Loans

You may want to double check the document to see if you were indeed liable on the loan. You may have not been on the loan but on the deed to the property also.

Unmarrie couple both name on deeds the mortgage is on his name

According to the person I spoke with at the Texas Department of Insurance (as this answer may vary with each state), the answer is no. The money belongs to the homeowner. The mortgage company must release the funds when the homeowner satisfies the requirements of the mortgage company, usually this is signed documents, contractor's invoice, and an inspection. Theoretically the mortgage company should then release the funds to the contractor and the homeowner. (Theoretically b/c our mortgage company comes up with something new they need every 2 weeks. We've been fighting for our money for 10 weeks now. So good luck!)

I HAVE BEEN A FINANCE DIRECTOR AT A CAR DEALERSHIP FOR 10 YEARS IT IS POSSIBLE TO GET A LOAN DEPENDING ON WHAT IS IN YOUR FILE, AND WITH SOME CASH DOWN 10-20%

Ha! I can tell you from experience that it is possible. I had great credit but not a lot of it. As long as that's the case you will be ok. Id try a Credit Union, My score was just over 600 and I got a $40k loan no prob.

that depends on if there is a waiting list. but when you are next depending on how long it takes you to get your required information to them. then they have to run credit report. etc usually the process takes 30 days they should then let you know if you get a loan or not. be patient. and give them the info the need such as tax returns,pay stubs and ???? good luck hope this helped.

Loan recovery is when a loan or debt is recovered either in part or in full. This happens after the loan has been classified as bad debt, meaning the borrower will not be paying it back.

On the high side 15 bips of the loan amount should be set aside for loan loss reserves.

example a $100,000. loan amount $150.00 should be set aside for the llr.

The short answer is no. Even if you found one, the terms of such a "hard money" loan would likely make it a horrible deal. Like one level up from banking with Sharkey's Loans & Broken Kneecaps Inc. The reality is that any credit history that generates a 400 credit score is rife with broken obligations and demonstrates that the applicant is more likely to not pay the debt than they are to pay it. Now, as human beings the reality may be that the applicant just needs some help and is trying to make good on things. Maybe they had some major misfortune and are trying to turn it around. Maybe they would do anything short of killing someone in order to pay the bank back. The problem is that your credit history shows otherwise and may be littered with the financial losses of those who lent money in the past. Also, don't forget that lenders are subject to oversight and regulation. They have to justify their lending decisions to internal management and outside auditors such as DFI, FDIC, NCUA and had better be able to explain why a loan to a 400 FICO with no collateral to protect the loan was a good idea.

No

You may be able to get a reverse mortgage with the written consent of the fee owners. However, the lender may require the property be transferred to your name alone.

Because secured loans are loans that are secured on your property, they are looked at totally differently when applying for a mortgage, in most cases the mortgage lender will probably want you to repay the secured loan before approving your mortgage

You can take out varying amount of loans and amounts. The factors this is based on are undergraduate or graduate, independent or dependent. For an undergraduate, federal loans totaling 23,000 is the limit. You can take out private loans as well.

no

A revolving loan is one where you have access to a continuous source of credit, up to a pre-determined credit limit. If the limit is say, $10,000, you can borrow any amount up to $10,000. And typically, you can repay all or part of the amount you borrowed at a time of your choosing, within the overall tenor of the loan. You pay interest only on the amount you borrow for the time you borrow it. Sometimes, banks may charge a commitment fee for making a revolving line of credit available to you. This fee is usually charged on the average unutilized amount of your limit. You can also re-borrow the amount you have repaid. In effect, you have a loan that's always available to you on demand. Unlike revolving loans, installment loans have a fixed repayment schedule. In most cases, the full amount of the loan is drawn down (i.e., borrowed) at once and both repayment schedule and amounts are fixed in advance. You do not have the option to re-borrow the amount that has been repaid.

When applying for a home mortgage or equity line of credit in todays market you must complete what is called a full documentation home loan. Full documentation home loans require the following to complete your home loan transactions. State issue ID Social Security Card 2 years Tax Returns 2 Years of W-2 Statements 2 Months Bank Statements All Pages Most Recent 30 Days of Paystubs Some home loan approvals will only use your W-2 statements per underwriters request. The main purpose that a loan officers needs your W-2 statements is proof of income to determine your debt to income ratio.

Not unless she signs the papers.

There are many personal loan providers in the market such as: HDFC, SBI, Bajaj Finserv, ICICI Bank, Standard Chartered etc.. It is essential to choose the Best Bank or financial institution by Comparing Documents, Interest Rates, process, Eligibility online. Online market places like Credit Nation play very important role here. They help you comparing all the personal loan offers available on the basis of maximum eligibility, EMI and processing fees. They provide you a transparent home loan system and convenient home loan process.

By making extra payments, and if your loan currently has a very high interest rater, refinance it so the interest you are being charged is less.

For example, if you have a 200,000 loan at 6.5% interest and 30 year term, paying $300 extra per month reduces the number of monthly payments by 141, or 11.75 years, and reduces the interest and total paid by $113,531.55.

Reducing your interest rate on the same loan above from 6.5 down to 4.5 reduces your total interest from 255,088 to 164,813.

Both methods are huge cost savers.

A mortgage company usually has a set date that mortgages are due, i.e. the first of the month. Anytime payment is not received by the first it is considered late. However, most MC's have a grace period of 15 days; if it's not received in this time frame a late charge is assessed. If you mail the check on the 6th and it doesn't get to the company until the 17th you will be charged a late fee. The mortgage company must receive the payment before the grace period expires.

So in essence NO they can't charge you if they receive the payment by closing time of the last day of the grace period.

They CAN charge you if you make the payment after business hours, because it is not considered received until the next day, there is no one to process your payment if the business is closed.

If Federal, then yes.

If you need help getting out of default, or getting a garnishment lifted, then contact Default Management Services, Inc. for help. You can Google the name for a phone #. Ask for Doug, he is knowledgeable.

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