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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
Who is responsible for a loan your wife took out in Oregon?
Your wife and anyone who signed as comaker on that loan.
Is one half more than one third?
Yes. One half is 3/6ths and one third is only 2/6ths. In another way, one half is 0.50 and one third is 0.33.....
What ist the phone number to Wells Fargo home mortgage at po box 5296 carol stream il?
1-866-234-8271
What is the contact number for BAC home loans 203K department?
It is 1-800 293-8155. dont expect too much though, they rarely answer and are pretty useless. I have a lien against my house now I have been waiting for them to help me payment for so long. The best thing is to fax your invoices and receipts with your details to 805-306-7041. Good luck - you gonna need it with BOA!
Whom do you speak to when paying off your mortgage?
Your lender should have a "Payoff" or "Reconveyance" department that can process your pay off and the removal of the lien from title.
its a kind of a loan which is extended to let the importer sell the goods, title whereof remains with the financial institution, and forthwith deposit the proceeds with the loan extending Bank in discharge of the loan. The arrangement and loan is secured through the execution of a trust receipt.
What is mean by moratorium period of bank home loan?
In case the loan is sanctioned for construction of house, maximum period of 18 months or 1 month after completion of house / taking possession of flat / house,
whichever is earlier is allowed as moratorium period when EMI is not required to be paid and only servicing of interest, as & when applied, is required.
In case of loan granted for outright purchase of readymade house, EMI is to be paid from the next month of sanction of loan.
What is the meaning of savings and mortgage bank?
Savings is any income that is saved instead of spent. A mortgage bank specializes in starting and servicing mortgage loans.
How can you negotiate on your car loan with bad credit and no money?
If you have bad credit and no money you should not be looking at a loan. Get your life straightened out first. Cars are not required, good credit is.
In a mortgage who is the mortgagee?
The lender is the mortgagee. The person who borrows the money is the mortgagor.
Can you take out a personal loan for a house?
No. It is unlikely any lender would grant an unsecured loan for a house. They want to be able to take the property by foreclosure in the case of a default.
Where do you go to get a payday loan with starter checks?
Each payday loan company has different policies on starter checks. You will need to visit a payday loan office in your area for information.
Can there be a deficiency judgment on a refinanced mortgage in California?
It depends on the loan. California has a "one-action, property first" rule which means a lender can only do one thing to take action against you and that action must first be against the property. Lenders reserve the one action for foreclosure, and 99% of CA foreclosures are "right of sale" foreclosures which means they force the sale of the home instead of taking you to court. Once a first mortgage lender forces the sale (auction) they have done all they can do to you. They can't sue you for deficiency or send you to collections. They will issue a 1099 for the amount of debt that was written off but most people easily file as insolvent on their taxes to avoid paying on this amount as income. Now, lets say you also have a second mortgage. If you have equity in the home a delinquent 2nd can also foreclose on you, but lets assume you don't have equity (you did say California right?). The second mortgage can't really do anything to you until the first mortgage company takes the house for 2 reasons: 1)There is no equity for them to recover anything. If they foreclose they loose the loan plus the foreclosure fees. It's cheaper to do nothing. 2)Remember the property first rule? They can't sue or do anthing else until they act against the property, which #1 says they won't do. Now let's say your first mortgage forecloses. Now you could be in trouble. The second is free to come after you. Depending on the circumstances and how sure they are that you have income they can come after, they may decide to sue you for a judgment and attach a wage garnishment. There is no way to know for sure if they will do this or not. Many people file for bankruptcy protection after a foreclosure which makes suing you pointless if you are approved for the protection.
Where can I get a 2500 dollar loan with bad credit and pay it back on a 2 year plan?
BAD CREDIT LOANS DEALS
Bad Credit LoansBadCreditLoans provides an easy and convenient way for people to be matched with a personal loan from up to $5,000.
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How do you start a mortgage signing agency?
Im suggesting you start with a montage because, as we all know: even rocky had a montageeee!!! Once said montage has begun, run up some stairs, write some mortgage documents then randomly break out to some up beat work out song and you'll be a o k!
The bank doesn't care whose name is on the deed, just whose name is on the mortgage. You can sign a quit claim deed so it is all the partner's. So you would be giving up deeded ownership and still be liable for the mortgage if your ex; who can't qualify for a mortgage ever defaults? Really? This doesn't sound like a good idea on so many levels.
No, the tax credit only applies if you purchase your first home in the specified time period. A refi or modification would not count as a purchase.
Do you still pay back loans after chapter 7?
Some loans, like student loans, may not be included in your bankruptcy. The only way to get rid of them is to pay up. The longer you wait, the larger the debt becomes due to the accrual of interest.
Will 60 days late mortgage payment effect your credit?
It could. It depends upon the company's policy on when to report late payments: some report after fifteen days, some may allow several weeks or months.
If you cannot pay your mortgage it is best to contact the company and ask them to work with you during your financial hardship. Doing nothing is usually the worst thing a borrower can do for his/her credit score.
If my co-signer for a car loan dies. Do I still have to pay for it?
yes you do,the purpose of a co signer is that person is responsible for paying in the event that you dont pa,if that person is deceased you are still responsible.if you dont ,all non ppayments will go on your credit report
Are there tax benefits in paying off your mortgage?
Not anymore.Once upon a time MIRAS existed,which basically was interset relief on the first £30,000. It is no longer available.
What is purpose of payment voucher?
for adjustments, retification of errors.A voucher is a bond which is worth a certain monetary value and which may be spent only for specific reasons or on specific goods. Examples include (but are not limited to) housing, travel, and food.
