange to have your judgment lien recorded in the land records. They cannot sell or mortgage the property until the lien is paid off.
Where can you find the repossession laws for the state of Georgia?
Georgia TITLE STATE: Yes SECURITY INTERESTS: Shown on title held by lien holder. LICENSE REGISTRATION: Georgia Motor Vehicle Division, 270 Washington Street, Atlanta, Georgia 30334. Tel: (404)362-6500. RECOVERY REQUIREMENT: As per UCC, repossession allowed without committing a breach of the peace. PLATES: Remain with the vehicle. If the DMV cant answer your questions, clik the link below and search on repossession legis.state.ga Plates no longer remain with the vehicle in Georgia, they are issued to the person now, and are transferrable.
What is a Notice and request for allowance of lien?
When someone owes you money on a Workers Compensation claim you can file a notice and request indicating you want to place a lein with the WC Board which basically says, I am owed this amount for this work I did on the case and I want it when the case settles.
Condo owner has not paid associations fee's for six months can we file a property lien?
The answer to your question is available in your governing documents.
It is probably 'yes'.
In some governing documents, assessments automatically become a lien against the property's title, and the lien becomes formal and executable once the board or the association's attorney files the lien with a court.
Are child support liens superior to mortgage liens?
Generally, child support liens take priority in a foreclosure proceeding. Child support liens cannot be wiped out in a bankruptcy proceeding. However, laws vary in different jurisdictions and you didn't explain the situation that is the basis for your question. You need to check your particular jurisdiction and provide more details.
How long does a lien stay on a property in Ga.?
If the credit card company who put the lien on your property won a lawsuit - making it a judgement, then the charges never go away. When you sell the property, the first monies you get will go to them.
A church which places a tax upon its members is not a church I would wish to belong to. It would be like saying "If you want to belong to the church you will have to pay to get in". Any monies paid by the congregation for the upkeep of the church or to pay the minister salary is done voluntary and the monies are not set by the church. One may pay a tithe but that is set by the Lord, usually one tenth of members income. To pay a tithe is a blessing, to be taxed is of Satans doing.
A regular voluntary contribution is inevitable for the maintenance of the church and the sustenance of those who fully engaged in church works.
What is a lien in regards to a loan?
An IRS tax lien means the IRS is placing a lien against your hours or other personal property. This is usually due to you owing the IRS an amount of money. If you cannot pay it within a certain amount of time, they could put a lien on your property, seize it, and sell it in order to make the money they are owed.
Can you sue for money you loaned another person?
Unless you have had a contract drawn up between the two of you re at least a Notary Public (witnessed) then no, you can't sue this person. It's your word against theirs. Even if you've kept some check receipts it won't do you any good because it could be paid to you for any reason. Also cosigning for a person is risky business. When you cosign you are responsible for paying that debt and should the person loaning the money refuse to pay you are stuck with the debt.
How do you find out how much a lien is for?
== == A lien is registered either at the county or State level, and it prevents a property from being sold until the amount of the lien is paid off in full to the lienholder. By doing a lien search, you can find out the amount of the lien, and who holds it.
Will your disability be garnished to pay child support?
SSI cannot be garnished. SSDI has a separate child benefit check, so a modification should be made so that the obligation will equal it, but any arrears can still be deducted. however, if some or all of those arrears are a result of the time period between becoming disable,and being approved for disability, a retroactive reduction motion should also be filed.