Loans

Yes, but only if ALL of the following are true:

* The death is not contested

* The will is not contested

* Probate debt is clear

* Beneficiaries are well defined

* Beneficiaries shares are well defined

The higher the amount of complexity in the estate and the will, the longer that it will take for the beneficiaries to receive their share of the estate. There are few banks that will take a risk on that complexity until there is a clear ownership of the assets and that will only be made clear during the end of the probate process.

Yes.

A secured credit card (where you have given the bank issuing the card a deposit in the amount of the credit line) is considered a loan for those with bad credit.

However, despite the fees that the lender charges you for the privilege of having a credit card, that loan is risk-free to the bank because (1) you may not go over your credit limit and (2) the deposit will cover that was not paid back through the normal statementing process.

As an aside, payday and auto title loans are not considered secured loans.

The executor must discuss that with the lender. If the executor is going to inherit the property the lender may agree to allow an assumption of the mortgage.

If a loan from a credit union has been discharged in bankruptcy court, that credit union cannot collect and must write the loan off.

One may apply for a Kisan credit card at any one of the participating banks (see below; choose one nearest you). In order to do so, one will need to provide information regarding including:

* Personal Information (including name, income, education, profession, etc.)

* Types of land owned and used for farming (including size, survey, irrigation, value, etc.)

* Types of crops cultivated (including seasons, cost, production, value, profit, etc.)

* Existing creditors (including institution names, balances, reasoning, etc.)

* Reasons for applying for a Kisan credit card

* Personal information of any joint borrower(s) to be included on application

The banks currently engaged in the scheme include the following:

* Allahabad Bank - Kisan Credit Card (KCC)

* Andhra Bank - AB Kisan Green Card

* Bank of Baroda - BKCC

* Bank of India - Kisan Samadhan Card

* Canara Bank - KCC

* Corporation Bank - KCC

* Dena Bank - Kisan Gold Credit Card

* Oriental Bank of Commerce -Oriental Green Card (OGC)

* Punjab National bank - PNB Krishi Card

* State Bank of Hyderabad -KCC

* State Bank of India -KCC

* Syndicate Bank -SKCC

* Vijaya Bank -Vijaya Kisan Card

They are responsible for paying it from the estate's funds. They do not have to pay it personally.

If I understand you correctly, you want to know the relationship between interest rates and inflation. There are many factors that go into these decisions, but to keep it simple, when inflation is higher than desired, the Federal Reserve will raise interest rates. Higher interest rates decrease the amount of borrowing and increase the amount of savings. This decreases the monetary supply, and less money flowing through the economy will decrease the inflation rate. All you really have to understand is inflation. If everyone acquires too much money, that money will be worth less than it was in the past, thereby causing retailers, etc. to raise prices.

The financial institution in which you applied the loan will make a follow up on you ensuring that the loan is paid back if you have any other query related to personal loans then visit creditnation.in/Personal-Loan

Central banks are known as "lenders of last resort" and effectively have a monopoly on lending currency to governments (and other banks).

Accordingly, while there is usually little risk involved (until recently - consider Greece, Japan, Ireland, etc.), there is a cost associated with increasing and decreasing liquidity in the form of exchange rate differences, import/export changes, cost to produce new currency, etc. Providing an interest rate allows part of the cost to be covered while indicating that money is not free.

Another consideration is the need to generate value. If there is no effective cost associated with borrowing, banks and governments would borrow as much as possible without regard to the eventual value that is created (or, most likely destroyed) as a result.

the borrower

Loans and advances are a sub heading of current assets.

In general, no, you can't get approved for traditional credit online if you have a bad credit history.

You may, however, be approved online by a payday lender (in some cases, you will need to prove that you are employed and provide paycheck stubs in order to finish the process).

Lawsuits brought by lenders are always civil court cases which do not involve arresting a defendant.

There are cases, however, where a judge wants the borrower (or their legal representative) to be present during court proceedings. In these cases, the judge may place a bench warrant which will result in eventual arrest. The goal here, is not jail, but to get the borrower to show up and take responsibility for their actions.

No, one cannot go to jail by defaulting on any loan.

One may go to jail based on one of the two (2) results, however, of defaulting on a loan:

* If the court decides that check fraud has been committed during the course of the civil case, after the decision is made in the civil case the judge may pass on the particulars to the prosecutor for criminal prosecution.

* If the borrower has a history of defaulting on loans, a similar process may occur which lands the borrower in jail.

No.

A deed of trust demonstrates that a bank (or other lending institution) owns the property, however, the bank may not sell or pledge the property unless the borrower had not met loan conditions.

Even if you are the lender (and, therefore, have been given a deed of trust), unless the people that you have made the loan to fail to meet obligations, you may not use the piece of paper or the underlying property as collateral.

We've got 95K left on a home worth 650-680K

Rural Economic and Community Development ..usually called Rural Development Loan

Yes, the vested portion of an employee stock ownership plan owned directly by an individual may be used for collateral. Some definitions:

* "Owned directly by the individual" indicates that there is a clear trail of ownership that is held by a sole party (e.g., one has X shares of stock in the company or Y% of the company)

* "Vested portion" indicates the portion of assets owned by an individual that no longer have any contingency attached (e.g., one may be vested in 50 shares of stock if I stay with the company 3 years after receiving those shares; for the first 3 years, that stock may not be used in full by the individual)

There are a few ways to reduce the interest paid on a loan, however, any interest paid to date will not be recoverable. Some ways to reduce interest include the following:

* Borrow the money to pay the loan from friends or family (most friends and family loans will offer a lower interest rate than that provided by mainstream lenders)

* Speak with the lender concerning your circumstances (if you are having trouble paying bills or making ends meet, directly negotiating with the lender may result in a lowered interest rate without any incremental expense)

* Refinance the loan with the same lender (may get a better rate, may still pay for the refinance through an application or origination fee)

* Refinance the loan with a different lender (more competitive making rates and fees lower, however, the new lender will probably require some application or origination fee)

* Transfer the loan to a tax-exempt product (use a home equity loan or a refinance in your primary residence to pay off the other loan, resulting in a net reduced amount of interest paid due to the tax exemption allowed for mortgage products

Yes, one may use a home equity loan for a down payment on a Small Business Association loan, however, prior to doing so one needs to be sure that the change in leverage does not impact the structure of the SBA deal.

For example, the SBA may have approved the business for a certain amount of money based on both the cash flow profile of the business and the ability of the principal to pay back the loan (through existing assets like home equity). If the home equity loan changes the relative amount of perceived protection that the proposed structure has, one may (1) lose the loan or (2) have to settle for less.

The following represent the two (2) types of loans having the "guaranteed rate for some period" characteristics:

* Fixed Loan (the interest rate is guaranteed to be the same for the entire period of the loan)

* Adjustable Rate Loan (with a defined fixed rate period is typical for mortgages and guarantees a fixed rate for 1, 3, 5, 7 or 10 years before adjusting to a new rate, typically relative to a publicly known index)

Is there any advantages to co-signing for a home loan

There are a variety of places on the Internet where one may find a personal loan application. The "top-three" templates are presented as related links to this message.

Please remember that different state laws may alter the intended meaning of the language presented within the template that you use. If you are providing a loan (or taking a loan), always consider having someone with contracts experience review the document prior to commiting oneself to it.

Actually No. if the bank officers are considerate enough they might give you a little bit extra time when compared to other defaulting loan customers. If you are not able repay the money you owe them even after the extra time, the bank will take possession of your assets and property like house/car etc. and then arrange to sell them to raise cash to pay for the loan amount you owe them.